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<br />1876275692
<br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 29, 2010 .The Note
<br />states that Borrower owes Lender
<br />SIXTY SIX THOUSAND ONE HUNDRED NINETY EIGHT AND NO /l0U
<br />Dollars (U.S. $ 66,198.00 )plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than FEBRUARY O1, 2040
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late
<br />charges due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ VA Rider
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />^ Other(s) [specify]
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(J) "Comrnpnity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Harrower or the Property by a condominium association, homeowners association
<br />or similar organization.
<br />(I~ "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such telm includes, but is not limited to, paint-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items " maans those items that are described in Section 3.
<br />(M) "Misceil~neous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section S) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property;
<br />(iii) conveyance in lieu of condemnation; or (iv) mISrepresentations of, or omissions as to, the value and/or
<br />condition of the Property.
<br />(1V) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under
<br />the Nate, plus (ii) any amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 et seq.) and its
<br />implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to
<br />time, or any additional ar successor legislation or regulation that governs the same subject matter. As
<br />used in this Security Instrument, "RT'SPA" refers to al] requirements and restrictions that are imposed in
<br />regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related
<br />mortgage loan" under RESPA.
<br />NEBRASKA--Single Family-• 1~'annle Nlae/Freddle Mac UNIFORM INSTRUIVIENT Form 3028 1101 (page 2 of 16)
<br />First American loan Production Services
<br />First American Keal Estate Solutions llC
<br />FALPSN NF,FM-2 Hcv. U6-US-U8
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