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<br /> ,. 'fOGE1'HCR V✓ITE-I nll thc� ier�provoment�v n��v ur herc:nPter er�etec� on 'the proP�rty, nnd nll ensomr�nte,
<br /> appurtennnr.es,und fi:cturca n�w c�r hr.s�eaPeor o p�rt oP tho proporty.All replacomenw nnd ndditions ehull nlsn bc�covered I
<br /> by thie Sccurity Inetrum�nt.All oP the{'oregoins ie referred tu in thia Security Inetrument ae the"Property."
<br /> BORR0I�VER CO�lGNA,,N'T� that�ottaHCr ie lawfully seie,�d ot the eatsYe heraby convayed an8 has thc right to =
<br /> � 4 grant and convay the Propetty and thet the Pmperty ie uneneumlxred,axcept for encumhrance.9 oY record. Aorrower -
<br />,_ • �varrent�and will d�tend generrally t1iR title to tho Proporty egainst ell claime and domands,aubject to eny encumbrances _
<br /> � +`�!�' of record.
<br /> 'tHII5 SFCURI'I'Y IN3'1'R.tIAa�A1T cnmbinea uniform covenanta for nationel use anci non-uniform covenents with ;
<br /> ,:�r�!";��! limited variatione by juriRdiotian to cAnntltute a uniform security inatrument covering real property. '
<br /> �`-'°` - UNIFORM COVENA.N'�S.Earro�ver and L.ender covenent and agreo sa followe: �_
<br /> .t l.Payment af Prinr,ip+�!tnd lnteroac; Preprymeut and Late Charges. Borrower ehall promptly pay when due �.
<br /> ' :� the principal of end intqrest on the ddbt evidenc�d by the Note and eny prepayment and late charges dua under tha Not�. -
<br /> 2. Funde tor'Taxos and 1nAUranco. Subje�t to applicabla lnw or to a writt�n wniver by Lender, Borrower ehnll ''
<br /> - . . •�� pay to Lendor an the day monthly peyntente aro due under tl�a Nota,until the Noto is paid in full,a sum ("Funds")for: �;
<br /> .�Y •. �� � • (�)yoarly ta�;es and atsessman��which may attain priority over this Sccurity Instrument as a lien on the Praperty;(b} _
<br /> ,:;. :. � yoarly laaeehold paymsntn or ground ronta on the Propercy,if any; (c)yearly haznrd or praperty insurance premiuma;
<br /> . . (d)yearly flood ineuranso premiuma, iP nny;(o)yearly mortgega insurnnce premiume,if any;nnd(f)�any sums payuble
<br /> •-�•� -��<- ' by Borrowvr to L.andor,in asaordtme� �ith tha provisions of paregraph 8, in lieu of the payment of mar�gaga inaurnnce
<br /> - `� "'�'% promtumn.Thcssa it,�ma ara culle�d "F,naro�v Itome."I,ander msy,at any time,collect anc!hold Fund9 in an amount not
<br /> �,'`''�:''�'' f� to axcaed tlie maximum r+aiount s lander for a tederally relatod mortgago loan may req�+ire for Borrower's escrow
<br /> ;� ��"r account undar tho fedarol Real Estate Settlement Procedures Act ot 1974 ea amended trom time ta tima, 12 U.3.C.
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<br />.4,,�.k.�j;; S��tian 2601 et sar�. �'��'A ),unless another!aw that applies to the Funcls rats a les�r amount.If sa,Lcndcr may, �
<br /> ;�� •:,,�;f , at any time,collect and h�3d Funds in en amount not to exceed the lesser amount.Lender may estimate the amount of -
<br /> �%s�"�"e�: . Funda due o�x�'�e br.�i�af curreflt dnta and reasonable estimstes of expenditures o�future Bscro�v Items or othe��cvisa in
<br />_�_ �.�,�•; BGCOPdF1ARE 4ssth�ppliasbl�law.
<br /> -- ThR�+sac3s shell be held in an inatitution whose depasits nre iasured by s federal agency,inatrumentality,or entity
<br />�• ��� (i.naludin��.�etsder,if I,�nd.cr i�such en institution)or in eny Fedoral Home Losn Hank.Lender ehall apply the Funds to __
<br />=_=�� �y thn�crow itams.F.�der may not charge Bonower tor holciing end applying the Funds, annuall� analyzing the _�,
<br />__�y_ � �scrow nar.o��nt, Qr ver^fsing the Bscroe�Itema,unle�s Lender peye Borrower interest on the Funds and applicable law .�-
<br />«�r'i�x'-:�;,,: permitp I.andar to mnke such a charge. Howover, Lender may requtro Borrower to pay a one-time cherge for en _
<br /> �.�_-_';;-;;.�i independunt real estueo tas reporting servico used by Lander in connectioa with thie loan.unless applicable law provides
<br /> ;�=� otliarwio�.Unl�rs ap sg�ement ie madc or applicable law roquires intecest to be paid,Lender shall not b�roquircd to
<br /> ��;��.� pay Borrowor uny intr.r��t or earninge on the Funds.Borrowet end Lender may ngree in writins,however,thet iaurest
<br />'""- �'" r ll s;. ,ad usz tr �� ' shall i�e ic�rrc��L7 �'1:�:0:2L L'::rS'� °^:nn�l scxuniin of th Run3� aha�in
<br /> --- o t8 � av a'va .uv°IIC2°vf� � b � b �w• b °v � jy = .
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<br /> ,.., � aedim and debits to the Funda nnd the purpose for which eech dobit to the Funde wea made.The Funds aro pledged es
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<br /> ' "=��!ti*�;�:3;q additionn!�curiEy for ell evme secured by thie Security Instru�enS.
<br /> -�_=-��>� If the��+nds held by Lender axceed the amounte permitted to be held by appliceble Iaw,L,ender ehall nccount ta
<br />-- =_-`��'r�=� IIonower far tho excess Runde in accordence with the requirementa of applicable law.If tho amouns of 23�o Funds held
<br /> ---'_----- T�y Lender at any time is m�ot sufficient to pay the�scrow Iteme when due.Lender mny so notify Borr�wer in writing, =
<br /> —=---'°" and,in such ceso Bortower ehoDl pay to Lander the amount necessary to make up the doficiency.Bcrrrotiv�r ehall make -'
<br /> -"`��'F'z;�. up the deficiency in no m�ore than twelve monthly paymente,at Lendar's ec�le d�scrotion.
<br /> ___- Upon gnyment in full of all sums secured by this Security Inetrument,Lender shell promptly rufund to Borrower
<br /> ,_ any Funda hold by I.ender. If, under paregraph 21, I.enaer s6a11 acquiro or sell the Property. Lander. prior to the
<br /> � acquisition or sale of the Pro�erty.ehall npply any Funda held by Lendor at tha time of acquisition or salo ae a credit
<br /> againet the suma riocurod by thie Security Instrument.
<br /> 3. Appltcetioa of Paymon4s.Unlese npplicablo law provides otherwiso.sll payments received by Lender under
<br /> paragraph� L� �►�d 2 shell be appliod:f9rst,to anq propayment chargcs duc und�r tho Note;sswnd,w emounts payable
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<br /> wtucr��s�•t��.1ii c;iiiiru,i�uiicn�i uuo,i�ui iii,w�nui�i�xu uuo,6a�u�an�,i.:�oiij iaw a,uaa�w uuo uuuca iva ivvi,c.
<br /> -- 4. Cha��es; Liens. Borrower ehall pay sll taxes,assessmei►ts,charg�a,fines end impositions attram�ttable to tl�e _
<br /> -- ° —� Property wluah may at�aai�n priority over this Securitq Inetrument,and leasshold papmente or gro�n� rents, if any.
<br /> Barrower snall pay these obligations in the manner provided in pa.regraph 2,or if not paid in thnt manner, Bosrowtr
<br /> — shall pay tham on time directly to the pnrcon owod payment.Borrower ehall promptly#urnieh to Londor nll notices of
<br /> �;��;;�. amounte to be paid under thie paragraph.If Borrower mnkes these paymente directly,Borrower shell promptly furnish
<br /> _= to I.ender teceipts evidencing tha payments.
<br /> Borcower ehall pr�mpxly diechergo any lien which hes priority over thie Security Instrumcnt unless Honower.(a) -
<br /> ngras in writing to tho payment of the abligation securod by tho lien in a mnnn�r.scceptable to Lender;(b)wnteste in =
<br /> • good fnith t�e lien by,or defends against enforcement of the lien in, legal procexding�s which in the Lender's opinion
<br /> -�� operate t�v pravent the enPorcement of tho lien;or (c)secut�es�rom tho holder of the licn an ngreement satisfact�ry to
<br /> '�"'"� Lender sctbm:rJinnting thv lien to this 5ec�rity Inetrument.Ii Lender determines thnt eny part of the Prop�rty ie subject
<br /> to a licn whi�h mey att�in priority over thie Security Instrumneni.Lendor may give Bonower a notice identifying thc
<br /> ______= lien. �orrowsr shall satisiy tha lien or take one or more o!the actione set forth abova within 10 days of the giving of =•
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