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<br />WHEN RECORDED MAIL TO: Gam,
<br />Exchange Bank
<br />P.O. Box 760
<br />#14 LaBarre
<br />I n N 4 F OE '3 USE ON Y
<br />DEAD OF TRUST
<br />THIS DEED OF TRUST is dated January 2$, 2010, among TRACY L BREWER, A Single Person ("Trustor");
<br />Exchange Bank, whose address is P_O, Box 760, #14 LaBarre, Gibbon, NE 68840 (ref®rred to below
<br />sometimes as "Lander" and sometimes as "Beneficiary"); and EXCHANGE BANK, whose address Is 1204
<br />ALLEN DR 1 PO BOX 6793, GRAND ISLAND, NE 68802 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. Far valuable cansideratian, Truster cgnvgys tq Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />Lander as Beneficiary, all of Trustgr's right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected pr affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; elf water, water
<br />rights and ditch rights (including stock in utilities with ditch or Irrigation rights); and all other rights, royalties, and profits relating to the real
<br />property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property"} located in HALL
<br />County, State of Nebraska:
<br />LOT TEN (10), BLOCK THREE (3-, MEVES FIRST ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />The Real Property or its address is commonly known as 631 E ASWTON, GRAND ISLAND, NE 68801, The
<br />Real Property tax identification number is 400062676.
<br />CROSS-COLLATERALIZATION. In addition to the Nate, this Deed of Trust secures all obligations, debts and Ilablllties, plus interest
<br />thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor or any one or more of them,
<br />whether now existing or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or ptherwise,
<br />whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated, whether Trustor
<br />may b® liable Individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether
<br />recovery upon such amounts may be or hereafter may become barred by any statute of limitations, end whether the obligation to repay
<br />such amounts may be pr hereafter may become otherwise unenforceahle.
<br />FUTURl: ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor whether or not the
<br />advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust secures, in addition to tfie amounts
<br />specified in the Nate, al! future amounts Lender in its discretion may loan to Trustor, together with all interest thereon.
<br />Trustor presently assigns to Lender (also known ae Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all
<br />present and future leases of the Property and all Rants from the Property. In addition, Trustor grants to Lender a Uniform Commercial
<br />Code security interest in the Personal Property and Rents.
<br />THIS DEED DF TRUST, INCLUDING THE ASSIGNMENT OF RENTS ANO TWE SECURITY INTF,REST IN THE RENTS ANp PERSONAL
<br />PROPERTY, IS GIVEN TO SECURE (AI PAYMENT OF THE INDEBTEDNESS AND IBI PERFORMANCE OF ANY ANp ALL OBLIGATIONS
<br />UNpfSR THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS pEEp OF TRUST IS GNFN ANp ACCEPTEp ON TWF,
<br />FOLLOWING TERMS:
<br />PAYMENT AND PERFDRAAANCE. Fxcept as otherwise provided in this peed of Trust, Trustor shall pay to Lender all amounts secured qy
<br />this Dead pf Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obllgetlans under the Note, this
<br />peed pf Trust, and the Related Documents.
<br />POSSESSION ANO MAINTENANCE DF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be
<br />governed by the following provisions:
<br />Possession and Usq. Until the occurrence of an Event of Defauh, Trustor may (1) remain in possession and control of the Property;
<br />(2) use, operate or manage the Property; and 13) collect the Rents from the Property.
<br />Duty to Maintain. Trustor shall maintain the Property in tenantable condition and promptly perform all repairs, replacements, and
<br />maintenance necessary to prsserve its value.
<br />Compliance With Environmental Laws. Truster represents and waaants to Lender that: (1) During the period of Trustor's ownership
<br />of the Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any
<br />Hazardous Substance by any person on, under, about or from the Property; (21 Trustor has no knowledge of, or reason to believe
<br />that there has been, except as previously disclosed to and acknowledged by Lender in writing, (a) any breach or violation of any
<br />Environmental Laws, Ibl any use, generation, manufacture, storage, treatment, disposal, release qr threatened release of any
<br />Hazardous Substance on, under, about or from the Property by any prior owners or occupants of the Property, or Ic) any actual or
<br />threatened litigation or Claims of any kind by any person relating to such matters; and 13) Except as previously disclosed to and
<br />acknowledged by Lender in writing, (a) neither Trustor nor any tenant, contractor, agent or other authorized user of the Property
<br />shall use, generate, manufacture, store, treat, dispose of or release any Hazardous Substance on, under, about or from the Property;
<br />and (b) any such activity shall be conducted in compliance with s)I applicable federal, state, and local laws, regulations and
<br />ordinances, Including without limitation all Environmental Laws. Trustor authorizes Lender and its agents to enter upon the Property
<br />to make such inspections and testa, at Trustor's expense, as Lender may deem appropriate to determine compliance of the Property
<br />with this section pf the peed of Trust. Any inspections or tests made by Lender shall be for Lender's purposes only and shall not be
<br />construed to create any responsibility pr liability qn the pert of Lender to Trustor or to any other person. Tha representations and
<br />warranties contained herein are based an Trustar's due diligence in investigating the Property for Hazardous Substances. Trustor
<br />hereby (1) releases and waives any future claims against Lender for indemnity or corrcribution in the event Trustor becomes liahle for
<br />cleanup or other costs under any such laws; and (2) agrees tp indemnify, defend, and hold harmless Lander against any and all
<br />claims, losses, Iiabilkies, damages, penalties, and expenses which Lender may directly or indirectly sustain or suffer resulting from a
<br />breach of this section of the peed of Trust or as a Consequence of any use, generation, manufacture, storage, disposal, release or
<br />threatened release occurring prior to Trustor's ownership or interest in the Property, whether or not the same was or should have
<br />been known to Trustor. The provisions of this section of the Deed of Trust, Including the o611gation to indemnify and defend, shall
<br />survive the payment of the Indebtedness and the satisfaction and reconveyance of the Ilan of this peed of Trust and shall not be
<br />affected by Lender's apquisition of any interest in the Property, whether by foreclosure or otherwise.
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