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<br /> T[2GCTIIf?li WITfi nU thc improvcments nmv or hercaRer erected on the property, und ull caticment�, iippurc�;nnn�:e>., and --
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<br /> fi�u�ucr, nu�v ur I�creaftcr u pnrt uP thc propc�'ty. All rcpincen�cnts nnd nddidony shnll nlsn hr cuvor�:d I�y thi�, S!:cu�•iry �,
<br /> Instrumcn:. All uf thc fnscaning Ib rePcrrcd to in tlii�Sccurfty Insinimcnt i�v Iltc"Pr��perty." �,
<br /> AQRRn\41?It C(IVt?NANTS thnt llurmwcr is InwfuUy nci,cd of Ihc estutc licrchy conveyrd nnQ hn��he rlt;lu tu;runt u�id
<br /> cmtiv�y tltc Pr��perty m�d thi►t mc 1'rnperty is unciuumhcrcd. cxcs�,i (in eticom`r�utcc:; U}�fi`ttl1�4�. �Zi7fr�iwp��uvnr��,mtti und wfll
<br /> defci�d gencrully thc �itic�n titc Property nguinst all clnims und dcmands, subJcct to i►ny citcuuflu•nni�c:+nf�r.cur�l.
<br /> 'PWIS 5CCURITY INSTRUMNN'I'coi��bincs uniform rnvcnimts for nntionnl usc und nuirwiifi�rm c��vennntn wlih limltcd
<br /> vnriutiuny by jurisdicdo�ti to con:;titute a unlfnrm security insh•umco�covcrin�;rcal propc��ty, �
<br /> UNIFORM COVENANTS. Aorrower nnd I.endcr covenunt und agrec us follows:
<br /> 1. Pnyment ot Princlp�l und Interest; Prepnymcr+t u�id l.atc �hargcs. 8arrowcr shnll prompdy pny �vhon Jim the
<br /> principal of and intcrest on thc debt evidenced by thc Notc und nny prepaymcnt and latc chtir�eti duo undcr th►�Nuta.
<br /> 2. Ft�nels for Tuxes und Insurnnce. Subject w applicnble law or to a written wuiver by Lendur. Bormwer shnll ���y to
<br /> Lender on the day manthly puyments arc due undcr the Notc, until tlie Notc is paid in full,u sum("Funds") fnr:(uf yenr.�y taxes
<br /> xnd ussessments which may attain prioriry ovcr this Security Instrument as a lien on the Property;(b)yenrly Icnseh�ld�.�i�yments
<br /> or ground rents on the Property, if any:(c)yearly h:u.ard or property insurancc premiums; (d)yearly 8��cxi in�u�hnGC pn:miums.
<br /> if uny; (c)ycady mortgAgc insurance prcmiums, if a��y:and (t1 any sums puyablc by B�rrower to Lcndcr, in aaconiuncc with
<br /> the provisions of parugraph 8.in lieu of the paymeiit of mong�ge insurancc premiums. These itums a�called "Escro�v Itrms."
<br /> Lender may, nt any timc, collect and hold Funds in an amount not to exceed the m�xitnum amount a l�tndar for a fedcrally
<br /> relnted mart�age loan may require far Borrower's escrow account under the f�:deral Real Estatn 5ettlmnunt Ptncc:dures Act of
<br /> 1974 as amended fcam time to time. 12 U.S.C. Section 2601 et seq. ("RESAA'7, unless anntt►er law tht�t applius tn the Funds
<br /> sets a Icsser amount.(f so, l.ender mny, at any tiuie, collect a�d :�old Fur.ds in un amnunt not tn excced thn ies�r nmount. .
<br /> Lender may estimate the amount of Punds du� on the bnsis of current duta and reasonabla estimatas nf ex�cnditu►�es of future
<br /> Escro�v items or othenvis�In accordance with applicniole law.
<br /> The Funds shall be held in an institution �vhose depnsies are insured by s fcdaral a�oncy, imtiamentality, or entity
<br /> (including Lender. if Lender is such r,n institu[ion)or in any Federal Home Loan Bank. I.emlur shull apply the Funds to pay the
<br /> Escro�v Izems.Lender ronay not char�;c Sorrower for hoiding and applying tl�e Funds,annunlly anniyzing the cscrow account,or
<br /> ver3fying th�Escrow[tems, unless l.ender pays�onawer interest on the Fmids and applicable law pesmits Lender w make such
<br /> a charge.However.Lender may requi�e Borro�ver to pay a one-tlme charge for un independent reul estut�;tax rcporting service
<br /> used by Lender in wnnecti�n with this loan, nnless applic.ablc law provides otherwi:�. ilnless an ugreemcnt is made or
<br /> agpl:cnble law requires interest to be paid, Lender shall nat b�,rcquiecd to pay Borrower any interest or earnings on the Funds. _
<br /> Borrower nnd Lendcr may agree in writin�. however, that intere+t shall bc paid on thc Funds. l.cnder shall give to Borrpwer,
<br /> withaut ehxrge, nn annuai accaun�ing oi iiic:u��3s, ��a'�=na" ���!'w s-7�`�nhi[c tn the� F��nds and the numose for whieh each _
<br /> debit to the Funds wus made.The Funds nre pledged as additional security for all sums secured by this 5�curity Instrument.
<br /> If tt��Funds held by L.ender exceed the amounts permitted to be held by applicuble law, Lender sha�! account to 33orrower
<br /> for the excess Funds in accordance widi the requirements of applicable la�v. If the amount of the Funds held by Gender+�t uny
<br /> time is not sufficient to pay the Lscrow Items when due,L.ender muy so notify Borrower in writing.und,in such case Bon•ower
<br /> shalt puy to Lender the amount necessnry to make up the deficiency. Borrower shall mz�ke up the deficiency in�a more than
<br /> twclvc monthly payments,at Lcndcr's solc discrelior�.
<br /> Upon payment in full of all sums secured by this Security Instnrment, Lcnder shall promptly refund to $orrower any
<br /> Funcis held by Leixler. If,tendcr parugraph 21, Lcndcr shall acquirc or sell thc Property,Lendcr,prior to the acquisi¢iort or sale
<br /> of the Property,shall npply any Funds held by Lender nt tlie time of ucquisition or sale as a credit ugainst the sun�s secu�rcd by
<br /> this Security Instrument.
<br /> 3.Appllattion of Payments.Unless appliatble I:�w provides nthcrwisc,all paymcnts reccived by Lendcr undcr pnragraphs
<br /> l and 2 shall be applied:rrst,to uny prepayment charges duo undcr the Note; secord,to amounts payable under parograph 2;
<br /> �h.�vl qn ints±nct ri�u•fiwdh,t��i*inrinal dur•nnd Inct tn nnv latr rhnroac duc undcr tho Note.
<br /> �4.Chargcs; Uens.Bonower s8all pay all tuxes,assessmente.chiirges, fines nnd [mpasitions attributable to the Proporty
<br /> which may attain priority ovcr thts Security Instrument, and Icaschold paymcnts or growid rents, if uny. Borrower shull pay
<br /> tb�esc abligations in the mnnner provided in puragraph 2,or if not paici in that manncr,Horrower shall pay them on time directly
<br /> to the persan uwed Fayment.E3orrower sliall promgtly furnish to I.ender nll natices uf amow�ts to he paid undcr this paragraph.
<br /> If Borrower makes thesc paymcnts directly,Borrower shall promptly furnish to C.ender receipts evidencing the pnymcnts.
<br /> Borrowcr shall promptly discharge any lien which has priority over this Securlty 6istru►nent utticss i3orrower:(a)agcces in
<br /> writing to the payrnent of the obli�ation secured by the lien in a manner acceptable to I..ender;(b)contests in good faith tl�e licn
<br /> by, or defends against enforceme�it of the lien in, legal procecdings �vhich in ►Ite Lender's opinion upemte to prevent the
<br /> enforcement uf thc lien;or(c)secures from the holder of the licn un ugrcement satisfactory to Lender subordinnting the lien to
<br /> d�is 5ecurity(nstrument.If I.ender detecmines that any part of the Property is subject to a lien�vhich may attain vriori[y over
<br /> this 5ecurity Instrumcnt,Lender mny givc Bono�ver a no�ice idcntifying the lien. Bomower shall satis'ty the lien or take one or
<br /> more of the actions sct forth above within l0 days of the giving of notire. .
<br /> Form 302& 9190
<br /> Pago 4 Ot 0
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