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<br /> � periods that i.ajder r�equi�s. 7be insuru�ce ca�rier Providin8 the iasurance st�a[i be chosen by 8om�wer sabject ta Erenderts ,
<br /> . . �pprov�!which sh�ii not be unreua�aDiq witbheld. [f Brnmarer fsits m maintain coverage descri6ed a6ove.Ltnder nuy,at �.
<br /> < �[.ender�option.obtain coverage M p�otcct l.ender's rights ia the Pmperty in accorda�ic.�witfi�usSrapl�
<br /> ' All insurance Palieies�nd rea�v�rnis sbill bo acceprab1e to:l,ender and sl�atl inciude`a standard matgage elause. l�ender ,
<br /> . st�alt I�ve the right to lwld tliee policies arid c�enewais. If Lender�equi�s.Somower straU pmmptlY 8ive ta LenBerali�eceipte .
<br /> • of paid premiums and crnewal aottsea Iri die eveat of toss.Bor�wer shali give prompt notue to the�su�nce cartiei�ad ` .
<br /> ------� l.a�der. Lender may maka p�oof uf Wss i�not made pr�rnptiY by Barovear..� •
<br /> Unkss Lenda and fia�nwer a6ejwise agtoe in writiag.insurancb praeads shalt 6e applied to restontioa ar ceptir of
<br /> if tUe_�storatibn or�pa�is economicaUy t`easibie and L.cnder�securitY is no!tessene� if the ___-
<br /> - - - -- �ba_Ptopeity_d�.� �`��
<br /> �_ - restor�tion or cepair is not economically feasi6k or Lender's securicy would bc tessened,the insura�r�e P��S
<br /> :�' —° appGed to tbe sums seceired by this Security Inst:umea�wixttter or not tlxn dwe.with any exass pzid iu Barower. If
<br /> �ioimwar abandons the Yroperty..or does not aaswer within 30 days a naice from Lender that the insivance cazrier hu ,
<br /> . offercd to soak a claim.tben i,ender may oollect d�e insivance p�oceeds. Lender inay u5e dxprocecds to iepair or restae .
<br />'�'r� tbe P�vpercy or to pay sums sacured by this Security Iasnnuna►t�whettKr ar rat d�s due, The 30day period will 6egin when .
<br /> _ thtnotioe is grven.._ I�cation of to sftalt nat eadead a �
<br /> � . Unkss Le�Mer and Borrower atl�wise agree ia.v�rtiting.�Y aPP� P�� P��P�
<br /> postpone the due date of tbo monthlY PaYments refernd to in paragraphs 1 and 2 or changc t6e amount of tht payments. If
<br />- - under pa[agapit 2i the Property►is acquire8 by I:ender,Bom►wer's rigt�t to any msuta�nce policies and p[oceods tesulwtg
<br /> ',., ftom datrtage to tbe PtopertY Pcior to tbe acquisiuon shall pass m l.ender w the e�ent of the swas secu�ed by th'ss Security .
<br />� tnsuwnent imm�ately prior w thc acquisiaon. . ,
<br /> � f, po�opancp. Preservatioa. Maiateaance and Protedlon ot the Property: Borru�e�s L.ua�o Appik�fjon:
<br /> � i.�d� Bonower shall ocwpy,e.ua6lish.and use the Propecty as Borrower's pnncipal residence within sixty days after
<br /> �r � the eaecutivn of this Security tnstrument amf shall continue to accupy the Pnope�ty as Baruwer's priacipal nesidence for at
<br /> ���. unless Lender a�tierwise agroes in writittg, which consenf shatl not t�e
<br /> • least as�..y� after the date of acaspancy. .
<br /> ,�. unnaso�sabTy�vcqthheIsf:ornnte.ss ex�palin$circairutances exist wtuch are beyand Borrowers co�rtrol. Botrower shall aot
<br /> . �.`r alt w�e PtnQerty td deuriaafe.a commit wacte ai the AnpertY. Bamower st�all
<br /> destrQy.damage ai imPau the P�m'P��'�. 4.
<br /> • '`',-�° be.ae ilcfaiilf if any focfeimre xaon.���~��R�her ctvil or criminal,is begun that in.Lender�s gaod faith judgux�n _
<br /> • �r.�:%.'.��' _ ��' coatd.r�ti ia forfeit�ue of�he Prq*�eit�ar�o�e<u:se materi�lIy,impair ihe lien create�i�?�tifiis Securiry Iasuumrnt ar =-
<br /> � ;�;:;�;:;�.• , : Lender's securiry interes� Borrovc�r may care�ns��a d'efaule arv�seinstate.as provided'm p�-.;p�'.�.;��1 8,by c a u s i ng t h e a c t i o n �_ __
<br /> •- ..��`.�;`�_:, .� ,.� os.PTOCeeQinB to be dismissed witha mling tlra�i�€$xndec's gaad faith detemunation,precT�i;�s.forf�itare of the Borrower's ��r
<br /> uuerest in the Property ar other materiai impa�nt of the lien c�eated by this Security lnstrument or Lender's security ��
<br /> ne
<br /> '•--,��,,",. :.:;. ._.'� . � inttr�.,-t.. Borrower shall also be in defauIt i��arrower. during t he laan a p p li c a t i o n process. ga�re materialty false.or. ���
<br /> r.`�_ : inaccurate infarmation or statements to l.ender(or faited to provlde Lender with any material information)in connecaon with — .�_y^—
<br /> .-:�x�-:•, - �" . the laan evidenced by the Note.including. but rtot limited to.representadons conceming Hocrower's occupancy of the z,�,
<br /> =�.r;:`;�r:.: s'` ' propeitY as a principal r�sidence. If this Security Iasaument is on a feasehold.Borrower shal!comply with all ffie provisions �;,�;�_�.
<br /> ' "4 ' of the lease. IP Borrower acquires fee title tn the�ipercy.the leasehold and the fee tiqe shall not merge untess Lender ag�ees ___
<br /> ��.��j��t�:;��, , —..—
<br /> ' to the merger in wri6ng.
<br /> .� ,�.. •� "•„ . �, protection of Lender's Rights in tbe Property. If Borrower fails to perform the covenan�c and ageemenu �'.��Y
<br />_ ".�"".`'a t `s.� ��
<br /> : ., .._ •- .
<br /> containeb in this Security tnsuumenl.or there is a.tegal praceeding that may significantly affect l.ender's rights in the ��._
<br /> . Propefty(such as a proceeding in banlcruptcy.probate,for condemnation or forFeiture or to enforce laws or regulation's)� �'.�,.�,�,c�
<br /> � • Lendar may do and pay for whatever is necessary to protect tf�e vulue of ti�e Propercy and Lender's rights in tFie ProFerty. : r-,.-,;:-
<br />� � �� .� bender's acxions may include paying any sams secun;d by a lien which has prioricy over this Suurity Instmment,appearing . --
<br /> - in cmirt.paying reasonable attameys'fees and entenng on the Propnrty ta make repairs.AItl�augi�I.endr+r may take action _
<br /> � � • • under this paragraph 7.I.ender does not have to d�sa. + :-
<br /> "��, _ _:y� ' My amounxs disbur�ed by I.ender under t�`j's,paragraph 7 shall become additional debt of Borrower secured by ihis ,,,t.:
<br /> � _>`-_ .:.�-° . . Securiry Instn�ment. Unless Borroweraad Lender'agree ta o�her tertnc of payment.lhese amounts tihull 6ear intetest from the ;�,i`,,._,
<br /> _.�;•�.� :,-�;.. , •
<br /> date of fisburccment at Ihe Note rste and s�a14 be payable.with interes�,upan�otice from Lender to Borrower requesting �.•,��;_
<br /> . .'� ,`"-�t'"s a tnenl. ..
<br /> `":`'`.:� P Y . :
<br /> `�-'` �`�' S. MoMgage lnsarance. If Lcnder r�q�.�red mortgage insurance as a eondition of making the foan�ecured by this . ,
<br /> .., y�.�. ..:. .-� , . , _.
<br /> •:�':� �" ' Secusity Instrument.Borrower shai�pay the premiums rcquired to maintain ihe moagage insurance in eff:�. If,for any � '�• ,
<br /> • reason.lhe mortgage insurance coti'erage requ�red by Lcnder lapties ar ceas:s to be in effect. Borrowes shall pay the �
<br /> . � • premiums required to obtain coverage substantiaily equivalent to thc mortgage insuranc�.previously in effect.as a evs! . ,
<br />. � . substanliaQy equivalent to the cast to Boaower uf the mortgage insur�nce n�Efoucly in eifect.from an altemate ma;��e
<br /> •_:-;:�,,,��r:..;,.� . insurer approved by Lender. lf substantially equivalent mortgago insurance�verage i�not availabte,Barrower shaU pay tu ' _
<br /> ; f�r;._.:.,�; . • l.encier each month a sum cqual to one-twetfth of�he yearty ma»gage intiura�.prcmium being paid by Borrawer when the �
<br /> ��''�w�';. . � insuranee coverage tapsed ar ceased ro be in effecs. Lender will accept.use and retain these payments as a lass reserve in lieu _
<br /> � of mortgugc insurance. l.oss reszn:e payments may na lon�er 6e rcyuired.at the optian of Lender.if mortgage insurance
<br /> � • � coverage(in the umount and for the period that txnder requir_sj prov�ded by an insurer appr�yect by Lender aga�n becomes .
<br />� � � vailabie nnd is abtaincd.Borcower shali pay the premiums ccyuire�i to m:+intain mortgage insnrertee m eFfeet,or to provifi�a ��
<br /> a
<br /> • . � � tass reserve.unti!tf�re.quirenient far martgage inaurAnce end�in accardnnce w�th any written ugreeme�t ixtween Botroµer • �
<br /> • � and l.ender or:�ppti:xbte law. • .
<br /> ' • • 9 Inspectiatt. Lender or its agent may makc rc�.tionablc c�tricv upon and inspcctions af the Propeny. Lender shall •
<br /> ,. , � give Barrower notice at the time of ar prior to an in`pecti�n specifying reasnnuble cauac for the intipection. E.
<br /> � r !0 Condemnafion. The praceeds of uny:�ward nr clains for damagey,dirrrt nr eonsec�uential,in ronnection with astiy ; �
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