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<br /> ,I S.t#��rd or Property Insuraece. Aorcower shail keep dto improvemenis nuw e;�ist�+�g�t►er�:w�w�a:t;,�cn tttc°%�i�F —
<br /> insurcd egainst los�by t7ro,haa�rci� included within tho term "eaeendui coveroge" and nn3�other hnwrds, including tloods or i
<br /> �. flocxling�for which I..eneSu rcquitcs insurance.This insur4riac ahaU be maintained ln the amounts end for thc puiods that l,e��der
<br /> rtc�i�irr,v.The i;�s�renco��+Jries providfng doo insurenee shnll ba chosen by Ifnnawer subject to L.ender's approv�l which shull aot
<br /> �•� tw unteasonably withhtW. If Borrower fails w maintain covtnigo dexdlr.d above, L�entler may, at Lender's option, obwin
<br /> '" cnverage to protect Lcndu's dghta in Iho E'mputy in accordance with ps�ragraph 7. ���
<br /> °' A11 insurancfl polkies and renewals shall b�acceptable w Lendu and sheU include A atanclard moRgage clause.L.enQer shall �
<br /> ��"� �"✓ hava the rlght to hald the policies end cenewals.If L.endcr requires.Borrawer shall pramptly give to Lendcr a11 roceipts of paid
<br /> �� premiums and r�newal notice.c.In tho event of loss,Bt�rcower shall give prompt notice to the insuranco carrier end Lender.L.ender �,,
<br />: mey make proof of loss i�f not made pmmgfly by Sorr�wu.
<br /> '� Unl�,ss�Lendcr and Borrower otherwise agra in writing,insuranco proceeds sha11 be applicd to restoratIon or rennir of thc �•'
<br /> property damagod,if the mstoradon or�pair is economlcaUy feasibla and Lender's security is not lessened.If the re,smradon or
<br /> ra
<br /> . , . . �; , repair is not economically fcasiblo or Lendu's socuriry would bo lesseaed.the insurancc proceedu ahnll be uppHeA tn tha sums
<br /> " : v: sccured by this SecurIty Instrument, whether or noE then duc.with any eacess paid to Honower. If Borrower aUandons thc
<br /> �.x ..;,;.,;>; • Propc�ty,or daes not answer within 30 days a nodce from Ix.�der that the lnsurtuice car�i�r has offered to settle a cl:iim,then
<br />-";.,�"'t L,endes�i�ay r,ollect Ihe insuranca proceeds.I.ender may use the proceeds to repair or reswr�s ihe Properiy or to pay sums secured
<br />;�, �r+c:'�.
<br /> -,�� :. .: by uiis SecuFity Insuunent,whe�er o�not then dun.'Il�a 30-day�arl Nill�gin�ihen she nat3ce is�iven. �—
<br /> ' Unless Let►der an4 Botmwer otherwise agree in writit�g,enY a�Pllcstion uf ptocc�da to ptincipul sha!!not eatend or postpone
<br /> J'�:}��.��'��' the dua date of the monlhly paymenta refeired to in parsgraphs 1 and 2 or chango the emount of the paqsnents.lf unc8:�paragraph
<br />"=;a:.�;,�;� 21 �.�:J�mperty is acquimd by Lender,Dorrower's rlght w any insurance pollcIes and�+�cesds resulting �ram dsma�e to the
<br /> --.�•.�r�, Prc�crsy prinr to tho acquisiHon shull pass to�Lender tn the extent of the sums secumcl by�tl�La Secority Instzumer.t�nmediately
<br /> �'.'�.,�� prinr Tn 1he acquislHon.
<br /> Q+.QkcupxACy�Preservation,Maintenxnce Amd Protectioa o�t6e Prape►ty; iBorrawor's �.onn A�pp4kation;I.casehokls.
<br />-±��-w��,_ Frs.r�wer shaU ocr,u peAy as Bazrowcr a p tY
<br />_,-�ty r�,,�,,,� py,cstablLsh,ond use die Pto ' pr�►ci �1 resIdence witbin six e9�ys atter the exxudon of
<br /> - thi��ecurlty Inswment and shaU continus w oocapy the Propeaty as Bonowex's prsncipal�ESidence for at least one ye.su Rfter thu
<br />:'�,�-��,� data of occupancy, unless I.ender otherwtse agrees in vuridng, whlch consent shall n�t be anreesonably withheldl,cx unlass
<br />'""�""'�'!"� extenuadng circumstunces exist which are bayond Dorrower's contml,Bosower shaU not deslroy,da�age or impair the Property,
<br />"",--;"'•-�°m atk,w N►a = ., • io��a:ar..ie, oz sos:sn:t^:�x �.� ���Pm�rr;. L�t.,� chail h_r. in defe�ili ff eay forfeiture ecHon or
<br />_�w�_,;;�,;,� praceeding,whether civil or crlminal,is begun that in Lendu's good faith judgme�t could result in forfoiwr�e of the Property or
<br />�°;;:;'F=,=— othrTVise materfally impair die lfen created by thia Security Instrument or Lcnder's securlty interest.Ba�rower may cwce suci�a
<br />..�_3;��, defAUlt and reinstaic,as provided in paragraph 18, by cauatag the acdon or proceatPng to be dismisscd Kdth a�r�+➢� chat+�n
<br /> -"="'��-- Lencier's good fafth determination,preeludes fprfeiwre of the IIorrowu's interest in the Propc�ty or othu material im��irnient of
<br /> --_-� the lien creatod by�is Securlty Instrument or I..ender's securlty interes�Boraower sfinli aLSO ba in defaszlt if Bo�rcwtx.during the
<br /> _--==-_` lotm ap�lic�tion prmcoss,qavo mnterlully false or inaccurato informadon a stntementa to L�du(or faikci to prc�vide 1Lxnder wlsii
<br /> aa►.y �^r�atrrlal infonnadon) ln conncedon with tho loan evtdenced by tha Note, inclucWig, but not Umited w, n�rreesensac+�.9
<br /> - cor�cen�ing Botrower's occupancy of tha Property as a principal residence.If this Secura3y Instrument ns on a k,asehc�ld,�3ortowes
<br /> stuJl cumply with all the provislons of thu lease.If Botrowu tiequires fca aflu to the Proporiy,�ho beasehald and�ho f�e aGa shs�'1
<br /> �wt mage untess I.cnder egroes to the mergar tn writing, '
<br /> 7.Protectiva ot Leader's[tighta fn the Property. If�ocrower feils�tm perfor�d�e cavenants and a�rcements conteinod in
<br /> this Security Instrument,or there is a legal procxecling that may slgniticantly Afffect L,u►da's rights ln tho P[opztty(such es a
<br /> — pinOQCd1IIK 1Il��[IUDIGV.DIQti9fC.for contlemnatlnn nr f�rfPip�rn w►f/�pflFAMP If1a7C flr 1'PM7IA�3(1LIA?�thl:tf IPlldPl If18Y(�0 8[Id p8}�
<br />- —_ -- far what�sver la necess�ry to pmtect the valuo of the PmpPrty end Lender's righLV in the Property.I.�►der's acdcns nu►y includo
<br /> -- -. P�Y�B �y a� �" by a lien which has prioricy over this 5ecurisy lnsuuracat,eopearin6 in co►ut.FaY�S �b� -
<br /> atcom�Ys' fees and entering on the Propc�ty to make repairs.Alth�ugh b�en�er may take ecHon und�ex thls puregtaph 7�L.enclec
<br /> does not havo to da so.
<br /> My amcwnts disbursed by Lender under this paragr�pli 7 shaU bocome addidonal debt of Homnwu secured by this 3ecuriry
<br /> HnSWmenw Unless Borrower and Lender agi�ce to other wms of payment�these amounta shall befu intcrest fmm tho date of
<br /> disbucscrtrnt at the Nou rate and shal!ba paynbk,with inta�cst,upon notko from Lender to So�mower roquestiag payment
<br /> 8.MortgaQe Ynaur�nce. If Lendu aeqoired ntoctgage insvrancs as a conditb�n of malciung tho laen securod by this 3ecurlty
<br /> Insaument, Borrowcr shall p�y the premiums nqui�ed to m�intaln the mnrt$Age insuranco in effoct If. for any crason. tha
<br /> nwrtgage insuranco covaage�equimd by Lca�der lapses or ce,ases to be in effect,Basa�awer shall pay tho premiume rcquired to
<br /> obtsin coverage substanbaUy equivalent to the mortgage ituurance previaosly in ef€ect,�t a cost substantiaUy equ'nv�lent to the
<br /> cost to Bomower of the mortgago L�urance previousty in effect, from ctn altemaW mortgage insurec appruved by I.�udu. I�
<br /> substaatially egu;e�alent mortgt�o insurnnoa wverege is not available,B�owar shail pay to I.et►der cach month a sum equal to
<br /> � -= one-twelith of the yearYy mortgago insurnnca pt�emium being pai�d by Bora�we,�when the 3nsurnnce cavt�go lApsed or cea►sed w
<br />.=�:'� be i� effect Lender will aco;.��, use and retain these pay�cnts as a loss reserve in L�e�of mortgage insumuar.Lms�resc�ve
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