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201000781 9. Protection of Lender's Interest in the Property and .Rights Under this Security Instrument. If {a) Barrawer fails to perform the coveztants and agreements contained in this Security InStzulnenl, (b) there is a legal proceeding that might sigrli~cantly affect Z.ender's interest in the Prop~;rry anci/nr rights uxxder this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation ar forfeiture, far enforcement of a lien which may attain priority aver this Security Instrument or to enforce laws or regulations), or (c) Barrawer has abandoned the Property, then bender may da and pay for whatever is reasanable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting andlor assessing the value of the Property. and securing andlor repairing the Property. Lender's actions can include, but are oat limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasanable attorneys' fees to prated its ixterest in the Property andlor rights under This Security Instrument. including its secured position in a bankruptcy procePrling. Securing the Property includes, but is oat limited ta, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water From pipes, eliminate btailding or other code violations or dangerous conditions, and have utilities turned an nr off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty ar a6ligation to da sa. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shalt become additional debt of Barrawer secured by this Security Instrument. These atxtatutts shall bear interest at the Note rate front. the date of disbursement and shall be payable, with such interest, upon notice from. Lender Co Borrower requesting payment. . If this Security Instrument is on a leasehold.. Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lander agrees to the merger in writing. I.O. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the I.,oan, Harrower shall. pay the prerniurtas required to maintain the Mortgage Insurance in effect. I.f, far any reason, the Mortgage Insurance: coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substant.ially equivalent to the Mortgage Insurance previously in effect, at a Cost substantially equivalent to the cast to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially .equivalent Mortgage Insurance coverage is oat available, Borrower shall continue to pay to bender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as anon-refundable loss reserve in lieu of Mortgage Insurance. Such lass reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Leader shall oat be required to pay Barrawer any interest ar earnings on such lass reserve. Lender can no longer require lass reserve payments if Mvz1gage Insurance coverage (in the amount and Far the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insur3rtce. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums fax Mortgage Insurance, borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide anon-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Barrawer and Lender providing far such termination ar until termination is required by Applicable Law. Nothing in this Section l0 affects I3arrowex's obligation to pay interest at the rate provided in the Nate. Mortgage Insurance reimburses Lender (or any entity that purchases the Note} for certain lasses it may incur if Borrower does not repay the Loan as agreed. Borrower is oat a party to the Mortgage Insurance. Mortgage insurers r~valuate their total risk on all such insurance in farce from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other parry (ar parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that. the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA -Single Family -Fannie Ma®/Freddie Mac UNIFORM INSTRUMENT -6iNE) 108t tl Page B oS t5 Inittn~a: ~ Porm 3028 9/at