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~~ <br />s <br />.. <br />2oiooosoo <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />(Seal) <br />Lindsay K. M -Borrower <br />~~~r~ (Seal) <br />Joseph . Grudzlnskl -Borrower <br />[Space Below This Line For Acknowledgment] <br />Hall <br />County ss: <br />On this 22 nd day of January 22, 7010 ,before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Lindsay K. Monk and Joseph S. Grudzinski, Single Persons <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: ~ <br />GENERAL NOTARY -State of Nebraska <br />~ EDWARD J. JAROSIK award J. Jarosi -Notary Pubnc <br />My Comm. Exp, Oct. 17, 2011 <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281101 <br />Laser Forms Inc. (800) 448-3555 <br />LFI #FNMA3o28 4/02 Page 13 of 13 <br />(Seal) <br />-borrower <br />(Seal) <br />-Borrower <br />