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<br />_^;� , BE9,L�.00N ItIDER LOAN N0: �i55806405 ��'.
<br /> - (COt+iDITIONAL MODIF1CAfION ANIA IEXTENSION OF LOAN TEI�MS) ;�
<br /> � �:• • '� � THIS BALLOON RIDER is macle this iith day of March 1996 . �:r,:
<br />`:rti•:;;�•:',.:� : and is incorporuted into and shall bc decmed to umend aud supplcmcnt the Mortsage, Deed of Trust or Deecl ea ��_`
<br />�T'��`•'.;r�,`.',.• Secure Debt(the "Securiry Instrument")of the same dato given by the undersigned(the"Bonower')to secure the
<br />='�'�f�:';;. . Borrower's Nate to _'
<br />��:;�„.-a: _
<br /> _-_;;�,-�: GMAC Mortgage Corporation of PA
<br />-��;:aiL"4t'�..
<br /> - t�`� (the"I.ender")of tha sauie date and covering the property desedbed iri the Sacuriry Insnument and located ut:
<br /> '=��:;r��':;�
<br /> _. < <
<br />-x�;y;rj:��� 2008 Stagecoach Rd
<br /> `"����'-`-� arand Island, NE 68001
<br /> -_:.__�
<br />_,-,=:1'.;t4',•�d'=
<br /> 'Y4{;,j�:,,,r::':, � IPropcnY Adaress]
<br /> - ��"�''•"'' Tha interest rate stated on[he Note is called the"Ne,Y�6iate."The date of the Note is called the"Note Date."
<br /> -_.;.::,Ci'
<br /> �'°'�` ` 1 understand the Lender may tra�islFer the Note, Secur¢�� �IrMiument and this Rider. The I.ender or anyone who
<br /> -_—- takes the Note.the Securlry Instmment and th�s Rider by uansfer and who is entitled to recelve payments under
<br /> -6N=.�� the Note is called the"Note Holder.' __
<br /> -�_'.'�;:.:�;�� NDn�TIONAL COVENANT9. In addition ro the coveaants and agreements in che Security Insuument,
<br /> __-����t��' Borsower and I.ender further covenani and agree as follows (despite anything to the contrary coatained in the
<br /> -y:�::�Y Securltv Instru�ns or the Note):
<br /> ��-� 1. CONDI'I'IONAL MO�DIFICATION�#ND EXT�IVSION oF I.UAN'1'�;Kni�
<br /> -� �•� At the imaturlry date of the Note and Se�.urity Insmimcnt(the"Note Maturity Date"),I will bc able to extend
<br /> Y;';::?i'� the Note Matudty Datc to April i , 2026 ,(tlte"�xteuded Maturity Uat�")
<br /> - and modify the Note Rau to the"Modified Note Rate"detetmined in Accordance wlth Section 3 below if all the
<br /> - conditions pmvldcd in Secdons 2 and S below:►re met(the'Conditioaal Modification and�xtension Option"). If
<br /> those conditiona azo not tnet. i understand thai the Note Holder is under a�o obligation to refinance Yhe Note or to
<br /> - mociify the Noto,tcset die Note Rate or extend the Note Maturity Date, and that I will have to repay the Note
<br /> �_ _---� from my own resources or find a lender willing to lend me the money eo rep�y the Note.
<br /> - --- Z. CO�NDITIONS TU OP'TION
<br /> If I want to exercise the Condidonal Modification and 8xtension Option, certain conditions must be met as
<br /> ot the Notc Matuziry Date.Thesc canditt�ns are:(1)I must stiil be the owner and occupant of the property sabject
<br /> to the Sec�uiry lnsuument(the"Property");(2)I must be curreat in my monthly payments and caanot have been
<br /> ___� moro than 30 days lato on any of the 12 schoduled enonttdy payment� immediately pneceding the Note Maturity
<br /> -- Data;(3}thac aro ao lieas.defsais,or encumUtaaces aEainst tne�openy,or outer anvert�uutiiCta aifin.iii�g tif1C
<br /> -- �- to thc Peoperty (cxccpt for taaes aud special assessments not yet due and payable) arising after the Security _
<br /> Insuument was ncoMed; (4)the Modified Note Rate cannot ix more than 5 percentage points atoove ttfe Notn
<br /> Ratc;and(S)I must make a written request 3o zhe Note Holder as provided in Sectiun 5 below.
<br /> 3. CALCULATING 1 HE MOIDIIFIED N1UTE 1tATE
<br /> The ModiRal Note R�te wtll bo a fiaed rate of interast eq��at to the Fecleral Home Loan Mongagc
<br /> Corporation's required net yield for 30-year fixed rato mortg�gcs subject to a tS0-day mandatory delivery
<br /> commitment,plus one-half of one percent(O.S�),rounded to thc neur�st one-eighth of one percent(0.125�0)(the
<br /> "Madified Note Ratc"). The reqaircd net yield shall be the applicable net yield in effect on the date and time of
<br /> ' .�,rot�319�10190
<br /> — MUL4tSTATE BALLOOH RIDER(MODIFICATION EXTENSlON)-Sinpto Fnmily-fHLMC Unifoim In�trum�nt
<br /> aMACM-CRM.0060.FHBAL t94Q91 P�Be 1 ot 2 Init
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