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<br /> 7Y2�1I97`�i[9it �VPt'M r.11 thfl improvcmen��nn�v on c�rc�fcer crested on the pra�t;,rty,and nll c:��em�nt�,nnpnrtsn�nces, cnd
<br /> (iruui�:i�io��n7 h�;��f'e�g a p::rt of�,'�o Ei�a�lcYay,All rcp!^�cjtiicnG��i�nd rddiUaiin;;iiz�ll nJso k1�CNVWC�UY Q��I9�C�YII��Y AI�J[�iusicn�.
<br /> J. r, , All�f tha farcg�ing is rcferrcd to ln this Security Instr�ment a�tho"Property."
<br /> _ � BORROWa� COV6NANTS that Aorrowcr is lawfully sciscd of tho cstata hereby canveyeA anA has the dght to grant and
<br /> • �• � ` convcy tho Propexty t�nd Uu�t t�o 1>roperty is uncncumbcred,except for cncttmbranccs of record. Hanower warrants und will
<br /> � � � � dcfcnd generaUy tho dlle w tha Praperiy against nq clalms end demenda,aubJcct to any cncurnbrances of record.
<br /> �"'�°�''' � '���' 'rHIS SECURITY INSTRIJI�NT wmbint,s uniform covenanG9 for nntional use and non-unifortn covenAn;s wlth IImitecl
<br /> ;,. � ' vcirriatinns by judsrilctian to consdtut�a onifa;-en sccurity insteur��cnt covcrir►g r.,al prapcny.
<br />' ""�_.� UMFORM COVBNMiTS.Borrower and Lender covenant and aArce as follaws:
<br /> 'J!;''�"���� 1.FAyment of Principal And Int�rest;PrepAyment and Late C6arges. Borra�+er shall prompdy puy when due the
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<br />_,�� princlpal of and intcccst on the debt evidenced by thc Nota end any prepayment and Inte charges due iander the Note.
<br /> 2.Funds for Tcurs And IasuirancR. Subja;,t to applicabl� law or to a wrltiea►waiver by Trand�, Sorrower shall pay w
<br />, .,.: ,;_��` Lender on th�day monthly payments sre due under the Notc,until the Nota is paid L�full,a s�un("Funds")for:(a)yearly taxes
<br /> .:�,�...;. and as.sessments which may attaip►pdorlty+over this Sec�uity Instrumeut es a llen on the Froy�ty;(b)yearly leasehold nayn�ents
<br /> �': �� ` or ground rents a�the Proparty,if nny;(c)yearly hazaM or properry insuranca premlums;(d)yearly flood insuranco premiums,if
<br />:='`:��:+. :��,'� anY;(c)Yearly mortga�o inatufu�ce�remiums�if any�and(�any sums payuhie by Bonower to Lender.in eccardance with tho
<br />`,,ti;.^;f?f� pravisions of par�mpfi 8, in lieu of thc payment of mortgage insurance gr�miums. 'Ihese items aro called "F.scrow Items."
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<br /> ��' .[ Lender may,at any tirnu,caUect and hold Funds in an amount not w eaceed the meximum tunaunt a lender far a federally related
<br />-�::�°� ���• mortgago loan may rec�u�re for Borrower's escrow pccount under the federol Real Bstate Saltlement Procedur�s Act af 1974 a9
<br /> -'���{��;,,,: amendr�l fram dme to timc, 12 U.S.G Secdon 2601 et seq. ("RESPA"),unless another law d�at applles to the+Fund.g sets a lesser
<br />-�"'F�`�:. amount If so,Lencicr ma , et an dme,collect and hold F1mds in en amount not to axcoed the lessc;r amoune. Lender ma
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<br /> _-•;����,, esdmate the amount of Funds due on the basis of current data end reasonabla estunates of eapendiWms of Q'uaue Bscrow Items or
<br />'';;:,�r� othernesa in accordance with a�plicable Isw.
<br />`�^���':�t'� " ` 'Itia.�r,ds shall be held in an institudon whosa deposits ac�e snsured by a fecleral agency,�inswmentality,or entlty(iu�cluding
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<br /> :;:;�.,i; Lender�if L.ender is such an insmtunon)ar in any Federal Home Loan Benk.I.ender shail apply the Funds to pay Plie�scrow
<br />���'=';�;;� Items.J.endel roay aoi charge Bonower for holding and applying the Funds,annually analyzing tbe escnflw accaunt,or verlfying
<br /> the Escrow Items,unless Lendcs pays Borrower inteiest on tha Funds nnd c�p'�cable law permits Lendcr to tnalce such a chargc.
<br />_,�;,'-;�.�. Horrever.Lend°.� may zequirrc Eanowe�w pay a ane-timc cho.�c far w.ind�;,n�t.r.,]rstate t�x rGgarpng service used by
<br /> _ Lendcs tin Cant�ection with tbis loan,unless appllcuble law pravides othcnvLse.Unless ars�;reement Is made os epglicable law
<br /> =- '�`•�_- requires i�terest i4 be pa�d,Lend�shall not be required to pay Borrower any interest ar earnu�gs on the Funds.Bonower and
<br /> <:�;�}�`" Lender may agr.ee in wrlUng,bowevcr,lhaz inteaest sball be paid on tha Fu�ids.Lender shall giva tn Horrowc;r,wlthout charge.An
<br />""'=`''-'-°^'�"� anmial accounting of the Fhnds,at►oaning credits and deblts to the FLnds and the purpose for which escl�dabit[o tha Fimds was
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<br /> _;'',h_,:�r mado.The Funds an pledged as addidonal securIty for all sums secu�d by this Securlty Insuamen�
<br /> --:.y�_; If the Funds held by Lender exceed tho amounts pumi�ed to be held by applicable law.Lender shall account to Borrowu far
<br /> ="•v� the excess Funds in accordance with the requiremenis of appllcable law.If the amaunt of the Funds hrld by Lender et any dme is
<br /> � rot suf�cient to pay tha Bscmw Iteans when due,I.ender may so nodfy Borro�uer in writing,and,in such ca90 Borroau sNall pay
<br /> to Lendex thc amount necessacy to make up the deficiency. Bormwer shail mnice �p tho deficlency in no moro than twalvo
<br /> monthtY P�Y�►ts.at Lender's sole dlscredon.
<br /> UP�P�Y�t in fuil of ell sums secwred by this Sacuriry Instrument,Lenda chall P�PUY�f�uid w Barrowu any f�nd�
<br /> – heki by Lender.If,undu p�ny�csph 21,I.u�du shai!ecquiro a seU the Prolxny�L�endri,pricx a tho scqubiNon or eaie of tho
<br /> � Pa�at3r.aha1Z apply eny Funds held by I.enckr at the dme of acqulsidon or sak as a eredlt agiinst tha sums eocural bg�this
<br /> ° Socurity InsWme�r►�
<br /> 3.Appik�tba ot Pay�enta. UNcss applksblo law provides othawiso,all payma»ts rxcived by I.��der under�rograph9
<br /> -- 1 and�st�all bo spplk�:First,w anY D�PxYment cha:qes duc under thc Note�secor�d,w errwunts peynbb undu p�ra�g►aph 2�
<br /> --- Ihird.On initmt due:foutth;M�xinttma!d�r.r arul laat,tn nny l�tn�hAro�o�inw��..A�.�h�u��.
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<br /> 4.Cher�a;Liene. Borrower shaU pay all taxes, assessmsnts, charges, C�nes and imposidons amibu�bb a cha propeny
<br /> which mAy atlAin priority over ihis Security Instrument,and l.,asehold payma�ts or ground rents.if my.Socrowu shall pay tlticse
<br /> obligations in the mAnnu provlded in paragcaph 2,or if not paid in that maiuv��Borrowu shall pay them on time dir�ctly to tho
<br /> person owed payment Bormwu shall pmmptly fiunish to I.ender all nodces of amounc�to bo paid under this paragreph. If
<br /> Bomawu m�ices these payments direcdy.Borrowu sf�all prompdy fumish W Lender mceipts evidencing t�pAymaits.
<br /> Borrowcr shaU promptly�lts�harge any liea which tias prioriry over Ihis Secutlry InsWment unless Borrowa:(a)egroes in
<br /> _ wridng w the payment of the obligadon secuc+ed by thc GEt►in n manner acceptabk ta I.enidtx; @)contests in good faith the lien
<br /> - by. or defends against enforoement of thc lien in, legal pmoecdings which in the Lender's opinion operete to prevcnt the
<br /> _ eafoncement of the liea;or(c)secures from tha holder of the Hen an egrtlement sae.sfxtory t�o Lender subordinaung the lica m
<br /> — ihis Sxurity Inst�umeait If Lender deteimines tf�at any part of Q�e Propaty is subject to a licn which may attain priority over thi,a
<br /> ____ Sxurity InsWment,Lerider may givo Borrower u nodca identifying thu U�cn.Borrower shall satiafy the licn or take one or more
<br /> --------- of the acoons set fonh ahove within 10 days of the giving of nodca. -
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