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~~~ ~~ y e (T i ~ ~ ~~ ~~ ~ ~ ~ ~^ ~ ~ ~~ ~ ~ ~~ ~, ~ ~~ ~r~ .~..~ ~ C ~~ ~ (r ~~ ~ ~ ~ m ..z C n ~ ~~"+ `"' c'' ;cr~..~ rt1 ~ny ~ ~ i=aN ~ ~~ r~ ~~ ~ m ~ ,~., cry ..:~ r+, v m ~~ ~ ~ ~ ~ °~ a ~ ~ ~ ~ c u~ ~ ~ V m f"t7 ~~~ ~ ~ G~ ,~ V V ~ ~ [Space above this line for recording data] ~~ DEED OF TRUST ~ a THIS DEED OF TRUST ("Security Instrument") is made on November 30, 2009. The trustor is Diane K. Knuth and Bobbie R. Knuth, a married couple ("Borrower"). The trustee is First American Title Insurance Company ("Trustee"). The beneficiary is Nebraska Housing Developers Association, which is organized and existing under the laws of the state of and whose address is 3883 Normal Boulevard; Suite 206; Lincoln, Nebraska 68506-5291 ('Lender"). Borrower owes Lender the principal sum of Twenty One Thousand, One Hundred Seventy Four Dollars and Eighty Three Cents, ($21,174.83). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), that the full debt, if not paid earlier, is due and payable on sale, transfer or default. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewal, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale; the following described property located in Hall County, Nebraska: Lot Sixty-Seven (6'n of "Buena Vista Subdivision" of a part of the northwest quarter of section Twenty-Two (22), in township Eleven (11) North, Range Nine (9) West of the 6'" P.M., in the city of Grand island, Hall County, Nebraska which has the address of 1026 South Vine, Grand Island, NE 68801 ("Property Address"); TOGETHER WITH" all the improvements now or hereafter erected on the property, and all casements, appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property.