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201000871 <br />0116044413 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security <br />Instrument and in any rider(s) executed by Borrower and recorded with it. <br />GRAF <br />~ (Seal) <br />- Borrower <br />First American Loan Production Services Nebraska HECM ARM Security Instrument <br />02008 First American Real Estate Solutions I,LC <br />F'ALhS# N E HECM 1 SIA-9 Rev. 04-30-09 Page 9 <br />