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<br /> paymcntn tnny nc�longcr bc rcqnirrd, .�t d►c option of l.endcr, if murtgagc insurancc covcra�c(in thc�imuunt und for thc period �_
<br /> thnt l.ender rcquires)pruvided hy an insurer<<pprovcd hy I.endcr agi►in Ucrumc�av.iilublc und i�uhtuincd. purrc��vcr shull pay i
<br /> the premiums r�:yui�nd to maintaim m�ttbugc insurun�:e in eifect,ur ta pr��vide�i losy re�;crvc, until th�:requircment for mort�age =
<br /> insurnnc.c cnd�,in nccordancc wi[h imy �vriucn ugrccmcnt 6c�wcea Horrowcr and l.c�sdcr ur npplic;�hlc law. _
<br /> 9. Inr;paLd�m. I.�ndcr or its ugent may m�ke rcas�m:tblc enlrics upon itnd inspcctions uf thc PropetYy. Lcnder shull �ive
<br /> Borrowcr notic:o at tha timc of'or prior to�tn inspcction spccifyin�r rcnso�iablc cuusc for tht:inspccti�m.
<br /> 10. Cnndemnetlon. The procceds of any award or cl�iim for dumagcti, direct or cc�nsequcntial, in conncction with uny
<br /> condemnation or athur takin� of uny purt of thc Properry, ur for convcyanc�in licu of amdcmnut[on, urc hcrcby assignGl unQ `
<br /> shall Nc paid to Lendc�r.
<br /> in thc event af a tatal uiking of'the Property,thr,pracecds shall bc upplied ta the sums secured Uy this Security I�strument,
<br /> whethcr or not then dua, with any cxccss paid to Borrawcr. In thc event uf x partial taking of the Pmpeny in which tlic fair
<br /> madcct vnlua of thc+Property immedinccly befare the takin� is eyu�t to or grcater than thc amount of thc sums securcd by this
<br /> Sccurity Instn�m�nt immecliately befu.�:thr.tuking,unless 8�rrov.er and Lender otherwise agree in writing, thc sums securecl by `
<br /> thie Sccurity Inttrumr.nt shaU be reduced by the amvunt of the praceeds multiplied by the following fraction: (a) the total
<br /> nmaunt of dta sums�ci�n.�d immcdiately beforc the tahin3, divided by (b) ihe fair m:►rket value of the PropGrty immediately
<br /> beforG tha takin�. �.ny Galtu�ce shall be paid to B�rrower. In the event of a partial taki2¢ of thc Property in which the fair
<br /> mtjrkct vnluo of tti�Property immediately before the takin�is less than the amount of the sums sc:cured immcciiately beti�re d•�'
<br /> tuking,ar+less Borrower and L.endcr other��ise ugree in writins or unless applicable luw otherwise provides, the proceeds tilu�ll
<br /> be upplied to tho sums secured by this Security Intitrument whether ar not the sums ure then due,
<br /> If the Prope�iy is uUandoned by Bnrrower,ar if,after notlre by Lender ta Borrower that thc condemn�r offers to mnkc un
<br /> award ur settle a cluim for damages, Bonower fails to respond to L.ender �vithin 30 dAys after the date the notice is given,
<br /> Lendcr is authorized to collect and upply the praceeds,at its option,either to restorntion or repair of the Pr�perty or to the sums
<br /> secured by this Security Instrumen[,wliether or not then duc.
<br /> Unless Lender and Borrower otherwise ugree in writing, any application of proceeds to principal shall not extend or
<br /> postpone the duc date of the monthly payments referred to in paragraphs 1 and 2 or chunge the amount of such payments.
<br /> 11.Dorrower iVot Releused;Forbeurence By I.ender Not n Walver.Extension of the time for payment or modification
<br /> of amartization of the sums sccurcd by this Security�nstrument granted by I.ender to any sttccessor in interest of Borrower shall
<br /> not opet,ite to releasc the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to
<br /> commence procei;dings against any successor in interest or refuse to extend tin►e for pa,yment or atherwise modify amortization
<br /> of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's
<br /> suu:cssuis��� j��ter�st. :n� for�;,�.:an::.hy r,�r�r _.,Pvo�rZcjnwo anv ri�ht c,r remedy shall not b�. a waiver of or preclude the _
<br /> � exercise of uny right or remedy.
<br /> 12. Successors ttnd Asst�ns Hcund;Jaint and 3evecal LiabEl[Ry; Co-signets. The covenants and agreements of this
<br /> 5ecurity Instrument shalf bind and benefit the successors und assitns of Lender and Borrower, subject to the provisions of
<br /> paragraph l7. Borrower's covenunw and agreemcnts shall be joint and several. Any Bnrrower who co-signs thir Security
<br /> Instrument but does not execute the Noce: (a) is ca-signing this Securih�Jnsuument only to mortgage, grttnt and convey that
<br /> Borrower's intcrest in tha Propeny under the terms of this Security Instrument; (b)is not persor.ally obligntcd tn pay the sums
<br /> secured by this Security Instruniont; urd(c)a�rees that L.ender und any other Borrower may agree to extend,modify,forbear or
<br /> make:u►y accommodations with regard to the terms of t}►is Security Instrument or the Note without that Bonower's consent.
<br /> 13. Loxn Charges.If the loan securai by this Security Iristrument is subiect to a law which sets maximum loan chazges,
<br /> and thut law is flnnily interpreted so that the interest or other loan chnr�es collceted or to be collected in connection w(tlt the
<br /> toan exeeed the pbmutted limits,then:(a)any such loan churge sh�ll be reduced by the amount necessary to reduco the charge
<br /> to the permitted limit;and(b}any sums already collected from Borrower which excceded pr,rmitted limits will be refunded to _
<br /> n,...,.�.,�.� i n�rinr mnv oh�nce �o make thic mfimd hv reducine tha principal owcd under thc Note or by making a direct
<br /> payment to Borrovrer. If a rcfund reduc,es principal, the reduction will be treated as a partial prcpayment without any
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Sc:curity Instrumcnt shall be given by del�vering iY or by muiling
<br /> lt by first elass mail unless:►pplicable law requires use of another metliod. The notice shall be directed to the Property Address
<br /> or any other address Borrower designates by notice to I.ender. Any notice to Lender shall be given by 6rst class mail to
<br /> Lender's addcess statect hcrein or any other address I.ender designates by noticc to Borrower. At�y nntice providcd for in this
<br /> Security Instcumcnt shall be deemed to havc bcen given to Borrowcr or Lender when given as provided in this parngraph.
<br /> 15.Govcrntng Law; Severability. This Security Instrument shull be governed by federal law and thc law of the
<br /> juriscliztion in which the Property is loc.�tcd. Tn the event that siny provision or clause of this Security instrument or tl�e Note
<br /> conflicts wlth applicable law,such conflict shall not affect other provisions of this Security Instrument or�he Note whicb can be
<br /> �iven effect wlthout the conflicting provision. To this end the provis3ons of this Security Instrument:u�d the Note are declared
<br /> to be severable.
<br /> 16.Borrowet•'s Copy.Bonowcr shall be given one conformed capy of the Note and of this Security Instrument.
<br /> Form 3028 9190
<br /> Pago a of 8
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