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<br /> . YnSOnana�t All cff tbc faegoing i3 refem�d to in this Security Insttunx�t as the"PtoQercy.'� , , : � `
<br /> BORROWER GUY�NAKiS that Bomowa is lawfully seisod of tD�esiuc 6eneAY maveyed�d bas the right.to graa�:�
<br /> �tnd caaveg�e RepntY ud thaf the PtupeRy is aieencumbeted excepc far ennunbtux�es of F�� Bormwar w�mnts and.
<br /> • wlll defmd gea�aally the 6tk w the Rope�ty against ali daims and demandc.subject m any eneiunbr�nces of tecord.
<br /> ' � TFIIS 5ECURiTIi 1NS7RQMFNT cambines anitcum.¢ovrnants far batiooat use an�aon-imifam covena�us with
<br /> _ _� �te��ui�os pyluris�ttian to ca�st�itute�uait'arm seearitg i�autovaing�l prope►ty. .
<br /> - urtIFOR11t.rnVEtvAxrs._Eormwer�ts i«idercovenaiu an�agiroe a�rolrowsc �aue che ------ - -
<br /> - �. �j�t�t pri�tipd a�d t�Re�;Peep���eat�d I.ate Cia��RS. Borrowe.r sdall pmmptlY PaY
<br />:� �' pra�cip�!of an0 inteKSt on t6e debt evida�ecd by t6e Nwe a�d anY pcepaYmenc a�tue d�arSes due under t1�e Note.
<br /> = 2 .I�Y�Is tor Tues a�d Iwra� Subjoct to�pticabie taw or w a wntten waiver by l�endu,Bamwa slull pay to
<br /> ` I.mdet m tAe day moatbiY t�Y���e dne under the Notc.a�the Nuu is paid in fntl.a sum t"Faads"?fa:(a3 Y�9
<br /> . auces.ond asses�us whkh may a[taun priaity ave�this Security Instnunem as a liea an Ne Ptoperty:tU)yeniY�lezsehotd �
<br /> - — , W�°i gcvand�tc on the Pmperty.if any;(c) Yeuty Aazud,or propectY iowianor Praniums: (df Y�Y �
<br />- � �unnee premiwns.�f any:(e?y�Y �BaSe iaso�acrct piemiums.if any:and(�anY su�ns PaYab�e bY�'�w
<br />';_i - j,CfbCf�11I aCCOfl�lN.'C Wlilt tjlB jNillitS�OfiS U��1�'i�l�.!II�(W QF 1�IC[10�I[�11���IIIO(T$�ti1S1lI8IICC pICN111I11S. �125C _
<br /> = itc�s s�re s�Jbd"Fscrvw.besns." l.eoder may.at any[imc,witcct aad taid Fwids m an atnount not to exceed the�aaximum
<br /> - � _•a�aaunt a lender fa a federaily ielatod mottgage loan may�equi�for Bo�mwecs esaow xcount under the federal Real .
<br /> , Estate Sadanent Procedurrs Act af 1974 as amenckd from time w time.l2 U.S.C.$2601 et seq.t"RFSPA'7,unless atw�Ber
<br /> : :� lav�r that sppiies m the Fimds sets a lessec amoun�. If so.I.ender may.at any time,colloct and hotd Fonds in an amouot not to
<br /> • eaceed the Iesser amou�u. Leoder may.estimate the aaaunt of�nds due ot�the 61sis of cm�t data and neuonabte _.
<br /> rL o-, . e4tia�tes of e.�pa�nues of future Esemw Items or oth�rwise ue accordance with applicabie taw. � _-- _—�
<br /> ' 'I]�t FLad.s sh�Il lie held in an institution whbse deposits ane insur+ed by a fedaa�ageac3►•instrumentatity.�eara} . ____
<br />- .:�i��ir�rludntg l.mder.if l.ender is snch an institu6an)or in ang Federal Hane Loan Banlc.•�.ender shail apply tUe Fimds to pay =_
<br /> '•% - • .`:";:�Escmw Items. Lender may not charge 8ormwer for hotding aa�apQ1Y�8 the Fund�.annually anatyzinL t�esa'na� _ _.
<br />�';;�•..- ._:':f : ��:�,a:�ount,or verifying the Esc�bw Item�..unIess Lender pays Borrawer interest ar the Funds and appticabl�iaw•'perinits ..-_--�_
<br /> ;s`,:;: . ::'�.ender w malce such a ch e. Hawever.L.ender may recNlre B�rroR'er w pay a one-dme cUarge for an independeu real �=�-----
<br /> - ',' � . . ._ .�-e�ata tax reparing,secvice t�ised 6y l.ender in corlt�ecpa�with this toan.anless applicabk law ptavides otherwise.. Uatess an ��*'`�-'
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<br />�. • agceertent is made or app]icabie law requires intetest to be paid,Lender shall not be cequired to pay Burrdwei�y's:��or; �s;_:_:�_.: :
<br /> e�rnings oa tbe Funds. Botmwer and Lender may agree in writing,however.that int�rest shall be paic4 on ihe Furnds. t..ender' ,,g-�.•,� .__
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<br /> , " shall give to Borrower.withoat d�arge.an annual accaunting of the Funds,showing crediu and debits to the Funds and the .;,-. :
<br /> ��`� purpose for w hic h eac h d e 6it to t he F u n d s was m a de. T h e F u n d s a r e p t e d g e d a s a d d i t i a n a l s e c u r i ry f o r a l l s a ms s e c u r e d b y ,�::;=;_
<br /> `" -' •. . .this Securiry Instzumen�.� ' S`'<'r'=
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<br /> ` If the Funds held by Lender exceed the amou�u Pem�itted to 6e held by applicabie law.Lender shall account co. ��
<br />' ,��J�, '�itrower for the excess Funds in accordance with ttie requiremenu of applica6le law. If the amount af tbe Faads 1�e1d by , . ��
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<br /> .. ;:�., , .f�eader at any time is not sufficient ta pay the Fscrow ftesns whe�t due.Lender may so no6fjr Sotrower in wrfffrrg,and ip , 's'r;i:���:.'-
<br />, . . s�ieb.case��wer shap pay to Lender We�nonnt neressary w ma�ce ap the deficiency. Boms�ver shalF��'ce up t�e ' E��..�..-
<br /> .,;,:.r: :rr.�;_°..� ,. def ciency sni�u�ore than tweive monthty payments.at Lender's sole dis:xetion. '."�'::'`.�'=—
<br /> � -�'--: ; .: 1Jpon p¢^gtt�ent in full of all sums secared by this Security Instncrrten�.l..ender shall prompsi}r�fund to Bomowet any :,:�`_=---":__-
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<br /> -`"�>� -'��'•' '� � �u�ds fietd isy I.ender. If.under paragraph 21.Lender shall acquire os se11 the Property.Lender,pr'ror to the acquisirion ar —
<br /> �• �`�}'� � sale of Ne Piopetcy.shall apply any Funds held by Lender ac the time of acquisition or sale as a credit against the sums ,: ..�H=_
<br /> . s.�.'�:°=.°r , secucrd by this Secnrity insvumem. • . :;'a�'-��
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<br /> • `?`� ' 3. A ication ot Pn menis. tlntess applicabJe law provides otherwise.all paymenc4 received by Lender under �•,-�.:y_
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<br /> • paragraph.a i ar�2 shali be applied:fitst,to any prepayment chazges due under the Note;second.to amounts payable under , •:�i
<br /> paragcaph2;'lhicd,to interest due;fourth.w princ►pal due:and last,to any late charges due under the Note. __-
<br />. ' , 4. C6arges; Lkn� Barrower shail pay aU taxea.assessmen�s.chazges.fines and impositians attn'butable to the . ,�
<br /> • ��rmperty which may attain priority over this 5ec�rity Instcumen�and leasehold paymen�s or gtound renu,if uny. Boaower • _:._�
<br /> rc�.�.'�W" . . .3{�;�pay t1t we obligatioas in the manner provided in paragreph 2.or if not paid in�h�maMer.Boaower shall pay thcm an :'''=
<br /> ����{ � ' time diteetly��the person uwed yment. Borrower shall promptty furnish to l.ertdec?tl nodces of amounts to be paid under • � � K`���
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<br /> ' ,`��.. -:.:r: ;";i, , Aus paragrap�.-1P Honower make these paymcnts direclty.Horrowec sitall promptty fumish to Le��er mceipu evidencing . , ' --�
<br /> �:��. - `;.". the WSrmersts.,• ' ��""
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<br /> ���A Batrower shall promps!y discharge any lien which has priacity o�•er this Security Instrument un'.ess Bortov.i�:(a)agrees , . _-T_
<br /> . .,,ry�..�: •, us writing to the payrt�ent c�f the obligation secured by ahe 4ien in a manncr acceptable W l.endcr.(b)contests iiu g,avd faith the .:,�.:,: �'_�
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<br />- .. ,� " lie�t by.or defends against eaforcement of the licn in.tega!proceedings which in the l.ender§opinion operate t��went the «.-.::. �_�
<br /> . _ .-�u��. �. enforcement of the lien;or(c)secures from the hotder of the lien an agreement satisfacto to Lender subordi xc'.n the lien �'��' -"`� '
<br /> � , _ rY � . 8 �'; ;���,;.�i•, �:�.�;
<br /> .:,.:� ". ,; to thi s Sec u riry I n s t r u m e n t. I f L.ender detetmines that an y part of the Pro p erty is subJect ta a lien which rt�ay a;ia�n priori�y �• ;-��� � ; _N��;,.;
<br /> � �:��-� gver this Secacity Inst�t,l.cndermay give Bortower a notice ideatifying tl�c lien. Barrower st�:il satisfy tEt_�ien ot take 9 . .. � ,t,��:��,,�.
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<br /> t,� -. :�: a�e or more of the actiorES s�fonh above within 10 days of the giving oi notice. . .
<br /> =� ' " S. Hazard or Prup�Ry Insursinca Borrower shall keep the improvements as��r exis.::ag.an c�reafter eca:ted on the .
<br /> ;`"'``,��', �iraperty insus:d against toss.by fire.hazards includcd within the term"extended covtrage"e.^.�:.ny other hazar3s.inchtding , �
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<br /> -.- �� • -•-a-�:` floods or tloa�':s��,for which L.ender requires insurance. This insurance shall bc maintained rn ttte amounts and for the _ . . •
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