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<br /> ~ <br />~~^ <br />~~ ~ b' <br /> <br /> <br />~_ ~_ ~ <br />~ ~ <br />~ <br />~ r~ <br />a <br />ca ~ <br />c3 m <br />~ <br /> <br /> ~ ~ Z 7C rn ~ m C3 v <br />~ '~'~"^ <br />~~ ~~1 t1 <br />= ~ N c~ ~ <br />o ~ r' ~ <br />~ ~ ~ ~ n ~ .. p ~...,, ,., s ~ u, <br /> <br /> <br />~.~ (~ ~ ~ r~ v o c <br />.~.~. ~ <br /> ~ cc~ m <br /> ~ <br />- ---- -- __ . - as ~ a <br /> z <br /> <br />[Space Above This line For Reoording Data] <br />DEED OF TRUST <br />Loan No: 09-066937 <br />~~ <br />G <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 22, 2010 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Lindsay K. Monk and Joseph S. Grudzinski, Single Persons <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organised and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 88803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />TierOne Bank <br />P.O. Box 83009 <br />Lincoln, NE 88501 . <br />(E) "Note" means the promissory note signed by Borrower and dated January 22, 2010 <br />The Note states that Borrower owes Lender <br />SeventyFour Thousand bOLLARS and Zero CENTS <br />Dollars (U:S. $ 74,000.00 )plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2040 . <br />NEBRASKA- Single Family -FannieMaelFreddieMac UNIFORM INSTRUMENT <br />Form 3028 1101 <br />Laser Forms InC. ($DD) 448-3555 ~~~ <br />LFI #FNMA3028 4/02 ~ag@ 1 of 13 InltialS: t;.,~~='=a <br />