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<br /> .. 'PQGBTI��R W1TH all Ihe ImproYCrnents now or hereafter erccted on Ihe property,and nll easements.appurcentu►ces.and
<br /> Gxtures now or herr.�ftec n p�.n of t�`ieprope.ny.All replr.ccments nnd�dctitions sh�ll also be covered by this Securiry Tnstniment
<br /> � All of she foregoing is refesrcd tu in �his�ccueity Inswment as thc"Property." •�
<br /> HURROWP.I�COVEN/�N'Y'S th�t @otrowcr es Inwfupy selscd ot'the estate hcreby convcycd and hns thc right w grnnt nnd
<br /> -- convey u�G Fiuy��►y �,-td th:t the°re�'=Y '°u�==nt�'-�►��e`!•exc��pt fnr encumbranccs of record. Aotrowcr warrunts and will
<br /> defend gcnernlly the dde to tha Pro�serty ngninst all cluims end demenda,sub}ect to any encurnbrances of record.
<br /> � THIS SECURITY INSTRUMENf canbines uniform covcnants fur nallonal usc and non-uniform covenants with limitcd
<br /> variadons by jurisdicd�n to canstiwt,o a unifom�sccurity inshument covering reul property. '
<br /> ' ;�.� LJNIF�RM COVIINANTS.Boarowes and Lender covenant and agree as folinws:
<br /> 1.Poyment of PrtnclpAl iuxd Inttrest;PrepAyment and LQte Chprges. Horrower shall prornpdy pay when due tho
<br /> ���t; principal of an�intarest on the debt evidenced by the Note nnd any prepuyment and lnto charges due under Ihe A'ote.
<br /> ,,:��;�,�K,y,yp., x.Fande for Tiuces and Inaur�na. Subject to appIlcubls law or tn a wriuen walver by Lcnder,Bortower shall pay to
<br /> �" � L.ender an the day manthly payam�ts are due undar the Note,untll thc Note is paid in full,a sum("Funds")for.(a)ycariy tsixxes
<br /> ^t'; and assossments which may attaI�►priority ovea lhis Securiry Inswmeart as u Ueze on the Prope�rty;(b)Yearly let►..ehold payments
<br /> �„ . ` �' or gmund rents on dia Property,if any�Ce)Ycarly hazard or property i�nsurar►ce premiun►s:(d)Yeaely flood insurance premlums.if
<br /> , . :� �. any; (o)Yearly mortaage insuranc� pr¢miums,if any:and(�any sums payable by Bonower tn Lender,in accardance with the ,'.
<br /> :�: provisions of paragcaph 8, in Heu ot the payment of mortgage insurancc premiums. 'It�ese items ara called "Bscrow Items." �;;.
<br /> . �� I.ender may,at any dme,coUect e�d huld Funds in an amount not to sacced Uie mnxin�um amount a lender for a fcdemlly relstted . _
<br /> mortgago lnan may�quire for Ho.arower's escrow nccount under the federal Real Estete Saulernent Procedums Act of 1974 as ��.
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<br /> � �� � amcnc'ed fmm tim9 to time, 12 U.S.C,Section 2601 et ser�. ("RBSPA"),unless another law that applies to the Funds sets a lesser --
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<br /> �snQUn� I�sn. 1,eu�l�s mny, et nny ome,cu9l�ct and hold Fluids in an amount not to eaceed the lesser amoun�.I.ender inRy ___
<br /> estimat.e the antinunt�S Funds @ue on�he basis of c�urent data and ceasonal�le est�mates of exgeaditums af€�.eure Escm�v Ieems or �,
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<br /> - . - . O[I10IWISC IIl OCGOt(�II"11C8 WIlI18j1pQC8EI0 iSW. �
<br /> � . Th�Funds shall be held in an ins6tuuo;�whoso deposits are insured by a feder�l agemcy.insuumenYnli2y,or endty(includfnE �°,:
<br /> 1 the Funds to puy t3�e Fscrow �.,-
<br />,. :.- _'*' 7,,end�r.if Lender is such an in3titution)or in eny Federal Home Loan Bank.Lender shal!aPP Y
<br /> � � •�' Items.l.endct may not cherge Borrowcr for holding end applyix�g the Funds,annually analyaing the escrow account,or verifying �;._
<br /> �"';;r the P.�craw Itefiig,unless Lendec pays Borrower intaest on the Fu�ids and applicable law pe.rmits Lendcr to mtilce such a charge.
<br />�_��.:�;�•�� �Tawav�t.Lender may require Borrower to pa� �one-dme charge for en independent real esutte ttu�r�pc�r,dnng scrvlce used by —
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<br /> Lend�.r in connecflon with this loan,unless applicable law provides otherwlse. Unless an�reement is made or applicabk law
<br />�;;�',;�''.,�., requi�cis lntcrest W be paid,Lendes shaYl not be rcqutred to pay Aorrowcr any interest or ear�►gs on the Funds.Bc�rower and _
<br />-�.•�,�, °: Lender may agree in writing,howevu,tbat interest shall be p�id on the Funds.Lender shall givs w Borrower,withoui charge�aa
<br />�'•`ti-`r�• `'` — aymua]arrruntin¢of ttte Funds,s1�oWIng credics and debits to lhe�unds and the purposa for which each debit to ihe�nds was
<br /> '�-'�:�,•�a�a:� made.'11te Funds are pledgal as eddiGonal security for nll snms secured by this Securiry InsawnenG
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<br /> .;u1�T_�;��°�,f�� If the Funds held by I.cnde�a�ceed the amAUata permitted to be held by applicahle law.Lender sltall acanunt w Borrower f�r
<br /> .,,���.t��y:, the eacess Funda in accordance wc��he cequirerneats of applicable law.If[he amount of the Funda held by Leuder es any time is
<br />- -`��'"`"'"'.' nat sufFcie�u to pay the Fscrow Items when due,Lendcr may so notify Borrower in writing,and,in such casa Borrowea shall paY
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<br /> �=��v��:�� to I,ender the amnunt necessary to make up!he doflciericy. Bormwer stiall R�ke up the dofic'sency ira no more than twelve
<br /> __�=�� monthly payments,at I..ender's sole disc�tlon.
<br /> _-'-__-� Upon payment in full of all sums secured by Uiis Security Instrument,I.endcr shall promptly refund to Borrower ony Funds
<br /> _-._:__•��� hcld by I.ender.If,under paza�raph 21.Lender shnll ecquire or sell the Property,Len�ea.prior to�he acquisition or stil�of the
<br /> —�=-�=�1�+�-� pmperty, stwll apply ar►y Funds held by L.cnder at the dme of acquisttion or sale ag a crc�dil against the sums secuzcd by this
<br /> — --`-=A=� Security Instcumen�
<br /> -�i�y� 3.App�tion of Fayments. Unless applicable law provides othenvise,au�ayn�ents received by Lender undcr�nragraphs
<br /> -- _._,�,�� 1 end 2 shall be appli�:firs�w enY F�Payment ct�arges due w�der the Note:socond,to emounts payable under p�aph 2;
<br /> -==-= thicd,to intuest du.e;fourth�w.principa�due;end last,w eny Iat�charges duo under the Note.
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<br /> --_.. - 4.Cbarges}'�.ku�►��$01[ower shall pay all texes.a.c9essmen�s. cnnrges,imes anci im}w�iuuuy riuiuuidv.., w un.....�.y -
<br /> erhich may et*_Ain priorlry ove�thig Sxuary Instnwent,and leasehold payments or gmumd ren�s,if any.Bocrower s�pay theso
<br /> ---- __ obligations in the manna provided N paragr�ph 2,or ff not paid in that mann�r.Barrowcr stuill paY t�m on cime dir¢cfly to 11►e
<br /> _ —�— pe�son owed paymcnt Borrower sl�ll prompdy fumish to T.ender all notir,es of amouflts to be paid untler this paregreph.If
<br /> s�,�:� Borrower makes these payments dir�tly�Borrower ahall promptly furnisti to Lendu receipls ev�dencing the payments.
<br /> ----—� BocroR�u shall ptomptly d�scfirtge any lien which has priority over this Secutiry Insi�ument unless Borrowu:(�slSTZOS in
<br /> writing to the payment of the�bligadon socumd by the licn in a manner acceptabla to I.ender.(b)contests in goad fa�th elia liea
<br /> __ �� by. or defeuds against enfonce�nedt of thc lien in. Icgal proccedings which in the Lendcr's apinion operate to pmvcm tho
<br /> - enforcemeat of thc Gen;or(c)secures irom the holder of the lien en s�ment sati.sfactory to Lender subord.inuting the lien to
<br /> :��=�;rn�� this Securlty Inswment If Lra:d�r dete.rmines that any part of d,c Property�S subject to a IiGn which may attiain prirndrj avcr tlds
<br /> ���� ?--- SeCUtIty�nstrument,Lendcr may giro Borrower a notice ideniifying tho lien.Botrowes shfl11 satisfy the lien or trike one�or more
<br /> -_Y�x��� of the actions set forth above within l0 days of the giving of nodce.
<br /> Form 8028 �IOO
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