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��.�"1 <br /> . ,� . . .. ��. <br /> rta+.A� <br /> .��ir . � . . . ' ...A�.� _ "YO:�:9'�iCC'.•� <br /> . • „�._-_'_' _ <br /> , . . , . ._ _�. <br /> .. , .... ^�� ' —__ <br /> - ° ��'L#l�lf� ' � . _.... ...._ . . . .. . . .. . . .. . . ......... ,_.. ---;.... .�"L: <br /> �y . • _ <br /> ,� <br /> � . ,�ads _..... .. ..... . ............._. ... ...... - -- . . u �,�.TV:__�. <br /> , , ik.^:. �°s.i"i�•`-s <br /> ,w, _ <br /> , ��`°�(��,`�1 :� LOAN NQ. t 5 a s z i a s a 3 � <br /> ' YP�IS SCCU�1`I'Y INS��UM�NY combinos unitqrm eovc�ar�2o for nntlon�l us�nnd non-unlfiorrn covonr�nto tvlth . � <br /> Ilrnited varl�tlons by Jurlcdictlon tn constltut�a unifoPm�acur(ty inntrurnnnt covorinp roAl�ropor4y. • <br /> _ Ut�IFO�iM COVENANTS. Borrower and Londer aovanant and agroe as followe: <br /> ._: <br /> 9.P�yrr�eM o4 PrinclMl And OntQrea4;Prep�yme�err�Late Ch�r�o�, Borrc�xer ehall pom tf whon ciue �� <br /> P P Y peY „ .. . <br /> the princlpal ot arfd interost on tho debt ovidenca!byttr��'ote and sny propayment and late churges duo undar the <br /> ., Note. " - <br /> 2.Furid�i�r��x��a�i 6NAUraN�B. Su�iJect�to ap�llcaiula I�w or to a w�iitsn waNcr by LEndcr,6orrov�or shall ay <br /> to Lender on the d�y monthly paymente are due under tNe Note,untll tha Note Is pald In fuil,a sum("Funda")for:(a� . _ <br /> � yearly tsxes end assessmentd whlch may attaln priority aver this Secuetty Instrurreent ae a Ilen on the Property;(b)yearly �� <br /> , �� leasehc�ld paymenta or pround rente on the Pro{�erry,If any; (c)yearly n�t,�sd or properry Inaurance premlums;(d) - <br /> ,s�''"''�''` yQarly flc�od Insurartce premlums,M any;(e)yoady mortgape 7neurant:�prt�mium�,If any;and(�any auma payabla by <br /> ' �•'� �`M16'� 8orrawer to Lendar,In accordance wfth tha prpvisiflns of parn�mpt+a,iri It�u of the paymont o!mortgage insurance � <br /> � premlums.7hese ttoma are called"Escraw Itpms."Lentler m�y,at�ny tirne,cdlect and hold Funds In an amount not to . <br /> exceed the meximum amount a lender for a f�dorr�tiy ral�rtor�mart��fle loan may roqulre for Borrower's escrow account __ <br /> ' untler the tederal Real Estato 3ettlement Proceduroa Act oi 1A74 an amended from tlme to tima,l2 U.S.C. �2601 et , � <br /> � ' seG.('RESPA"),unlesa anothor IaLV thRt applles t�tho�und�s sats s lesser amount.If so,Lender may,at any time,collact : <br /> ' ° •;` and hr�ld Funds in an�mount not to exceod 4ha les�er Hmnearrt.Len�ec may estlmate the amount of Funds due on 4he �- :� .';��, <br /> �� ��.%•� basls of cur�ent dota anc!reasonable estimfltoo of expendit�ces vf fR�i�cro Escrow Items or otherwiso In accordance wfth --; �:�;��c;:�` <br /> �.;:.� .� appllcable lew. �, ,�,'.;�_::��,;�;;:::� <br />_ ;,� i � The Funds shall be held in an Instftutlon whose cie�rvsl��re Insursd by a federal agertcy,Inatrumental[ty oi entity ���:�:��•�..�-_ <br /> ,. �. . �r_.� , � ...,,:;;;:i;',:,.-=`= <br /> , (Including Lender,Ef Lende7 6s�uch an InatftuHon) ar In�ny�r•�rJsral h�lomo Loan Bank.Ler�der shell apply the F��nds to �;� ,..._}�.. -.- <br /> pay the Escrow Itoms.Lpnder may not charge BorPOwor for 3�olding�nd applying the Funds,annuaily analyzing the ` �������';'�� <br /> . � � �:�,;� _ —__ <br /> escrow sccourd,or verlfying Yhe Escrow Iteme,unleas Lenaer paya Benower Interest on the Funda and epplicable law �_ <br /> � s, ° permfta Lender to make such a charge.However, Lender may requtre�orrower to Ray e one-ttme charge for an ; �;- <br /> •�', Independent real estate tex rop�rting service used by LendBr in connection wfth tR!s D�an. unless appltcablo law wti� �-- <br /> � ,�+�.:::�°'�<<�.,� ' prov{des otherwise.Unless an�greement Is made orappllc�ble law requlres Inte�rost 4o be pald,Lender shail not be �� <br /> ' ''�"='��'�� requlred to pay Borrower any int�erest or eamtnga on th�Fi9�ds.Borrower end l.�nd�r may agrQe In writing,havrever, � ri�;;>,�`-=_--- <br /> � : ��°"�. � that Intereat shall be pAld on the Funds.Lend�r shall gi�eto B�rrower,wfthout charge,nn annual accounting of the ���-� <br /> ���._ <br /> � ` �' Funds,shov�ing credRs and dobfts to the Funda and the purpose fnr which each debft to the Fund�was rnade.The -�==-w <br />_ � � ° Funds are pledged as additlonal securtry for all aums secured by thia Securfty Instrument. `'`°'`=� <br /> - H the Funda held by Lender exceed the amounte perm!tted to be lisid by appIIcable law,Lender shaA�ccount to -- - <br /> ' ' ' Borrower for the excess Funds fn accordance wfth the requlremonts of applicab(e law.If tho amount of the Fursds held ' <br /> by Londer et any tlme Is not suificlent to oay the�scrow Iter+na when due,Lender may so notiiy Borrower In wrlting, {�_ <br />;'""'�'" ' and,in auch casa�orrower shali pay to Lencler the amowt necessxry to make up the deficiency.Borrower shail maKe <br /> -�` up the deflcleRCy In a�o more than tw�ve monthly payments.at f.�ender's sole dlscretlon. <br />_": Upon payment in tull of ail sums secured�y thls Security Instrurr�ant,Lender shall prompt6y re�und to Boe�ower any � <br /> � Funds held by Lender.lf,und�r paragraph 21,Lender shell acquire or aell the Property,Lender,prior to the acqulsklon <br /> s��:;:.;��; . , or sale ot the Property,shall appty any Funds held by Lender at the time of acqulsftion or sale as a credft a�atn�t the <br /> r��•;� �� suma secured b ythla Securfty Inxt�umen� <br /> ..;»,: ..;;:. . <br />���=7 3. Ilcatlon of Pa msMs. Uniess a Icable law rovkies�tB�orwisA,all ments racelved b Lender uncier <br /> . -�.„�.�;� � �PP !1 PF� p RaY Y <br />�ri�g�;,�:y..? paragraphs 1 and 2 shall be applled:flrst,to any prepaymeM chargas due under the Note;seaond,to amounta payable <br />_--;;�.,;�, under parag�aph 2;third,to Interest duo;tourth,to prlRClpal duo;and Iast,to any lato charges due under the Note. <br />`°-�x;t'`"��,r� � 4.CIuA�es;Uens. 8orrower shali pay ell taxes,as�smenYS,charges,flriea and impositfons att�lbutable to the <br /> _ ry):�i <br /> 'F°�?�;������: P�oRetty wh ch may attaln priority over thls Security Instrur�eM,and leaseh�id payments or ground revtts,M sny. -. <br />-"��� Borrower shall pay these obligatlona In the manner pravlded In par��raph 2,or if noi pald In that rrwnnot,Botrower shall <br />��w^�,;�;qa� pay them on tlreze�Irectly to the person owed payment.Borrower shell psompdy fumish to Lender all nottcos oi �— <br />�;;,;;,;;;.��r,r�;,�:] amouMs to be pald urxierthls paragraph.If Bor�awer makea those paymenta dlrectly,Borrower shall pnxrt�tly fttmish tc, <br /> ,.� _— i.sr�i.�r�ceip�s eviciencing 8i���,�sym�i�u�. --_- <br /> __ - _ —.�� 'Aorrcu►er shall promptly discharge any Ilen which 6�as}�rlorfty over thls Securlty Inatrument unless Borraxer.(a) �__ , <br /> _ - ' agrees In writing ta the payment of the obilgation secured by the 1len In a manner ecceptstble to I.ender;(b)contesta In <br />���==���� good fafth the ilon�y,or defends agalnst enforcement otthe Uen In,legal proceedlngawhlch Inthe Lender`s opinlon <br /> -° _�-���� operate to prevent the entorcement of tN�Iien;or(c)s�cureafrom tho hddor of the Ilen an sgreement satistactoryto - <br /> -°�_=�-1 Lender subordinating the Iten to thia Securtty instrumernk�f� errninos that any part ot'the Pro Is subJect to _ <br />------ "� 7'' a Ilon whlch may attaln p�iority over thls Security lnstruQile , �tid9r y ghre Bo�ower a no4tce IdeM�the Iten. -- <br /> -su.��n.:`-�� �� - <br /> Barrower shall satlsfy the Ilen or take one or maro ot ths aatlons set forth above within 10 days of the eiving of notice.. <br /> __��n��� � b.Hazund mr PropsKy Intunnae. Borrower shall koep the fmprovemente now exlsttng or herea8er erected on the �:�_—, <br /> �:�;�,;�:�'`'`_'�� Property insur�ed against loss by flre,hazaais Included wRhln the terrn"extended coverege'and any other hazards, - <br /> � Y'� ' Includtng ftoads a�r flooding,far whlch Lender requlres insurance.Thls Insurance shall be malntalned In the amauMs and - -- <br /> �_.:.�a;. .•;.. . <br />_�,�.�;.,. ,. for S�i perlods that Lender requlres. The fnsumnce cae�rler prav�dfng the Inaurare�ce shell be chosen by Barrower subJect - - - <br /> ��:�;%:�,µ:;_:�:;. to L�rc�er's approval whlch shull not tse unreasonahly�vlthhold. If Borrowor falls to malntatn coverage descrlbed above, ---�---� <br />-=:--.....�'���..� Lender may,at Lender's optlon,obtatn coverage to protect Lendor's�Ighta In the Property In accordance wfth = --_ <br /> - . ..`"..� paragra�h 7. - ----- <br /> :,:F. <br /> . 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