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<br /> p�ymcnts may no longcrr h�rcqui��cJ, at thc optiun of l.endcr. if m�n�;ngc imurunrr ci�vcrul�� (In thc iunuunt unil fur thc p;:�iud ---
<br /> th:►t Lcnder ►-cc�uires)provided by nn insurer approvc�l by I.,endcr.tgnin bca�tucti avuilnblc iin<I i+ubtuhud. llurr�►e,cr �Irsll p:iy �`-'
<br /> the premiums ruluired to maintain mortgnge insurance in effect,or to provide a lass rescrvc, until tlm rcquiremcnt tisr mnrt�;i��,c
<br /> insuauicc c�iu':,it�aCCOr3atiCL•�:ish any �vritten����reement between Borrower and L,ettder or npplieuble In�v.
<br /> 9. Inspection.Lcndcr or its a�ent may make rensonable cntrics upnn �nd inspcctions of dic Properry. I.�'udcr shall �;fv� _
<br /> Barrawer notice at the time of or prior to an inspection specifying reusonnble cctuse for the inspection.
<br /> 10. Cnndeii�iiation. Thc proce:ds of any award or claim for dnma�es, direct or cunscquential, in connectiun wi�h any r
<br /> condemnation or other taking of any part of thc Property,or for convcyance in lieu of condeinnation, arc heteby assigncd i►nJ
<br /> shall bc paid to Lendcr.
<br /> ln the event af a total taking of the Property,die proceeds shall be upplied to the sums secured by this Security instrument,
<br /> �vhethcr or not then d��e, with any cxcess paid to Horrower. In thc event of a panial taking of the Property in which the fair
<br /> market vnluc af the Property immecliately before the taking is cqual to or grcatcr t{Zan the amount of the sums secun:d by this
<br /> Security Insu•uroent immcdiatcly before the takin�,unless Borrower and Lender othei•�vise agree in�vricing,the sums secured by L
<br /> this Security instrument shall be reducad by thc �mount of the proceeds multiplied �y the followin�; fi�ction: (a) the total
<br /> amount of d�c sums sccured immediatcly before thc taking, divided by (b) the fair m�u�ket vulue of the Property immediately
<br /> before tl�c taking. Any b�slance shall be paid to Honower. In the evcnt of a partial taF:in$ of the Pro�:rty in wliich thc fuir
<br /> market valuc of the Property itnmcd'+atcly bcForc the taking is less than thc amount of the sums secured immcdiatcly beforc t���
<br /> wking, unless Horrower end l.ender othenvise agree in writing or unless�gplicable law othenvise provides,the prosceds sh,dl
<br /> be apptied to thc sums secured by this Security Instrument whether or not tha sums ara then due.
<br /> If thc P•roperty is ab;►ndoned by �3onower,ar if,aftcr notice by Lcndtr to Borrotiver that the condcmnar offers to makc a»
<br /> award c�r settle a clnim for dam�es, $orro�ver fails to respond to Lender within 30 days aRer the date thc notic� is given,
<br /> Lender is authorized to collect and npply the proceeds,at its option,either to restoration or repair of the Property or to the sums
<br /> secureti by this Srcuri.}•Instrument, whether or n�t then due.
<br /> Unless Lender and Borrower otherwise ag7ee in writing, any applicarian of pror.eeds to princip:J shall not extend or
<br /> postpane the due dute of the manthly payments referred to in paragraphs I ancl Z or cha��ge the amount of such pnyments.
<br /> �1.Borrower Not Releas�cl;�'m•beurance I�Y Lender Not a Waiver.Extensian of�he time for payment or modification
<br /> of amortization of the sums sec�ered by this Security Ynstrument granted by Lender ta any successor in interest af Iiorro�ver shall
<br /> not operate to relcase the liability of the original Bocrower or porrower's successors in interest. Lender shall not bc rcquired to ,
<br /> eommence proce�dinas against any suceessa•in intcrest or refuse to extend time for payment or otherwise modify smorcization
<br /> of the sums secumd by this Secuxity Instrument by reason af any demand made Uy the ori�inal Barrower or IIurrawcr's
<br /> � �, �;e�r,�a� ��,111 not he a wttiver of or p�•ecludP the
<br /> succeASOrs in interest. Any forbearance by I.endnr i�i cra,c�s���g�r.;; .g
<br /> excrcise of any right or rcmedy.
<br /> l2. Snceessors and A,ssigns Bound; Jo3nt And Several Llability; �a�sS�ners. The covenants and agreements of this
<br /> Seeurit,y In�trument shnU bind and bcnefit thc successors and assigns of�.cnder and Horrower, subjecc to the provisions of
<br /> purngraph l7. Iiorrower's covenan:s and ogrcements shall be joint and several. Any Borrower who co-signs this Secttrity
<br /> Instniment but does not execute che Note: (a) is eo-si�ning this Security Insirument only to mortgage, grant ac�d convey that,
<br /> Borr�wer's interest in tl�c Property under tlic terms of this Sccurity Instrumcnt; (b)is not pc.�sonally obligated to pay th�surns
<br /> secured by this Security Instrument; and(c)ngrees that Lender and any othcr Borrower may ugree to extend,modify,forbear or
<br /> make any sccomnwdations with regard to the terms of this Sccurity Instrument a•the Note withu�!t that Borrower's consent.
<br /> 13.I.crAn Charges. If the loan secured by tl�is Security In�trument is subject to u Inw whicl�scts mnximum Ioun ciiurges.
<br /> aaxl that law is finally fi�terpreted�o ti�ut the interest or other loan churges collected or to be collected in connection with the
<br /> loan exceed the permittcd limxts,then:(a)any such loan charge shall 6e ecduced by the nmount neccssary to�r.ctuce the charge
<br /> to the pennitted limit;und(b) any sums nlready collected fnmi Surrower which exceeded permitteJ limits will be refundai to
<br /> w,rrower. Lender mnv choose to make dits rcfund by rcducing thc principal owed undcr the Notc or by m;►lcing n d�rect
<br /> . ._� ., ....,r:ol ...wnav�nnne ivitfw�t nnv
<br /> paymcnt to BUCiOWCC. �f 1 refund reduces prmc�pa�, IRC �CALLCI►vu wiii uc iii.a�w ..� � M-»••- r-r-r°--° -
<br /> pr¢payment charge undcr tha Notc.
<br /> 14.Notioes.Any notice to Bonower provided for in this Security Instrument sh�ll be given by delivering it or by mailing
<br /> it by first class mail unless applicablc law rcquires use of anothcr mcthod.The notice shall be directetl to the Property Addre�:s
<br /> or any other uddrcss Borrower designates by notice to Lender. Any notice to I.ender shnll be given by first clnss m;iil to
<br /> Lender's address stnted herein or any uther uddress Lsnder desi�nates 6y noticc to Borrower. Any notice pravided for in this
<br /> Security instn�ment shnll be deemed to havc becn given to Bonowcr or Lendcr when given as provided in this�aragraph.
<br /> 1S.Governlog Ls�w; S�verabflity. This Sesurity Instrument shall be govemecl by fc�deral law nnd the Inw of tl►e
<br /> jurisdiction in which the Property is locnted. In the event tl�at any provision or clause of this Security Instrument or the Note
<br /> conflicts witl►applicable lc�w,si�ch conflict shall itot affect other provisions of this Sec:urity lnstrument or the Note which can be
<br /> givcn cffcct�vitl�out. tlie canflicting provision. Tu this end the provisions of thts Security Instrument and the Note ane declarecl
<br /> to be scverable.
<br /> 16.R�nrrower's Copy.Borrower shail be given one conformed copy of the Nute�nc�af this Security Instrument.
<br /> Form 3028 9/90
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