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<br /> DEED OF TR~JST
<br />DEFINITIONS ,~--., ~
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 ~"~-~
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated .......................Q 1.-.2Q: 2Q 1.4........................... ,together
<br />with all Riders to this document.
<br />(B) "Borrower" is .IJOXanD. T•. ~~~I~oq< A.3149~~a. PersQp ..............................................................................................
<br />Borrower is [he trustor under this Security Instrument.
<br />(C) "Lender" is H~?lla9g dank .......................... .
<br />Lender is a :CpJRQCatIQO ............................................................................................ organized and existing under
<br />the laws of .tb~.sxats of l~~bJa~~~ ...........................................Lender's address is .1.333.N4C1h.V~lepk.~QadtiP.44r.~o?c 5138,..
<br />.Grand 1sl~nd,. N~..~8~4~~~.1~& ....................................................................................................................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Heritage,Bank„1333,N,Webb.Rd,,PQ,Box.51.38 Grand_Island,.NE.68802,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,
<br />(E) "Note" means the promissory note signed by Borrower and dated 01~~9~2010„-_.„ ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,The
<br />Note states that Borrower owes Lender Pne.burldCed.fifty. ~.even.lh~usand.~nd -t4L1D.Q ..........................................................
<br />15 .00
<br />.................................................. Dollars (U.S. $ ...7000,.......................) plus interest. Harrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ....................02-.01:20.13....................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Secaad Home Rider
<br />® Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .......................
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />O) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, son-appealable judicial opinions.
<br />(J) "Community Associa~tlon Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" mesa any transfer of funds, other than a transaction originated by check, draft, or sirntlar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic [ape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means iasurance pro[ec[ing Lender against the nonpayment af, or default oa, the Loan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amouats wader Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and itstmplernenting regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to tune, or any additional ar successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrumeat, "RESFA" refers to all requirements and
<br />restrictions that are imposed is regard to a "federally related mortgage loan" even if the Loaa does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT
<br />Bankers Systems, Inc., St. Claud, MN Form M6-1-NE 8/17/2000
<br />ref: 1 /2001 (page I of 7 pages)
<br />a~iuiii
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