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<br /> 'tUGE7fi�Ll:WiTH a!i the impra+ucment4-mw or l�eatt�Y ererced on the p�opertj��3nd alt e�semen�s.ap�uttenances.
<br /> — � and�futures naw��aa txreafter a parE oB�a pri.�pe�ty. Ali reptacements�d addi[ions st�tl also 6e covered Dy tf�is Sai�sity
<br /> tasmirt�errs+ Ati oS:t�fomgoing is ceists,�w ict this�ccuritY Iasitument as tlx"Ropetty" � . : •
<br /> = BORROWHR:GQIFEI�AM'S.dtaG-Ei�w�er is lawfu}iy scisec�of the estatr-l�cr�eby conveyred and has ihe right m grant —_-
<br /> ��_� and c�onvey th����t i a p C r t y and thait the 6bs�crtyc is�mec�cnm6eced,eacept for encumb�anees of r�ord. Bortower wa�r.�nts and --_�
<br /> - °—�� wii#defer�d g a Uy:the dtte tn tM Ptz�crtp:against aU clae�afld demands.subject ca any eix:umbrances of record �__t-- _—
<br /> -- - - THiS SEC�3Rt�'Y L�f�Titi�'MEi�,"fi�mrnbirscs unifonn covenaats€or:aacicx�al use and non-unifc►� cavenant�with � -
<br /> - "_s — limite3vanarions Isy j�uisdictian�tacca���au�form s�u:icy inswmentcorering real properry. - -� . __ --
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<br /> ��s ��apg.N{�;p�F�{�'g, g��wec�cs�i.e�sder cbvenaat apd agee as follows: � —::-�=�
<br />— 3�. 1.� Htytpent`ot•Priecjpsi asdll6trest;PnWJ�mea�and Late Ciwcaes. Bacrower shali prompUy pay�hen due the ,__:,:�;��•
<br /> ' of ardintcrest on tfie debre�hrxed hy the Note and anY P�epayment and tate charges due ander the Note� �'- '�
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<br /> -;;=" �F�nds tur 73�zes asd t�rouc� Su63ect to applicable lavv ar to a wntten waiver by Lender.Barow�r shall pay tn . . ��. ,� _ --
<br />`•`:=.+; ` L.endeE mt t�daY��Y PaYmea�ua�':due yndcr tfie Note.unn'1'ihe Note is paid in fult.a sam 1"Fands'7 for.(a)Y��Y `'4��_
<br /> _ .�^3� taxes and.gssesstnet�ts which m�g auaim�rioritg over this Seairity lnstrum��nt as a lien on the Pmpecty:tb)yearty leasehoid . �.s��==}.�°'�"—
<br /> ,y� `" ,or: rents on the �B�an . (c)yearly t�ard or insarance remiums; (fi Y�jY�ood , �� �Y�. ?`
<br /> � zi" PaYm�' � L�aA+ettl�• � . Y' ProPenY P
<br /> - - .�'-�. ;' insurance pseaniums.if any:ts)year4y.-.mortgdge insurance premiwns.if any: arM (�any sums payable by�Borrower ro ' �?� ,,,,
<br /> ' f> I.ender.ia�accorciar�ce with the provi.zi�nsof p:u�agraph S:in tieu of�the payment of mongage insur�ce premiums: 'fhese -�. ���'���__-
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<br /> `:_' items are caitbd."Euruw Iteras." L.ead�n may:dt any t�me.coltect and Iwid Funds in an amaunt not ta ezceed ihe maximum ;'�.=�r_,�,_
<br /> :�� -';. . amount a�t�r.far a federalty reluni��mortg�ge ioan may requue for Borrower's escrow account urtder the feeeral Rea! . -• •`� �:_:__ -_
<br /> ', ''��.��.'�== ��-� Estate Seultr+�ent Procednres Act o£L�7�as a�isdca fmm time to time.l2 U.S.C.§2601 et seq.("RFSPA").unless aaotber ° �.�__
<br />¢ � law tGu applies w the Funds sets a i�ssea amoap� if so.Lender may.at arty time,coliect and 6oid Funds in an amount not to � .
<br /> `"'= {�, �;� exceed ttiet l�sser.amount. I.ender rauy�esti�ate tfre amount of Funds due vn the=6asis of cnrrent data.and.�e�.sunable
<br /> �A'�-� :: estimates of�sxpenditores of fatrrce FsCO;.+�x{+Cem.s or atfierwise in accardance wittr applicabte law: �+�.`y:.:�-
<br /> `f � ',r�<� .� , The�Ruads sha116e held in art,�iriatimtio�wiwse deposits aze insured 6g.a federal agency.instr[a�it�r,ai~,entity t�
<br /> _ :_,�.:�.��:�~,���;.,��;. tincluding�L'erxler,if l.ender is such�BtUinstit�uQOnl or in any F'eder�►E$omc L6�8ank..Leffdpr_shall app{y the Fwid��rijra3�
<br /> - • •' �<� ° � tbe Fscm�w�Items. Lender may nao cbnrge�Boirower for hotding a�d appiynig the Fumds:aunuaily analyzulg th��uii1�Y —
<br /> . . .,.t. � - -
<br /> z. �:.�iiJfFi���S�,' :. � accaunt;.om�verifying the FscFow I�ams„unless Lender pays Bocrvwer int�cest+on the Funds and applicable faw pc�7i.?t� ��. - __ _
<br />;r'•! �•�r.° � •. I.eoder,tor,tmke strct�ar]�asge. Howev.er.Let�:der m�y rCquire$_orrower to;giy..a one-time chazge for an independenti�al • ._�
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<br /> <. , ' .,����ft'- • estate tax•ieporting senrice used by I.ender in connecaon4vid�this toan.untess�plicable law provides ot6erwise. Unie`ss.an , , .,; --
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<br />�;,,.�` - .. �'r;,;,:.:; , agreemeaous made ar applicable taw:rcquires i.^.terest to be paid,l�ender shall not be required to pay Borrower any intete��tnr ..
<br /> "s,, � � � � �r eammings on ihe f�unds. Borrower andE�der t+*..ay agree in writing,�owever,that interest shall be pa{d on the Funds. Geuder ` � � �' :'
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<br />'�=?' • shalI give to Horrower,without chnr�n.an anrtual accounting of�e Funds,showing credits.�e�debits to the Funds adrl,r3i�e �' ��
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<br /> r,,-., � 4 purpose fan�which each debit to the Eaudswa:tmade. The Furtds are pledged as addiGonzCy::a�ity for all:s►�ns secu�i�by � ' ,�:-�
<br /> _+' ,, this Sec ,Listiament. . , �'.� � 'F : . �
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<br />:;:...:�-. :•<.� If�th��Funds�6ei�Es� Lender eareed the amounu perm�tteci to be held 6'y,applicablelaw. Lea� s�il account to �• �'
<br /> r• • Borrower Yqp�thc exces�iurids in,acecrdance.with the requirecnes*s of applic;.-��law. If the zmouaf�f��.�"vnds held.Uy � '��• °
<br /> � 4�` �� . �, ,-,:`•,`.'.•,,• ,. Leader at;any.time isriat sif�Cieat ta�gaY tt+r Escrow ltems ul�:u�.l:ende�r may so not�8oirower i.ti;�iting.uu.£� . � � , • �
<br /> ,,;a,` . ,',;;r .° ._ , + . . such ras�Borruwcr s�,.u-II�pay to Lxnd+,�the amaunt necessary•��:�.?�ce scg�.e.detisiec�:•_�fc�orrowet d'�.T�}nake up�.e '.' � r !. ` _ �. .. .
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<br /> •• ,;��F•� ' def ciency 9a no more th�r tweive mcnthly p��cme�cs:at I.ender's so;e cliscr�cu-,-; : . . . • r.
<br /> `k^`• � . Upon payment in fuil of ali sams secwr.Q ts4 L:ss 5ecariry lnstrumeirt.•E�-'u:r shaU promptiy refund.ra Uorrouer:�nz. - �t , " �•
<br /> • • • FUnds heid ' Leader. 1f,under nra h 26.I,ender shall ac uire ar seII�e Fn rt .Lender, or to tr�ac uisitiortcz ' �� �
<br /> dY P L�A 8 Pe Y Pn q ►::
<br /> . sale of the Properry.shall apply an�•Furtds Reld by Lender at the time of ac�snition or sate as a credit against the sasns.
<br /> • • secured by tA9s Security ITMStrument� • � � ,.
<br /> � 3. A 1leation ot P� menta. Uni�.q applicable law pravides otherwise,all payments received by Lender under �_ ';
<br /> w! y -
<br /> , � paragaph.g!iand Z sha11 be applied:'fir;t;ta any prepaymcnt charges due under the Note;sewnd to amounts payabte under ! , _
<br /> paragaph 2'tAird:to interest due:faurth;to�r?rci�;:i due;And last.to any late charges due under the Nate. . � .. °
<br /> - 4. Clrargts; Liens. Borrow�r shali.;�a� �.!r tuxes. assestimeni.s,charges,fines and impositions attributable to the ' =
<br /> � . PropeAy whicir may attain priority a�,rr thi�i�i:y�:y Inxtrument,�r_3 leasehold payments or ground rents,if any. Bormm�r ,.° ,,�,��. _
<br />''-�'- � sha!!pay these abligatians in the munner�rcn'td:d in paragraph?..c�-_F nat paid in that manner.Barrower shall pay the�ert. ` ( °�•,r. . -°
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<br /> ` , time directty to the petson owed pgym�r. F�arrawer shall pramF[k;t5y,*.^.ish to k.ender all neciu;s of amounts to be paidur�:�.� ( . �,1,'.`:� ,
<br />;:��;%��, i�;,;`..�, tbis paragrapN, It Borrowcr mak�the�e paymerJS dircctly.Han`ar.�t SS�3IL�rcin�tly f:�ra:.��a L.ender receipts evide�-�:!n � � ; • : -
<br /> , �} ; . the paymen�4. �, ; '.�
<br /> � � �f��;`• Hanawer,shail promptly discijdr�c an}(ien which has pciority over thi��..�.r_i�t��rra, �:.t,untess Ecrr�a�:(al arre:°s t • •
<br /> � ��� in writing to ttie•paymeni of the clili�ati�n secured by thc lien in a manner acceptable tal.�r�.;:�b?cont�t4�R��od faith cE�� ; . . ,
<br /> • '':� • lien by.or defcnds against enforcem�r-cE the lien in,legal prareedingc which in the l.en�ec';c�..:en ope�.°.!<'t0 j)ICVQ[{�Gf'i' � c .,;�';,. . -.
<br /> • � � enforcement oS�the lien:or(c)secUn�s�"ir+n�thc holdcr af�he licn an agreemen!satisfactory v�• -=ndes sn6arCir.ating�he Ci� � ';;;;.r'
<br /> � • to lhis Security.lnstrument, lf L.endcr determineC that any part of the R�peny is_subject ta a lien whicfi rrzau attain�riarctk � ' .
<br /> � • i;'•-� , aver this Security Instnrment.l.ertdec may give Eurc�Her a nolice identifying the tien. Banower�,hal1 sati�f±�r.':e lien er t3ke !.• •- ,
<br /> . � •• one or more of�he actians set forth ahovc within�0�:yti of thc giving of natice. , '.• � . •_
<br /> , ' " S. Hazatd'or Property Insuraace. Borraw•er�hall kcep the imprnvements now existing or hereafcer crected on t�?: �
<br /> � � ' � • P1'openy insured'against losv by fire..6�ards includcd within clie ce:m"extended roveragc"�nd any other hazards,includin.�. �
<br /> ' � . � ifoodv or floadit�.far which Lendcr nquires intiurancr. Thi�in��ranrr shall t+e maintained in the amounts and fcr tT:e � � - •
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<br /> . , r . , . • Fo�m 302M 9/9fi �j,a,�e 1�,f Apugr�l '
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