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<br /> �-` . , � �tinac�i�R wrn�alr me i�mvema�s noa►a he�atta�«tcaa aa thc p�opa�y.�a au G►�c.+,�:
<br /> `ae6 5xtures non►ar 6aaf�er a p�et ot dk p�ope�tY. Ait reptacaneets aed additians aball also 5e coveoed 6y this SecaRitY .
<br /> . Iasonuneat Ail of tfie foreEoing i;re�arod w in this Securiry Tm�u�aent s d�e"Ptopdty."
<br /> � BpRROWFR OOYENANTS that Borrower is tavrfulIy seised of tbe est�te hecel+Y ca►veyed aod h�s tlia rlghE to gnnt
<br /> aad convey t�ie PtoQaitY and tt�at tLe Fmpe�ty is�bered.except for encumbcsmces of record. Barawa watraots attd
<br /> . 'wfII defmd baia�tUY t6e titk w t6e Prope�ty against aU ctatms�nnd decnands.subjxt to wy encumbrancss of ncad
<br /> . 77�IS SEC11Ri'i'Y INTS7RUMENT rnmbines uoifarm cove�nu for nadonal�use aad noa-�miforta cove�us witB
<br /> �i'united v�i�ticns by j�is�c�n to ooastialo a uaifarm.sec�uit�►inscnu�at eavaiag aat txvpeity '
<br /> ._ lJN1FORM C�VFNANTS.�ar�awaand Leader cov��a C eC�� BoQawer.stiall prompt[Y 1�►9�dne the
<br /> 1, �a�t d�risdp�!�d L�re�-Pr�ep�lwe� nt aad lau cbuges due w�der ttse Nae.
<br /> principal of and iruerest on tbe debt�evidenced by the Nate aud aaY P�PaY�
<br /> 2. �l��ds for'lt�xes atd Lwra�ca Subject to apptkabte law c�to a writtat waiver by l.ender.Barrower shali p�y to
<br /> I.e�der an the day mont6ly psya�a�ts ate due under t6e Nae.una'}th¢Nott is paid in fu11,a sum i"�")for:ta)Ye�Y
<br /> � 4aes�nd tss�aus whx:6 maY a�n PrioritY aver this Sea,�airy Iastrument as a lieo on ttie AopRty:(b)Ye9r1Y lt�elwid•
<br /> .payments a gcwnd ca►ts�aa tbe P�opetty. if any;(c?Y�Y�a ProP�Y ���P�ums; (� yeartY floa�
<br /> -- insar�rtce prendwn3,if any;(e),YeuIY m�tSaSt in�anc�P�uwns,if any:and t�anY sums WYable by Borsowet to
<br />•- I.a�der.in accocdance wnh the provisions of pa�aBr�Ph 8.in liea of the payma�t of aartga8����PRm►�. 7bese
<br /> - items ate a�iled"Esnaw Itans." I.snder may.at smy tiaica coftect�i�otd iiu�ds m an amoaat not to exc�ed We maximuae.
<br /> L= amouat a lender for a federalty nelated a�ortgaSt toaa may;oqau�fur Barmwds escmw acco�mc wider ihe federai Rcal
<br />�i Estate Settlear,nt Pmcodu�es Act of 1g74 as amended fran time w tun�12 U.S.0$260I�t seq.t"RFSPA'?,���
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<br />.�� is+w m the Funds sets a tesser�mamL if so,Lender may.at anp thae,coIIec[and hoId Fus�ds ia ate�9crant not to
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<br />' �the tesser amount. Leader reay estim�ce tLc�of Fimds dae a��.�of cucrent daaa��s�.�:awnabk
<br /> _ . ��es of�af�.�vcs E.gcrnw Items or othet�Tsei�acax',r�e with�c��law. . :`;;��� , .L.
<br /> 'Td�.�s?�aTI:i�e�`�n aa�op�wIwse����`:x�e�e:����''=
<br /> �(m�ctu�ng Leisa�er:if i e�s�esb sac�ati a�s�oa)or sz��de���se��S�: S.e:�de�r�:u���r'tb��?a�
<br /> �t�sc.�mr�Ice�i�s. LC�doF.1�'.;?��.�irawec ftti*���a�asG i�:'�8•��*.�*1aau��'a�3''.���e'escraw . .
<br /> �� .�:.ount,a ve�ifymg tbe.�svr3w ttems,nnks.s,t.eadc*�Bs.Bocroivei uttese�!c�S��unds acid`?�Iz.�H�.Petm�ts
<br /> • • �.'..;;a,.�pdcr to make such a char�e. However,i:endec may z�aire Barrower to pay�o�.,�-am�e cbarSe fd�aa�ent ieai
<br /> - -:sstate taot teporting setvice used by I.ender in connecaron.wUh tht31P�.�ess apQlicabSe Iaw pravides��,9Jaless ast ---
<br /> '`� _....... =:;.-`s�eement is made or appTicable law requuies interest to be paid,i�eader shat!not be nequired to paY�ojrowe'r any fnteiest or --
<br />,'.::,. •'�- � eamings an t6e Funds. Bac[ower and Lender may agnY in wri dng,h o w ev e r,d�a t i n t e r e s t s h a l l b e p a c d o n t h e F u m d s..L e n d e r �'�=
<br />- :�`�.: -5�- s1�a1F give w 8oirower,withiwt chacge,an annual accaanang of tde FLnds.showing credits and debits m the Fands and the -�_--
<br /> . ;;``� PP�fa which each:debto ta the Funds was mad�. Ttie FLnds are pledged as additionat security for all sums secured bY =_:_'�'-`"--
<br />. ;�.� this Seca�icY Iosoru:aeat.� �-
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<br /> IS:tI� FUada heW 6y l�ender excced the atnounts permitted to be held by appltc�ble law.Lender shail asraunt to --
<br /> �� Barower for+tha exces.c Punds�n xcardanee with the aquir�ea�ents of applicabk taw. If the amount of the Amds hetd by -- _
<br /> ' i,cnder at aay t�me is nat sufficient[P p�Y t��ow Items when due,Lender may so notity Boaower`in writing.and.in
<br /> - sneh case Bamwer shall psy to L.ender the amount necess�y to makc up the deficiency. Borrowec shatl make up the
<br /> +�. � dcficiency in tw more than tw¢Wc manthty paytnents,at Lendcrb sole discretion. _=� -
<br /> � .�- " [Tpon payment in full of ait sums secur¢d by�his Security Ir�.strument.Lender sha11 promPtly refund to Borrower any ;�,:___--
<br /> • F i m d s h e i d b y L ender. !f.under p ara g ra p h 21. txnder shall arquim ar scU thc Property.l.ender.pnor to thc acquisitia►ar .:ff'�-s-;.
<br /> sak of the Prapeny.shall apply any Funds hcld by Lendcr ai tho Iimc of xquisition or salc as a credit against tde sums :�;�'�-.,d�.
<br /> � . securcA by this Security[nstrumen�. ',,� � -
<br /> �� 3 Application ot Fiymen�v. Unicss applicabic law provides Mhcrwitie.aq payments receiveQ by Lender under • .
<br /> . ;�;- : paritgraphs 1 and 2 shall be�ppifed:firs�to any pnpayment chnrges due unAer the Nate;secand.to amaunts payable under ;;r..r.. � .
<br /> paragraph 2:thir4.to interest due:fourth.to princjpa�due:and last.to any late charges due nnder the Note. �;'�•r;:'.;.;•.
<br />• = �•' q, tfiar�s;],iena Borrowcr�shhil�puy alt uues.assessmenta charges, Pnes and impositions attributable to the �.•..
<br /> - ;:'�;, { Property.whiah�may attain priority over thf�Security I�strument.and teasehotd payments or ground rents.it any. Bbrrower ; _
<br /> • �. � shali paythbse obligatians in the manne��rovided in Qaragraph 2.a if not p�Id in that manner.Brnrower shali pay them on
<br /> - nme dir�ectIy to the person owed payment:So�rower shAll promptly fumish to Lender all notices af amounu to be pa�d under � .
<br />�• Uils paragraph. If Borrower malces these paYmen�a directJy.Borrowec shull prompAy fumish ro Lender receipts evidencing ,
<br /> the payments. ..�.
<br /> Bonower shaU promptly discharge any lien which has Drioriry over this Security lnstrument unless Borrawer.(a)agrees
<br /> "� '�'�� in writing to the payment of the abligat�on secure0 by the lien in a manner acceptabte to l.ender.(b)conusts in good faith the ..
<br /> ������ lim by.or defends against enforcement of thc lien in,legal procceding.a which in the Lender�s opinion operate to prevent the ��
<br /> � "� �� enforcement af the lien;a(c)secures from the holder of the lien an ageement satisfactory to Lender subordinating the lien �
<br /> , • �'�. ,' to this Security Instrumen� If Lender determines thut any part oY the Property is subject to a lien which may attaia priority �} •� .
<br /> � ° �-° over this Securtty lnstrument.L.ender may give Borrowc�a notice identifying the lien. Bortower shall satisfy the iien m take . .
<br /> one or more of the actions set farth above within 10 days of the giving of notice. •
<br /> r S. Ha�ard or Yroperty lnsuranca Borrower shati keep the improvements now existing or hereafter ecected on the
<br /> ' f;�„s�,-y� •' Property insured against ioss by fire.hazacds included within Ihe term"extended caverage"and any other hazards.including �. .
<br /> • - ftaods or tiooding,for whith L.ender reyuires lnsurance. This insurance ::hall be maintained in the amounts and for the �
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