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<br /> 'TOG�"THER WI'I'1-I nll the impravcraentfl now or herenPter erected on thc �irop�rty, und nll enr.eincnte, .� '
<br /> -, .. appurtenance�,nnd fixturc+s nc►w on c��eafter n patt of the property.All repincemente nnd ndditions ehall alro ba covered i; .
<br /> • by thie Security Inatrum�nt.All of tho foragoing ie reterred to in th�e Security Inatrument na the"}'raperty."
<br />-- = -- - BOR�:O�'J,�'.�i C01�'��t3.N'i� ihai PJarrowcr ia lch4ully s�is°,d af the�tate h�reb;c�n��eyed end hQS the rinht ro
<br /> grnnt and convvy tf�a f'rflpertY ancl that th�1'roperty is unen�umbared,except 4or oncumbrancea o4 rec�rd. 13orrawer
<br /> ` � `� warranta and will daf�rnd generAlly the title to the Pcoperty againet all claims and damande,eubject to any encumbrance.s
<br /> . oY r�.ord.
<br /> '` ' THIS S�CURITY IN3TRUMLNT combines uniform covenanta for nationel use and non-unifnrm covanant�wicl�
<br /> •��, -3�`� limited veristlqne by jurisdiction to canotituta a uniform security inetrumont covering real property. ,
<br /> �`" UN1F'ORM COV�NANTS.Borro�vor and I.ender covenant and ugree ea followo: ' '�.
<br /> 1.Payment o!Prinaipel�nd Iatorast;Pre syment and Lato Chargea. Borrower ehall pramptly pey when due ' .
<br /> ��� tha princigal of and intc:rest on tho dabt avidenced by the Note and any prepayment end late charges duo under the Nate. f� '�t:�
<br /> 2. FundA tor Taxea an� I�►surance. Subject to applicable law or to a written waiver by�.,endar, Bonower ehall �1�'` �.
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<br /> ay to l.endec�on the doy monthly payments ar::due undcr the Note,until the Note ie paid in Pull,a eum ( Funde )for. ,s
<br /> ; '• � • � (�A)yoorly tru:PS nnd asse�smenta which mny attain priority over this Security Inatrument es a lien on the Proparty; (b) �ys;:�`.`
<br /> ' `� ' yonrly lc�es;liatr�Paym�nta or graund rente on tha Property, if uny; (c)yearly hazard or property insurance premiums; �,s
<br />' � ' °, (d)yoarlJ 4fand insuranca premiume,if any;(e) yearly mortgage insuranco premiums,i4 eny;and(f)any sums payabla �,.,__
<br /> - by EorxoNer Yo L.ender,in accordance with the provisione of paragraph 8,in lieu of the payment of mortIIaga ineurance r°='-`
<br />;�-�;��.��.'r:;' � premiums.TGese items are called"Fscrow Iteme."Le:a.der may,at any time,collect and hold Funds in an flm�unt not ���-'_
<br /> �^�?s�•.'� ;,;- to exceed th� r�-�sximum amount a lender far a fedes�lly related mortgage loan may require tor Horrower's escrow
<br /> _, ..;. �.r. account undc� •the federal P.eal P.state Settlement Proeedures �et v4 1974 es amended from time to time, 12 U.S.�. __-_
<br /> L.ender may
<br />:�;�,;�p;:� Section?bQI�t seq. ("�PA")�un18s�anather law thst npglies�io 3he Funde sets a lesser amount. If so, � --_
<br /> <�:'*'''��'`?• nt eny time,c�9�ect and Ii�ld�unds in an amount not¢�esceed the lesser amount.Lender may estimate the emaunt of ``
<br />' ���y• '� �l+c��s due an the basis of current data and ressonable estimates of expenditures of Futura F.scrow Iteme or otherwise in ,,�;,
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<br /> ; ��r..�, accurdance wxth applicable law. ��
<br />-,;. .: 5 The T=un�ehall be held in an institution whosa deposits are insured by a federai ngency,inetrumentality,o�r entiQy �
<br /> .;�•�:��� _., (includina I.ender,if Lender is such an institution)or in eny Federal Home Loan Bank.Londer shall apply tha F+unds tv
<br /> °�`��� '• pay tha F.s c roN Items. L en der ma y n o t c h e r g e B o n ower for holdin�and a p plying the Funde, anrtually analyzing the
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<br /> �crnw account,or verifying the Escrow Items.unle� ?LEnder pays Borrower interest on tha Funds and ap�lica e aw
<br />--4t'`�� psrmits Lender to make auch a charga. However,LEnder may require Borrower to pay a ona-time ch�rga for an -- -
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<br /> �-- -��� independent real estate tax reporting service used by Lender in connection with this loan,unlees applicable lsw ptavides
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<br /> :,��,,,aa� ,. otherwise.Unless en agreement ie mude or applicable law requir�n interest to be paid�Lender shall not ba required to
<br /> __-_�r�m_�r; �aY b��wet,yi�j�ulwiw..=a+volSt�;,y+�R��F•;,,^a�.R.,rr�we*and L.ender msy agrea in writin�,howaver,that intcrest
<br /> -�-':�1u�" shall be paid on tha Funds.Lender ehall giva to Barrower,witliout charge,an annusl accounting oi tho Punda,showing
<br /> �'�k cr8dits and debits to the Fun.ls and the purpose for Rhich each debit to the Funda wes madd.The Funds ere pledged as —
<br /> =I>y� �„� �dJi•tiana�security for nil sums secured by this Security Instrument. --
<br />°----�- pf the Eu��s held by Lender axce,ed tha amounts permitted to be held by applicable law, Lender sha11 account to
<br /> --— �arrawer for Lhe excess Funda in uccordance�vith the reqvirements o4 applicable law.If tho amount of tha Funde held
<br /> -- by Lender at any time ie not sufPicient to pay tha F.scrow Items when due,Lender may sc►notify Bonoaot in writin�,
<br /> �� ar.cl,in such ceso Borrower ehall pay to Lender the amount necessary to maka up tha deficiency.Bottower ehall make
<br />_ _�� iap the d�ficiency in nu mora than twelve monthly peyrnenta,at Lender's sole discretion.
<br /> -_-,_�-� Upon payment in fv(1 of all sume secured by this Security Instrument,Lendar ehall promptiy refund to Borrower
<br /> any Funds held by Lender. If, undar paragcnph 21, Lender shall scquire or sell the Property, Lender, prior to the
<br />- ----- acquisition or eale of tha Property,ehall apply eny Funde held by Lender at the time of acquisition or ea18 ea n crodi8
<br /> ---= against the sums secured by thie Security Inetrument,
<br /> 3. Application af P�yments.Unless applicable law provides otherwise,all paymenta rxeived by Lendor under
<br /> - patsgrapha 1 e.nd 2 ehctll be epplied: firet,ta atsy prepayment chargts due under t6c Note;eecand, to amounUe Qayabla
<br /> --- = unaer paragrapn i;iiu�u.w�.:.;,r:,�.�::c:=Q'%rth.tQ�''•-^-!'ita"1�1nA;and 1aRt,to any lata chargcs duo under the Note. --,-
<br /> = 4. Cher�ea; Lions. Borrower shall pay all taxes.essessm�nts, charges, fines and impoeitions attributabie tc�tiie
<br /> � Property which mey attain priority ov�r th+e Security Inatrusnent, and lessahold paymenta or �round rente, if eny. _.
<br /> Aonower ehall pay these obligationa in the manner provided in paragraph 2,or if not paid in that manner, Bonower
<br /> shall pay them on time direc2ly to thd person owed payment.Bonower shall promptly turniah to I.ender all notices of
<br /> amounts to bo paid under thie paragraph.It Borrower mekes these paymente dicectly,Bonower shall promptly furnish
<br /> to Londer receipta evidencing the psymonts.
<br /> Bortower ehell promptly dischnrBe any lien which hes priority over thia Sceurity Inatrument unlesa Borrower. (a) _
<br /> - - agrees in writing to the paymant of tho obligation sxured by tha lien in a mannor accoptnbla to Lender;(bj contesta in
<br /> — - _ gaod tnith tha lien by,or defenda agninet enforcement of tha lien in,legal procaedinge which in the L.et►der's npin{on -
<br /> _= oporate to prcvent the enforcement of the lion;or(a) secur�s from tho holdes of tha lien an agreement satiefactc�ry to __
<br /> - �— Lender subordinating the lien to thia Security Instrument.It I.endor determines that any part of the Property ie cubj�xt
<br /> -- ---W==,�� to e lien which may attnin priority over this Security Instrument,Lendar may giva�orro�ver a natice identi4ytnB the
<br /> _. -_—° lien. Borrower ahall eatisiy tha lien or take one or more of tha actions set forth abova within 10 days oi tho giving ot -
<br /> --;�;���� notice.
<br /> =�.�#. Form 90 s0 �
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