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<br /> S, 11�nznrd or I'ra►�ne�•ty Insud�nnee. Borrowicr shidl kecp the impravements now existin�; or herci�fter ercctcd an the =
<br /> Property insurcd ngiiiust loss by firc, I�nturds includc�l witi�in die tcrm "extendcd covcragc;" und uny uthcr luie:�rds, includin� �;
<br /> floods ar flondinE, for which Lc:nder rcyuires insurar.ce. This insurnncc slinll bc maintuined in thc innounts and for tlic pc:riods `--
<br /> thut L.cndcr rcyuires. Thc in�;urnncc curricr providing thc insurnncc shall bc choticn by Borrowcr subjc�t to Lcndcr's i+pproval
<br /> which shull not be unreusonab7y withheld. If Borrower fnils ta mainu�in ccwcra�e dcncribed nbovc. Lcndcr may, nt I..cnder's -_-
<br /> opticm,obtain cavcrugc ta piatect l.endcr's rlgl�ts in Ihc Property in accord.mcc with p�ra�rnph 7.
<br /> All insura+ice policiec nnd eenewnls shaU be acceptable to Lender and shidl include u standard ntortguge clause. I.ender –••
<br /> shall have thc right to hold the policies nnd renewals.If I.endcr requires,Borro�vcr shall promptly givc w I..endcr uU rcccipts of �'
<br /> paid premiums und renewal notices, In the event of locc, Borrawer sh�ll give prompt nodce tu the insurunce carrier�md Lender.
<br /> Lcndcr may makc pruof of loss if not mnde promptly by Borrotvcr. �
<br /> Unless Lcnder and Horrowcr othenvlse agree in writinb,insurance procetcls shall be npplicd to restorntian or��epair of thc —
<br /> Property damagcd, if the restoration or repair is ecanomicnlly feasible and Lender's sccurity is nat lesse�ned.If the restoration or
<br /> repair is nat ecanomically fcasibl�:or Lender's security would bc Icsscned, the insurancc procecds sh:ill bc applicd to tlie sums
<br /> secured by this Security Instrument, whether or not then due, with uny excess pnid to Borcowar. If Borrower abandons the
<br /> Propeny, or does not answer within 30 days u notice from Lcnder that thc insuranee carrier has offered to settic n claim,then
<br /> I..ertder may collec:t the insurance proceecis. Lencler mny use the proceeds to repair or restore the Propeny or to pay sums —
<br /> securcd by this Security Instrument,whether or not then due. Tite 30-day period will begin when the notice is�iven. �
<br /> Unlcss Lender nnd Horrower othcrwisc agrec in writing, uny t�pp�ication of procecds to principal shall not extend or —
<br />� postpone thc due date oi'the monthly payments refcrred to in parAgrnphs 1 And 2 or change the umount af d�e �aymentc. If
<br />' under pAragraph 2l the Property is acquired by Lender. Borro�ver's right to any insurance policies and rroccedc resultinb from ..
<br />' �inmAgc to thc Properry prior to the ucquisition shall pass to Lender to the extent of the sums sccured by this Ser.urity Instrument
<br />. immedlutely prlor to the ncqufr;ition.
<br /> 6.Occupnncy, PreservAtiun,lb�nintenance and I'roteeNon af the Praperty;Borro�ver's d.oAn Applicatlan; I.eusehola3s.
<br /> Norrower shnll occupy,est�blish,ancl use the Properry as Borrowcr's principal residence within sixty days uftcr tl�e execution of
<br /> this Security Instrument and shall eontimia to occupy the Property us Horrower's principal residence for a[least one year after
<br /> the datc of occupancy, unless I.ender otherwise asrecs in�vriting, which c.onsent shall not be unreasonably witl�held, or unless �,;
<br /> extenunting clrcumstances exlst which are beyond Rono�ver's control. Barrotiver shall not destroy, dama�e or impai: the --
<br /> Property, allow the Property to detcriorate, or commit wnstc on thc Property. Borrawcr shall be in default if any forfeiture
<br /> uctlon or proceeding,whether civil or criminal,is bcgun that in I.ender's good faith judgment could result in forfelture of qhe
<br /> Prapercy or otherwise materially impair the licn created by this Security Instrument or Lender's security interest.B�rrow8r may
<br /> Cii.w o�C:i���f«3!f«S:�f�li:a2«:�,3°r7CYl�'�!:2 F,i'3gT3j.+h j A h�ra�icipo thr�rtipn�r nrnrF.erlino tn be di�missed wiih n ruline
<br /> that. in L.ender's gcwd faith determination, precludes forfeiturc of the Barrower's interest in the Propeny or other mntori�l
<br /> Impairmeni of the licn created by this Sccurity Instrument or Lender's security interest. Dorrower shall also bc in defnult if
<br /> Borrower,during the loaa npplication proc�ss,gave materially false or inaccurate information or statements to I.ender(or failed
<br /> to pro4ide[.ender with auy material information) in ccmnectlon wtth the loan evidenced by the Note,including,but not limited
<br /> to,representat{ons concerning Borrower's accupancy of the�ropc:rty es a principal i�esidence.If this Security Instrument is on a
<br /> leasehold, Borrower sh�ll comply with all the provistons of the lease. If Borrawer acquires fee title to tho Propeny, the
<br /> leaschotd nnd t4�e fee title shall not mergo unles;Lender ngrees to thc merger in�vriting.
<br /> 7,Profectloxi of Lender's Rlghts in the Proper4y.If Bonower fAils to perform the covenants and ugreements containal in
<br /> this Security Instrument, or there is a Iegal pmcceding that may significantly affect I.ender's rights in the Property (such ns n
<br /> procoeding in bankruptcy,pmbate, for condemnat9on or forfeiture or to enforce lnws or regulntions), then I.cnder may do and .
<br /> p;�y•far whatever is necessary to protect the value of the Property and Lender's rigl�ts in the Properry. i.ender's actions may
<br /> include paying any sums secured by a lien which has priority ovet this Security Instr�ment, nppearing in court, payin�
<br />- a ... • ...w`n�,.�,a.... ��m�4:.�..n:.�o A Ith�t�nh i pn�lNr mav ta4a a�tinn unrlPr thia naravrAph
<br /> reasunauie uiivu�cya'lliGJ{UtV YUW:;.b C... ..�.�,y .�r.».... -o-- - —
<br /> 7,Lender does not have to do so.
<br /> Any an�ounts disbursul by Lender undcr thi9 puragraph 7 shull become ndditional debt of Banowcr sccured by this
<br /> Security Instrument. Unless Bu�rower and Lcndcr agree to other tcrms of payment, these amounts shull bcar interest frnm the
<br /> date of disbursernent at the Note rate and shall bc payable, with interest, upon notice :mm i.cnder to 13orrower requesting
<br /> paymcnt.
<br /> 8.Mortgage Insurnne�.lf i..ender required nwrtgage insurance us n condition of makin�the loun securcd by this Security
<br /> Instrumcnt, Borrower slial! �ay tlie premiums required to maintain the mortgage insurnncc in effcct. If. for any reason, the
<br /> mortgage insurance cove��gn requircd by Lender lapses or ccases to be in effeci, Borrower shall pay the pcemiums required to =
<br /> obtain coverage substantiAlly equivalcnt to thc mortgage insurance prcviously in effect,tit a wst substnntially equivalcnt to the
<br /> cost to Borrowcr of thc mortgage insurance previously in effect, from an c�ltcrnatc mongage insurcr approved by Lcndcr. If
<br /> substantially equivalcnt mortgage insurance coveragc is not nvailuble, Horrower shall pay to Lender e:acl�month a sum equal to
<br /> onc-twelfth of the yalrly mortgage insurance prcmium being paid by Borrowcr when the insurance coverage lapsed or ceased to
<br /> bs in effect.L.ender will accept,use and retain tliese puyments as n loss reserve in lieu of mortguge insumnce. Loss reserve
<br /> Form 3028 9/80
<br /> Papo 3 01 8
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