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<br /> 'I'OUE:CL14?li Wl'1'il all thc im{�rovcmcnt:s n�w ar Itcrcalicr ci•cctcd�n th�pro}��►ty, 111(I 1II C:GSCI11COtti,appwtcr�atir,es,e�ed f�
<br /> fixtures now on c�reaRce n p�rt af the prape�y. All rzplaccme�tts nnd udditions shnll also bc covcrcd by tt►is �ecurity
<br /> lnstrument. All of tlie foreaolnn is referred to in thie Sccarity 7nstrunxnt as the"Property."
<br /> BQRR0IV�R COVENAIV'TS thnt Qorrotvor is It►wfully seiscd of th�estute hercby conveyed and has the rjght to grnnt nnd
<br /> convey the Prapeny ancl tl�ut ti�e Praperty is unencumberect, except for encumbrance�of u;cord. Borrower wnrrants nnci will
<br /> dcfend gensrs+lly the titic to thc Praperty n�ainst all cluims and dcmands,subject to any encumb�nces of record.
<br /> TI-IIS SECURITY lNSTRUMENT camUines uniform covennnts for national use and non-uniform covenants wi�h limit�d '�
<br /> vnriutions by jurisdiction to constiwte s�uniform security instrument coverins reul property.
<br /> UNIFORM COVENANTS.Bunower and L.ender covenant and agrec as follows:
<br /> 1. Payn�ent of Principal and Interest; Prcps►yment and Lute Charges. Eonower sl�atl promptly pay whcn duc d�c
<br /> principal of and interest on the debt evade:�ced by the Nate and any prepayment and late charg�s due under die Note.
<br /> 2. runds for Tpaces and Lct�t9PuZ�r�re. �bject to applicable la�v or to a written waiver b� 3.ender, Borrower shali pay to
<br /> Lender on the day monthly payments flre dn2 ur,c}.t�ch;Note,untit tAe Note is paid in full,a sum("Funds")fvr:(a)yeariy taxes
<br /> und Assessments which may attain prio,ity nvrt�hss S•acurity Instrument as a lien on the Property;(b)yearly leasehold payments
<br /> or ground rents on tl�e Propeny,if a�ty;(r)yeurly hazard or property insurance premiums; (d)ye,.�rly fload insurance premiuma,
<br /> if any; (o)yearly mongage insurance�r,.miums, if any; and(�any sums payable Uy Borro�ver to L.ender, in accordence wiUt
<br /> the provisions of paragraph 8, in lieu of tha p:►yment of mortgage insurnnce pre.miums.Thcsc itcros are called "Bscrow Itcros."
<br /> L.ender may. nt any time, collect and hold Funds in an nmount nat to exceed the ma�cimum umount s� Iender for a federally
<br /> related mortgage laan may require for Bc►rrotiver's escraw arcount under the fedeml Fteal Bstate Se�tlement Pnxedures Act of _
<br /> 1974 us umendcA fmm time to timc, 12 U.S.C. 5ection 2fi01 ct ser�. ("RESPA"), unicss anothcr luw thut npplies to tho Futxls
<br /> eets u lesser nmount. If so, Lender mny, nt any Nme, enllec:t anJ hold Funds in nn nmount not to exceed the Ievser a�m�unt.
<br /> I.cnQcr n��y cstimatc thc nm�unt af Funcl9 ctuc on thc bnsis of current datn nnd recisonabic cstimutcv of cx�xnditures c�f fUturc
<br /> Escrciw ItemY ur o�hcrwitic in nccordnncc wlth upplicnblc luw.
<br /> 'lhc F'unds sh�ll hc hcld in un institudon �vhovc dcposlts nrc fnsurcd by n Pcderul ugcncy, instn�mcntullty, ar cntity
<br /> (ineluding l.e�xter, I`I.e�xler is,uch nn institutinn)or in uny Fecleral FCome I..o�n Bank.l.ender shzdl i�p;�ly�he Pu��dK to puy the
<br /> G�scrc►w Itemy. l.c�xler may not cl�nrgc&�rrowcr for holding and upplying the Punds. annu�Jly nnaJyzing thc escmw account,or
<br /> vcrifyl�ig thc��crow Itcros, unless Lcnd�rr pays Bor�awer intcrest on the Funcls m�i sipplicuble law permics L.emlcr co mnke suck�
<br /> a char�e. Nawever, Lender mny reqnire BonoM�Er to pay a one-time etiarge for nn inclepeixit��t ne��l�tate ttuc repaning servico
<br /> useJ by Lender in com�ectlon with tltlfi loan, unless npplicnble law pravides atherwise. Unlcss an ngree�nent is mudo ar
<br /> applicubie luw requires intcrest to ba pnid. Lender shall not bc rcquired to pay Eon•ower r�ny interest ur camin�;s on thc Funds.
<br /> Borrower and Lcndcr may ngrec in wretinQ, however,thut intcrest shall be pai.d an the 1�unds. Lender shall givo to Bura�ower.
<br /> without charge. nn unnual accounting flf the Funds, showing credits and debits w eb��L c�uis und tha purposa for, wf�lal�rach
<br /> debit to the Funds was made.Ttie funSs are pl�+�ad.as additional security for all sums secure�l by this Security Ynettvmcnt.
<br /> 1f the Funds lield by Lender enceed tJ�e umoi:nts permltted to be held by applicable law, ],ender shull�nccount�ta Barrower
<br /> for the excess Funds ifl accordanec wic!i the requirements of npplicable luw. If the amount c+f the Punds helci by Lender at uny
<br /> timc ia not sufficient to pay the Escrow 3tems when due.Lender may sa notify Borrowcr i�writing,and,in such casc:l3�rrower
<br /> shall pay to I.ender the amaunt necessary to make up the deficiency. Horcawer sh�ll make up d�e deficiency in no more tl�an
<br /> rivelve monthly paymcnts,at Lender's sale discretion.
<br /> Upon pnyment in full of 99k sums sccured by this Security Instrument, Lender shull promptly refund to Borrower nny
<br /> Funds hetd by Lender.If,u�ndPr�parugraph 21, I,ender shall acquirc or sell the Property,Lender,prior to the acquisition or sale
<br /> of the Property, shull apply�tny IFu•nds field by Lcnder at the time oF acquisition or sale as u cmdit egainst the sums socured by
<br /> this Security Instrumcnt.
<br /> 3.Application of Pwyments.Untess applicable Isw provides otherwise.sll payments received by Lendcr under paragraphs
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<br /> third.to interest due:fou�th,to principnl due;:u�d Iast,to any lute cfiurges due under the Note.
<br /> 4.Ciwrges; Licus.E'wrrower shuif pay al[Wxrs,assessiaents, chwges, fines and in��zusitio�is att�ibutable to the I'E�apzrty -
<br /> wt�ich may attain priority over this Securlty Ynstrument, and Icaseliold payments or ground rents, if any. Borrower shAl!pay�
<br /> these obligations in tltu ninnner provided in pamgraph 2,or if not paid In that manner,Aorrower shall pay them on timc directly
<br /> to the person owcd p�y�ncnt. Borrower shall promptly furnish to L.ender nll norices of amounts to be paid under this paragraph.
<br /> If Borrowcr makas tlicse payments directly,aanower shall promptly fumish tu Lendcr rcceipts evidencing ti�e payments.
<br />� Borro�ver shnll pranptly discharge any lien which has priority over tl�is Security Instrument unless Borrower:(a)egrees in
<br /> writing to the p�yment of the obligntion secured by the lien in a manner acceptable to Lender; (b)contests in good falth the lien
<br /> by, or defends n�ainst enforcemsnt of the lien in, legal proccedings which in the Lender's opinion oper.zte to prevent the
<br /> enforcemcnt of tl�o lien;or(c)sec:ures from the holder of the licn an ugrecment satisfuctory to Lcnder subordinatins thc lien to
<br /> this 5ecurity Instrnment. If Lender detcrmines that any part of thc Property is subject to a lien which may atGiin priority over
<br /> this Security UisE�vment,Lender may give Borrower n notice identifyins the lien.Borrower shall satisfy the lien or take une or
<br /> mot�a of thc actions sct farth Above wlthin 10 days of thc giving of notice.
<br /> Form 3028 9190
<br /> Paq�2 01 a
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