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<br />[Space Above This Line for Recording Data] ~ ` ~
<br />State of Nebraska DEED OF TRUST FHA Case No. ~aJ,
<br />321-2820944 703
<br />MIN: 100416700009118184
<br />THIS DEED OF TRUST ("Security Instrument") is made on January 21st 2010
<br />The trustor is Janet M Socha, a sin le erson and Mar E Socha, a sin le erson
<br />_ ("Borrower").
<br />The trustee is CharterWest National Bank
<br />_ _ ("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("MFRS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MFRS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2025, Flint, Ml 45801-2026, tel. (888) 679-HERS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws of the State of Nebraska ,and whose address is
<br />714 N Diers Avenue Grand Island, NE 68$03 ("Lender").
<br />Borrower owes Lender the principal sum of One Hundred Twen
<br />Seven Thousand Six Hundred Fortv
<br />Five and 00/100 Dollars (U.S. $ 127,645.00 ). This debt is
<br />evidenced by Borrower's Hate dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, ifnot paid earlier, due and payable on February 01, 2040
<br />This Security htstrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Bvrrawer's covenants and agreements under this Security Instrument and the Nate. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the fallowing
<br />described property located in Hall County, Nebraska:
<br />Lvt Two (2), in Block Two (2), in Jenkinson Subdivision, in the City of Grand Island, Hall County,
<br />Nebraska.
<br />which has the address of4050 W Capital Ave
<br />Crand Island
<br />I City I [Zip Code]
<br />[Street]
<br />("Property Address");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property". Borrower understands and agrees that HERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />MFRS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited tv, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing ar canceling this Security Instrument.
<br />IG25G.CV (I I/07) 903417 Page 1 of5
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<br />Recording Requested By & Return To:
<br />Chicago Title ServiceLink Division Q~ -{1~S
<br />4000 Industrial Blvd coro(nooe7zGl)
<br />Aliquippa, PA 15001
<br />Nebraska 68803
<br />
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