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<br /> � � pa�mr,nts may no longcr bc requircd,at U�c opGon of Lendcr,if mortgap,c insurancc covcragc(in thr,emaunt�nd for thc perlad
<br /> .;.� �hut Lendot rcquires)providul by nn insurcr upprovcd by Lcnder again bccames nvnilablc nnd is obtaincd.Bonowcr shall pay iho
<br /> : � '' � premiiima required to malnts�in mortgage insurenca in etf�.t, ae ta p;oviQ�� lns� cese:e�e,unt�! tho re���immGnt for mortgage
<br /> insuranca ends in eccord�nce with eny written agrc�ment between Bortower nnd Lender or applicnble Inw.
<br />� ` + 9.Enspectbn. Lcnder ar it�agent may maka reasonable entries upan and inspections of ehe Property.Lender shall givc
<br /> i Bo�rowe�nodce a►tl�a Umc af or prior w an inspa�.tion specifyin;;reasonablc ceure for U�e inspecdon.
<br /> '�� I 10.Cortdemnatbn. 'I°ho proceeds of any awerd or claim for damnges, dlrcct or consequcnd�l, in connecdon widi nny
<br /> , '�_`�� condemnation or othe�uiking af any paTt of the Property,or for conveyanca in lieu of condemnnUon,are hereby assigned nnd
<br /> � " �� shtdl be paid to I.cndcr.
<br /> ,. �? In the event of a tatal talwig uf thn Properry. tha procexdss shall ba applicd w the sums sccured by U�is Security lnswment,
<br /> `�. whothcr or not then due,with tuiy excess pud w Hormwer.In tho event of a pzutial tnking of U�a Property in which thn fair markct
<br /> �. �:' vniuo Qf�he Property immcdintaly bcfore the takin�is cqual to or grcaWr tliun the amount of the sums secw�ed by this Securtty -
<br /> � %��� Instrument immcdiatcly before tha t�icing, unlass Horrower and Lender otherwise agrce in writing, Iha sums secured by this •.`
<br /> �. � ���•�• Securiry Instrument shall be reducrd by the s�nount of the proceeds muldplied by the foUowinB fracrion: (a)thn tntal amaant of ��_
<br /> , •�,' thu suma seeured immedlatoly bcsfore tha talcing, divided by (b)t�u fuir mnrket valun of th�P�roperty immedi�toly bet'or�;thn �,,___
<br /> tak[nQ.Any balunce shnil lxs pnid to Borrower.In tha event of a pArtial takina of thu Property in which tho fair niarket valuo of tha �i�:
<br />-�"..:•.� '•'�':t property+ immcdiately boforr, tho taking is less th�m tha amount af tha suma secured immediatoly bofore th� taking, unless _-
<br />'�"r:� ,•`•���`'�. � Borrower and Lender otherwise agree in writing or unloss uppllcabla law oth�srwl�ptovidos,the procecds shall be applled to the _
<br /> -�!���•'��;���� .• 1 sums seeured by this Securlty lnsmiment whethcr or not the swns tue ihen due. °_
<br />,-: '^ •``�•' ''�' If the Property is abandoned by Boaower,or if,after noflce by Lender to Borrower thut th�condemnor offers to mnke an __
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<br /> - � award or settle a claim for damages,Borxower faila w respond to Lcnder within 30 days after the date the notice is givcn,I.ender .
<br /> , is nuthorized to collect and apply the pre�ceeds,as ita updon,either to restoration or npair of the Pmperty or to the sums secured F�=�'''
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<br /> � :a�:., by this Securlry instrument,whether ar not then due.
<br /> :•��;��`•�,y;;��' Unloss L�ender snd Bonower othenvise agree in wridn8,�Y�PPliattion of proceeds to principal shall not extend or posqwne �.-
<br /> • ��,•�'+;.�� tho due datn of the monthly payments refe�red w in paragraphs 1 and 2 or change the amount of such paymenis.
<br />�v�� � 11.Horrower Not 3teieASed;Forbearwnce Qy Lender No!a Weiver. Extension of the dme for payment or modificadon ___
<br />';',`s�:,•:'���� of amo�4izadon of the sums secured by thts Securiry Inswment granud by Lender to any successor in int�est of Barrower shall
<br /> ���;;,cx 1;,: ' noi operate w releas�the liability of the or�ginal Borrower or BoROwer's successors in im.erest.Lender shall not be required to
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<br /> ._�,,,,, _ commencc proceedings against any successor in interest or refuse to extend time for payenent or othenvise modify amortl�ation of
<br /> ., °'�v': thu sums seeuted by tt�is�ecurity Instrumeni oy rruiva ui i��y�c.�an3 madc hy L`;:,��;a;.:^�EaYfO'.:H!07$OSTL`::,�.�g m�rrnccnra
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<br /> •- ...; in intere,cG Arry forbefuance by Lender in exercising any right or remcdy shall nut bc a waiver of or preclude the exercisc o any
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<br /> 4� right or remedy.
<br /> -�-���„��t. 12.Successors pnd Assign9 Bound;JQint and Several Liability; Co•signere. '17�e covenants and ogreements of this
<br /> — _`�'�?�• ' Securlty Iastcument shall bind and benefit the successors and assigns of L,ender and Bor�ower, subject to the provisions of
<br /> T���� paragraph 17. Aorrower's covenants e�nd agreements stiall be joint and several. Any Bc�rrrower who co-signs Uus Sccurity
<br /> _`_"° - Insnument but does not executc�he Note: (a) is co-signing this Scxurlty Instrument only to mortgege.grant and convey that
<br /> -__ -_ .� Horcowet"a interest in the Propeity under the terms of this Sccurity Insvument;(b) is noc personafly obli�eted to pay the sums
<br /> `°�_°;:��,,�, secuced by this Securlty Instrument;and(c)agrees that L.ender and nny other Hotrowcr may agrce to uxtend,modify,forbcar ar
<br /> - ����� make any accommodadons with regazd to the urmis of Ihis Security Instrument or tho Note without that Borrower's conscnG
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<br /> - 13.Loan Charges. If tho loan se:cured by this Security Instrument is subject to a law whlch sets maxi�s�um loan charges,
<br /> — and thac law is finally intupreted so that the interest or oihu lo.vi charges copected or w bo coUected�n connecflon with tha loan
<br /> �xcoed the perm;ued l'umts�then:(n)any such loan charge�haU bc reduced by the amount necessary w rcduce the charge w 1he
<br /> --_=_= ��:��.;=i�wry��w^����m���•a�y��t►�r�t fmm Aorrowca which exceedad�rnitted iimits wW be rofunded to Borrower.
<br /> —= Lender may choose to make this retund by reclucing the prIncipal owed under the Note or by muking a direct payment w
<br /> �- ---- y Boaower. If a refund reduces principrsl,tho reduc�on will be ueAte�l as a partia]prepayment without uny prepayment charga -
<br /> undcr the Notc.
<br /> - - - � 14.Notices. Any nodce to Borrova+cr provided for in this Security Insnumcnt shall bc givcn by delivering it or by mailing it
<br /> by Cuat class mail uniess s+pQlieable law requires use of anothec method.'Ihe nodce shall be directed to the Pcoperty Address or
<br /> —���---' any other address Borrowr,r designates by nodcc to Lendcr.My noticc ro I,endcr shall be given by Cirst class mull to Lendu's
<br /> address statc�hereire or any oQier adQress Lcnder designntes by nodce to Borrower. My nat�ce provided f�r in this Sccurity
<br /> �-- - Instn�mcnt shall be dcem�d to havc bcen givcn to Barrower or I.ender when given a9 provided in diis pardgraph.
<br /> ---== 15.Governing Law;Seve�ab[Uty. This Security Instrument shall be govemed by federal lew and the law nf the
<br /> --�" jurlsdicdo� in which the Property is located.In the event tha6 any provision or clausc of this Security Instrumem�r th�;Notc
<br /> ---�� confllcts with applicuble law,such conflict shall not affect other provisions of this Security Instrument or tho Note which can be
<br />---=-_�� given effect without thc c:onflicdng provision.To this end thc provisions of this Sesurery Instrument and the Note arc declamd to
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