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~u <br />~ <br />~ ~~ ~ <br />~~ ~ <br />~ <br />~ ~~ <br />~~ <br />V <br />~ <br />~~ <br />~~ <br /> <br /> <br />C <br />O <br />Cn <br /> <br />m v_s <br />7~C <br /> c~a <br />~l ~~ ~ <br />(~ <br />"1 <br /> <br />~ ~ <br />c~ <br />~ <br />~ <br /> rr7 <br />e7 ~ <br />~ <br /> cn <br /> c~ <br />av <br />When Recorded Mail To: This Document Prepared By: <br />WFHM REGINA THORN <br />FINAL DOCS, X2599-024 WELLS <br />405 SW 5TH STREET FARGO BANK, N.A. <br />DES MOINES, iA 50309-4600 3480 STATEVIEW BLVD, 1ST FLOOR <br />PHONE: 1877-953-4225 FORT MILL, SC 29715-7203 <br />Space Above This Line For Recording Data] <br />State of Nebraska FHA Case No. 321-2818713-951 <br />Loan No. 011bb50185 <br />CLOSEDWEND FIXED RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS DEEP OF TRUST ("Security instrument" or "Second Security Instrument") is made on <br />JANUARY 14, 2010 .The trustor is <br />ROBERT A NIEDFELT AND BETTY L NIEDFELT, HUSBAND AND WIFE, AS JOINT <br />TENANTS <br />whose address is 1008 S STUHR ROAD <br />to u> <br />C] --1 <br />~ A <br />~' ~ <br />~~ <br />-~ ~, <br />C7 "'T1 <br />~ f"t7 <br />A C~7 <br />~ ~ <br />r x} <br />n <br />..:...~. <br />v~ <br />GRAND ISLAND, NEBRASKA 68801 ("Borrower"). The trustee is <br />Senior Official with responsibility for Single Family Mortgage Insurance Programs in the Department <br />of Housing and Urban Development Field Office with jurisdiction over the property described below, <br />or a designee of that Official ("Trustee"). The beneficiary <br />is the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S. W., Washington, <br />DC 20410 ("Lender" or "Secretary"). Borrower has agreed to repay to Lender amounts which Lender is <br />obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement <br />dated the same date as this Security Instrument ("Loan Agreement"). The agreement to repay is evidenced by <br />Borrower's Note dated the same date as this Security lnstrument ("Second Note"). This Security lnstrument <br />secures to Lender: (a) the repayment of the debt evidenced by the Second Note, with interest and all renewals, <br />extensions and modifications of the Note, up to a maximum principal amount of <br />TWO HUNDRED TWENTY FIVE THOUSAND AND NO /100 <br />Dollars (U.S. $ 225,000.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph <br />5 to protect the security ofthis Security lnstrument or otherwise due under the terms ofthis Security instrument; <br />and (c) the performance of Borrower's covenants and agreements under this Security lnstrument and the <br />Second Note. The full debt, including amounts described in (a), (b), and (c) above, if not due earlier, is due <br />and payable on APRIL 28, 2089 For this purpose, Borrower irrevocably grants and conveys to <br />Trustee, in trust, with power of sale, the following described property located in HALL <br />County, Nebraska: <br />First American Loan Production Services <br />92008 First American Real Estate Solutions LI,.C <br />FALPS# NEHECM2SIF Rev. 03-14-09 <br />Page ] <br />Nebraska FIECM Second Security Instrument <br />fTI <br />CJ <br />N ~ <br />m <br />~, v <br />F--+~ Cam!? <br />~] Z <br />~ ~ <br />© C <br />~"' m <br />~~ <br />-.~ z <br />O <br />1~~ <br />V <br />~~ <br /> <br />