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<br /> A � :�o����
<br /> 5� ti�tzt�rrl c►r Praperty insz�e�z�cer. Bon'ov�er shall ke;a the improvements no�v�e�'�xistins ar iema ter erected on the
<br /> Prnp.rry insurcd a�ainyt loss by firc, hn�1s•ds indudcd �vithin thc tcrm "cxte+idccl covers��e" anc� nny othcn c�uarcds, inciu�liti�
<br /> Ilnods or tiot�din(;, fur which Lender rcyuir�s insumncc. Thts insurance shnll be muint�ined in the umounts and for thc perind3
<br /> diat Lendcr rcquires. 'fiie insumnce a�rricr providing th� insurance shall bc cliosen by porrower subjcct ta Len�er's approval
<br /> which shall not be unreasonably withheld. If Burrower tails t�mn�ntnin coverage desc�ia:ci +�ouvc, i.cnde� ���r+j�. ut i.ti��d�►'s
<br /> option,obtain coverage to Nrotcct Lender's�ights in tiro Prop,.rty in accardance tivith paragrAph 7.
<br /> All insurance pnlictcs and cenewnls sliall be acczpiable to l.ender and shall include a stundurd mongage clausc. I.ender
<br /> sl;all havc thc right ta hold thc pnlici�s and r.nctv�is. If�,ende,r requires, eorrowcr shall prornptly givc to Lendcr all receip�s af _
<br /> paid premiums und renewal natices.In the event of loss,Borrower shnll give prompt noticc to the insurance carricr and Lender.
<br /> Lender may make proaf of loss if i�oi mv.io promptly by Botrower.
<br /> Unless I.ender nr�d Bc�nower othervri+r agree in writing, insurance procecxls shall be applied to restoration or repair of the
<br /> Property d:unagecl,if the restora�tion or repnir is ccanamically fcaslbie and T.ender's security is not lessened.If the restor�tion or
<br /> repnir is not economicnlly fe:uiblo or Lender's security would Ue lessened,tha lnsurance proceeds shall be applied to the sums
<br /> :.ecured by this Security Instrument, whed�er or not then due, wiih any excess paid to Borcower. If Horrower abAndons the
<br /> Property, or does nat answer wltBin 30 days a natice from Lender th�t the insurance carrier has offered to settle a claim,then
<br /> I..ender may coltect the insurance proceals. Lender mny use tha proceeds to repair or restore the Property or to pay sums
<br /> secured by this Security Instrumcnt,whether or nat then due.The 30-duy period will be�in when the notice is given.
<br /> Unlpss L,ender and H��rzower otherwise ugrcc in writing, nny application of proceeds ta principal shult aot ox�tcnc� or
<br /> postponc the due data�f tha monthly payments raferred to in paragraphs 1 and 2 or change the unount of the paymcnts. If
<br /> uader patagrapl�21 thc f�roperty is Acquired by I.ender,Honowcr's dght to any insurance policics and pro�:eeds resulting from
<br /> dumage to the Propeny priar to the acquisition shal[pass eo LenJes to tiie exte�t of the sums s:.curc;d by this Security Instrurnent
<br /> , immediatcly prior to thc acquisition.
<br /> 6.Ocsupency,PreservaUon,Mninte��ance a�id Protectton of the Property;Borrower's Loun Apppca4lon; Leasrl�olds.
<br /> Borrower shall occupy.establish,and use the Properiy as Borrower's principal resi�°enw within sixty days after the executian of
<br /> this Se�cudty Instrumenl.�nd shall continue to occupy the Property as Bonower's principsil resIdence for s�t.least one year afier
<br /> d►e date of occupa��cy, unle:ss Lender otherwise agrees in wria�g,which wnsent shall not be unreasonably wltlihefd,or unless
<br /> extem�ating circumstunces exist wbich are beyond Borrowar's control. Borrower shall not destroy, damage or impsir tha
<br /> Praperty, alluw ttie P�uperty to deterioratc, or commit waste on the Property. Borrower shell be in defAUlt if any fprfelture
<br /> action or proceeding,whsther civil ar criminal, is begun that in Lender's guod faidi judgment could result in forfeimre of the
<br /> . i raperty or othsrwise materially impair ehe llen created by this Securlry Instrument or L.ender's security interest.Horrower may
<br /> cure such a default and relnstate.as provided in�paragraph 18, by causing the action or proceeding to be diemissed with a ruling
<br /> [d3L, IIl Lender s goad iaith deierminaiion, [)ItxlUtjLJ IVI1CIlUtd Vl Iicc nuiTvWci''o i8i.."f:.o: :Tf L:2C �!'3F°'••Yi� �Z^f.tl^! S�?*��
<br /> impairment of the lien created by this Security Instrument or Lender's security interest. Aorrawer sha4! also be in d�fault if
<br /> Borrower,during the loen application process,gave materially false or inaceurate informutian or statements to ixnder(or failed
<br /> to provide Lender with any materinl information)in connection with the loan evidenced by the Nate,including,but uot limital
<br /> to, representattons concerning Borrower's occupaney of the Property as a principal residence.If this Security Instrument is on a
<br /> Ieasehold, Barrowcr shull comply with all the provisions of the leasc. If Borrower acquires fee title to the Property, the
<br /> leasehoYd and tho fee titic shall not inerge unless Lendar agrces to the merger in writing.
<br /> 7. Protectton of a:ender's Rights in the I'to�cl�ty.If Borrower faits So perfo�m the covenant�and ngreemtnts contt�inod in
<br /> this 3ecurity Instruxnent,or there is a legal proceecfing that may signifcantly affect Lendee's rights in the Property(such as a
<br /> procceding ln bankruptcy, probatc, for condemnation or forfeitu� or to enforce luwa or regulations), then Lender n�ay do and
<br /> pay for whstever is necesssry to protect the vnlue of the Praperty and Lender's rights in the Property. Lender's actions may
<br /> include pay�n� any sums secumd by A li�n which hns priority over this Secu'rity Instrument. appea�ing in court, paying
<br /> reuso;�abla attorneys'fees and entering on the Property to muke rcpai►s. Although I.ender may take action undcr this paragrnph
<br /> 7 I Pf1AFT 1S/}pp M}I7pV1!f!1 l��1 CA,
<br /> � Any.a�mounts disbursed by Lxnder under this paragraph 7 shal! 6ecotne additinnal dcbt of &onow�r secured by *.his
<br /> Securtty, Insfrument. Unless Borrower nnd Lend�r agree to othor terms of payment, these mm�unts shall bear intcrest from the
<br /> date af disbursement at the Note rxto and shall be payablc, with intemst, upon notice from l.eixlar to Borruwer icquesting
<br /> puymcnt. '
<br /> $. Mortg+�ge II�uuurAnce.If I.ender required mortgage insurance as a wndition of muking tlie loan secnrecl by this Sec�arity
<br /> Ins��ument, Bonower shalf pay the premiums requlred to maintain the mortgage insurance in effect. If, for sny reason, the
<br /> ttwrtgage insm�ancc coverage required�y Lender lapses or ceases to be in effect,Borrower shall pay the premiums required to
<br /> obtain coverage substanttally equfvalent to the mortgage insurance previously in effect, at a cost substantially equivulent to the
<br /> cost to Bonower of the mortgage insvrance ps'evinusly in effect, from an altemate mortgag• insurer npproved by Lender. If
<br /> sabstantially equiv�a?�m mortgage insurance coverage is not availuble,�onower shall pay to Lender eac1�month a svm eyual to
<br /> one•nvelt�h of the ye�rly�rcartgage insurnnce preniium being paid�y Bonower when the insurance coverage lepscd or ceased to
<br /> be in c'�jl�ct.Lendcr will uccept, use and retain thesc payments as u loss reserve in lieu of mortgage insurance. I.oss resecve
<br /> Fortn 9028 9/90
<br /> Pepe 3 of 6
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