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<br /> 5. G3ar:���d oy G'ru�:��iy Ea�,e�a�aEice. Qarra�ver 9I1QII IiC��I (I1L' IlilpiOV:.fi181119 IlOt�v e�x stln�, ae he�eafter ercctcd on thc �
<br /> .,� Property insut�d against loss hy iire. liz�uards included within the term "extended cover�ge" mid any mher hnzards, including _-
<br /> : °-'� fto�ds or f3��ding, for evh!ch l.�ndtr rtZ�4res insRta_nct.ThEs ins�r�nce eh?ll be maintniaEd in the amaunte nnd fnr the perioda _
<br />'`��" �-. �t thet Lcnder reryuires. Ths insurnnce carrl�r providing thc insurance shall ix chosen by Borrower subject to L.endee's approval -
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<br />�„�,:,,,� whicti ehall not oe unreasonably withheld. If 8orrowcr fails to maintain coverage descrlbed above, Lender mny, nt I.c�ldcr's __
<br />`-��•�� t�' optian,obtafn coverAge to protect Lender's rights in the Property in accordance with paragraph 7. a
<br /> � All insurarice policies cuid renewals ahall Ue accc:�ta�tc to Lc�idcr and shall inclusie a standnsd mot:ga�e clei�se. i.ender �; .
<br />-";'�?�%'�� • shall have the dght to hold the policies and rtnewals. If l.cndcr reqt►ires,Borrower shall prompQy give ta I.cndcr all reaipta of =
<br />-'� � paId premiums and renewal nntices.ln the event of loss.Bonov+er shall give prompt notIa ta tho insurance cardcr cu►d l.ender. �
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<br /> _ Lcnder may make proof uf loss If not made prompdy by Aomower. �-
<br /> - � __ Untcss L.ender and Bonower otherwicc agree in writin�,insurnnce procecds s3�e11 be appl{cd to restoration or repair of the
<br /> • " '' �' Property damaged,if the restocation or repair is economtcally feaslbin and Lender's security is not les�enW. If the restoration or �•�'
<br />_�j..A�s� renair is no t econam i c a l l y f e a�i b l a o r I.e n d e r's s e c w t ry w o u l d h o l c�s c n e�,t h e i n s u r a n c e p ro c e e d s s h a J l b e a p p l l c d t o t h e s u m s _
<br />,:�:�.-:e accuxed by thls Secudry Insummeat, whcther or not th.n d::e, wtth any excess pald to Borrower. If Borrower abandons tlie u
<br />_�-s����°�' ' Praperry,or does not answer within 30 days a nottcr,fxatn Lender that the insunnce caxrier Las offered to settle a claim, then
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<br />-?;:;�rrs,,�,j "; �pder may collcct the insurnncc procoeda. Lender m3y use tho proce�ds to nspair or restoro e roperty or to pay sums
<br />��'�.�i�ztl:� �:3 se.cured by this Securiry Inatzument,wh:tti2r ar not then due.The 30�day pertod will be�in�vhen the notice is given.
<br />—���� Unless Leader and �onower othee�vise agrce in wdting, any spplication of procceds to piincipal shail not eatend or
<br />;:`..,�,��� postpone the due date of the n�onthly payments rcferred to in puagraphs 1 and 2 or change thc amount of the payments.if under
<br />-_�;:;,���� Puagraph 21 the Property is acquired by Lender. Elarrower's right to any insurnnce policies and proceeds resulting from `
<br /> �—��,.:i�r� damage ro the Praperty prior to the acquiaition shall pass to Lender to the eatent of the sums secured by this Security Instrument
<br />--;�'f"''}�k�'� :mmediutely priar to the acquisitinn.
<br />'`'t`�'��''`;�fj;` 6. Oacap�uuy, Preservatlon, Ma€ntennnce and Protectlon of the Propeety; Borrower's Loaa Applicatian;
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<br />-�-iykt�-°` Laiseholds.Borrower shall occupy,estublisb,and use tl�e Properry as Boaower's priacipal residence within siary days after the
<br /> �� axe�udon of this Secudty Instnunent and shall wntinus to occupy the Froperty as Harrower's principal residence for at least one
<br /> -�,w:�� yoar after t14e date of occupancy,unless Lender othenvise agas in wdting,�vhich consent shall uot be unreasonably withheld,
<br />==�f�?�I or unless PatenuatWg r,lrcumstnnr.es exist which are boyond IIorrower's contral.Bormwer shall not destroy,danage or impair
<br /> ----= the Property,alluw the Property to deurtonte,or commit waste on the Pcnperty. Borrower ahail bc in default if any forfeiture
<br /> --� action or procceding, whether civil or crinilnal,is begun that ia Leader's good faith judgment cauld result in forfeituro of the
<br /> _ �`- Property or otherwise materi:�ly impair the lien enated by this Securlty Insuun�ent or I.ender's security Interest.Aorrower may
<br /> __- cure�uch a default and ninstato,as provided in paragt:�ph !8, by causing the action ar proceuiing to be dismisscd wich a�uiing
<br /> �� that. in l.ender's good fuith determination. pncludes forfeiture of thc Borrower's interest in the Properry or othcr material
<br /> �������:ns impaimuat of ihe licn cruattd by tliis Seci�dry Instramu�t or I.ender's secudty Intenst. Borrower shall also be in default if
<br /> -�_°. Borrower. during the loan application process,ga�e matedally false or inaccurate inforniadon or statementa to Le��der(or failed
<br /> to nrovidc Lender with any materlal information)in connoction with the loan evidenoed by the Notc,inciuding,but aot limit�d
<br /> to,xepn�sentatinns oonaming Bormwer's occupancy of the Property aa a princlpal residence. If tliis Security In�trum�nt is on a
<br /> la�sehold, Borrowar shall�comply with �Il the pmvisiona af th� lease. If Borrower acquires fee tltle to the Property, the
<br /> laochold and tlxe fa titlo shall n�►t�rge unlesa Lender agrees to the merger in writing.
<br /> 7. Pmisttion at I.ender's Righte tn the Pt�operty.If Sorrower fa�ls to perfortn the coveQanta end agceemeats wntained
<br /> in this Security Instnuneat.or then is a lcgal prooceding that may signlficantiy affect Lender's rights in the Property(such as a
<br /> praxedIag in bankcuptcy. probate,for condem�ation or forfeiture or to enfora laws or regulations),then Leader may do and
<br /> pay for whatever is necessary to protect tha vaIuo of the Proparty azsd Lender's r�ghts in the Property. L.ender's actIons may
<br /> iuclude paying any aums secured by a lien which has priority over this Security Instcunxnt. appearing in caurt, paying
<br /> = reasouabla attomcys' fas aad entering on the Property to malce repairs.Although�nder may tske actIon undor this paragraph
<br /> 7.Lender das not have to do so. -
<br /> �Aay amounts disbursed by Lender under this parag�aph 7 shall become additional d�bt of Borrower securod by this
<br /> 5ccur[ty Instrumeat. Unless Bo�sowcr and L,ender agrce to othcr tcrms of payment,ti►cse amounts shall bear interest from the
<br /> � daza of disbursement at the Nou rate and shall Uc payable, with interost, upon natice from l.ondcr to Borrowcr requesting
<br /> _ pxymcnt.
<br /> -- S. Mortg�ge IaSUranca if Lendei requirai mortgaga insurancc as a oondltion of mnking the loaa secured by this
<br /> Securlry Instnrment,Borrdwer s1ia11 pay the premiums reguired to raaintain the mortgttge insurance in effect.If,for any reason,
<br /> efi,e mortgago insurauce coverage required by Lender lapses or ceascs to be in effxt, Borfower shall pay the prcmiums rcquirod
<br /> °= to obtaln eovera��e substaadally eyuivalent co tlae mortgage insurance previously in effect, at a cost substantially equivalent co
<br /> -- the cost to 8orrowcr of the mortgage insurance previously in affect. fnom an altemate mortgage insurcr approved by I.ender. If
<br /> substunially equivalent mortgage Insurance wverage ie not available,Bomower shall pay t�Lender each month a sum equal to
<br /> one-twelfth of the yeariy mortgage insurance premium being paid by Bonbwer when the insurance coveraga lapsed or ceased to
<br /> be in effect. Lender will accept, use and tetain these paymenu as a loss reserve in lieu of mortgage insurence. l.oss reserve
<br /> __—��� Fortn 3028 91fl0
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