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201000615 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF Nebraska <br />COUNTY OF Hall <br />ss: <br />(Seal) <br />(Seal) <br />(Seal) <br />(Seal) <br />1, ,~ , a Notary Public in and for said county and state, do hereby <br />certify that Kecia Kay Spofford and Scott C Spofford, wife and husband <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the <br />foregoing instrument, have executed same, and acknowledged said instrument to be their ,free and voluntary act <br />(his, her, their) <br />and deed that they executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />Witness my hand and official seal this 15th day of <br />My Commission Expires: <br />M G~NEr;AI NpTARy • State of Nebraska <br />N RO~ERTA L. REED <br />~~~~ My Cumm, fxp, July 30, 2Dtt) <br />This instrument was prepared by: <br />January _ 2010 <br />(Seal) <br />NEBRASKA--Single Family--b'annie Mae/Freddie Mac UNIFORM INSTRUMENT (MFRS) Form 3028 1/Ol (page X of 8 pages) <br />12439.CV (I I/07) 903430 Creative Thinking, Ine. <br />Borrower <br />Borrower <br />]Space Below This Line For Acknowledgment] <br />GOTO(OOOe60U7) <br />