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<br /> ` �,Taci�vvrrR�u u�o���a t�«�a���.:na�u�u.�,
<br /> a��n.arf,i,x�n.�rt�es,(aow�fo•r�I�pafter a pie-[of the p�ot�pe.L�t�y�.p�Ail�1�.,���.�c:��na�tn�aditions eh�u.Iso 6e cavaea by u�ss secu�ky
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<br /> � � B�RROWER CQYENAPTlS tbat Honovrer is ixwfuUy seised af the estate lrer�eby'caaveyed a�hat the rigfit to grant ,
<br /> �nd eaevey the P►vpaty and th�t the Property is�uienc�berod.exoept for en�um6�nces of rocad. Bormwer warrants and
<br /> .wi11 defead genar�fly t6e dtk to tbe Ptoperty againu atl ctaims ard danu�ds.subje�t to sny encusnbranoes of recor�. .
<br /> THiS�lNS1RIIMENT caa�nbitxs uniform corenints fa n�tion�l ys+t aad narnnifam ca+rea�ots�rith -
<br /> - finu�d v�[iatiaas bgjurisdic�Iioato was6rote s unifann aoa�tity ins�una�t�v�ic,g rea!propeity:- � , � -- -
<br /> LiNIFURM CUVENAN75. Bortowaurd l.ender covenant�ad agnee u folbws: .
<br /> l. Pl��weOE a�Pri�cip�l s�d Iiterest;Pr'eP�J�n!aad Lste Ci�s�e�. Bamwa sha}l P�P�Y PaY w6e�diie thc ,
<br /> princip�l af and inte�e�t on tbe debt evideacM by the Note andaaY P�P�Y�nt and lote ch�rgca duc�uider the Note.
<br /> t �1�tar 7i�xes s�d Iawa�ca Subject to�plicable iaw a to a wriaen waivu by Le�des.Bamwer s6�f1 psy tu ,
<br /> La�der on the daY tnontt�iY-P�Y!�ue dae ander thc.l�Tate.m�thc Note is paid in ful�.a sum t"W�"}for:(s)Y�Y �. •
<br /> - taxes md auesvnents wLich may atain pdaity over tbis 5ecurity lasaument av a lieu an tGe Pkupaty;(b)Yprl�►le�sel�oW
<br />- MY�s a�t�a�ts an the PtopatY, i�aay: (c)Yarly h�rard or prope�ty insurairee pRmiwag:(d)-yeacly ibod
<br /> insur�ace pcemiums.if atg;(e)yesriy mottgage insur�nce premiums.lf aay.uW(f��nY s�uns WY�b1e by Bamwer to
<br /> L,ender,in ac�with the povisions of�ngrapb 8.Lt lieu bf the p�ymrnt of matgage insurance premiums. T�ese
<br /> _- items ane called"Esetow Itrms.° Lu�da may.at any time,cailut urd hold rt'w�ds m u�amount not to excad the msueimu�q
<br />==- amount a Ieoder for a fedar�i[y ndated inoegage loaa may°te,quin far Bormwer�s escraw aocoanc wder tbe feder�l Re�i
<br />- E,state Settlemp�t ptoeoduces Act of 1474 as amended fran dme to time.l2 U.S.C.�t 2601 er s�q.("RESPA").untess anothe�
<br /> = law that applies to tbe Cw�ds sets a[es5er aa�ount 1f so.Lender may.at any time,collect and dotd Fundc in an amatutt not to
<br />- � excee�ihe lesset amourn. �.ender may esti�na�e the amount of Fimds due on the basis of curre�t d�ta and trisonabte
<br /> _ csamates ofei�penditurea of fudne Fsemw Items arodrecwise in accocdance wiW app1ka61e iaw. . - ..-
<br /> — 'ILe frm�shall be held m aa i�ticawion whosa deposits aR i�a[sd by a federaI agmcy,inctr��r•.+e��;�y,or tlltiry
<br /> -�- — (iucludiu$Leader.if L�ender is such an instantianl or in�y Fedecal Ru�ae Loan Banic: I.ender si�aU appty We Funds to PaY
<br /> _.�f the Escrow Items. Lender may not cliarge Boauw�r foc holding and apptying the Fands.annualiy an�lyzing the escrow ,
<br /> - accaunt,or vaifying the�scrow Items,unkss l,e�dec pays Borrower intecest on the FunAs and applicable law pem�iu
<br /> - �.a�der to make such a cbarge. However.Lender may require Bomnwer to pay a one-time chazge fa an iadepeadeat cral
<br /> '.- . ��•estate tax repaning arnicc used by Lender in connection witt�this loari,anless applicable iaw pia�vides oti�wise. Untess an , ___
<br /> agnement is made or applicable law requires intenest to 6e paid,I.ender shall not be required to pay Borrower any interest or —"=
<br /> _ �� eanilngs an the Fvnds. Borrowa and Lendec may a�eee in writing.hawever.that intecest shall be paid on thc Funds. Lender ------
<br /> .' shall give to Bocrower,witiw�t charge.an annua!accounting af the Fvnds.showing ciedits and debits to the Funds and the - _- __
<br /> :��; � purpox for whieA eacb debit to the Funds was made. Tbe Funds are ptedged as addidonal securiry for all sums secu�ed by =_—
<br /> .. " this Security ListrumenG -
<br />.',, :. If the Fimds held by I.ender exceod the amam�a permitted to 6e hetd 6y applicable bw.Leader shall accaur►t to .
<br /> Bamwer fa�r xhe excess Funds in accoMa�ece with the requirements of appGcable Jaw. It the amaunt of the Funds hetd 6y;:
<br /> I.ender at any tane is not sufficient to�af ihe Fscrow iteais when due,I.ender may so notify Borrower in wri6ng,and,i�r
<br />_ . , ,r such ease Bo�rower shall pay to Lender the amaanc�cessary co make up the def�ciency. Borrower shal€�maice up the .�
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<br /> deficienc.y in na more than iwetve monthly paymenis�az9�nder's sote discretian. �-a-�--
<br />� ' ��� Upon payatent in futl of all sums secared by this Security Insttumen�Lender sha1T promptiy refund to Bosrower any ��-��°-_ -
<br /> "u I�nds hotd by Lender. If under paragraph 21,Lender shall acquire or sell the Property.Lender,�rior to tiie acquisition or � '�:�_
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<br /> � � sala of dte Property,shull apply any Funds held by 1.eaQer at the time of acquisition or sate as a.aredii�atnst the sums r,.. �:�.�.,
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<br /> secure d by t his S e c u r iry I n s t r umen� �,
<br /> Y: ' 3. Applicatioa ot Pbymeats. Unless applicabla law provides otherwise,a11 paymeats reccived by l.ender under • ; -
<br /> -._ •,�. paragraphs 1 and 2 shail be a�plied:first,to any prepayrment charges due under ti:e�[�.�re:second.to amounts payable under _:;s,��;;-
<br /> ' �;` paragraph 2;third ta intemst dve;foureis.to principa}due:and las�to any late charges due under thc Note. �• �;;�:'_
<br /> 4. Casuges; l.itus. Borrower s�a;i all taxes.assessmecers,char es. fines and "L�c.�ros�sans attri6utable to the �'���'�=::
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<br /> �, �x,.�� . Properry which may attain priority over a.�c�•Secucity lnsttumen�and tcasehold payments or ge���xenta.if aay, Bortowec ': �,.;
<br /> ,: ; shall pay tTxse obligations in the manner�vi�e�:paragraph 2.or if not paid in that manner,�?x�ower sha!3,�2y them ox, . -�
<br /> ,ti • time direcNy to the person owed paymen� Bonn�r�Er"s'ha'I promptty f�mish to I.ender all notices o;�ncu*scs¢m 6c�ic3 urtder• � ��"-,
<br />� .. �'; • paragrap}�, P Y Y P P Y �°'� S. �:;,:,f ,
<br /> ' ' ahis If Hormwer makes these a ments�o��tl .Borrower shall rom tt fumish to l.e��.;�aeces �tidencin �, :� �
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<br /> _ . . . the payments, , .
<br /> • .t� Horrow�tshall promaly diseharge atty lien which has priority over this Security lnstn�mer.t e�y::ss Botrower:(a)agcEes � ",1-' `��_-
<br /> !F��``` In writing to the payment of the obtigation secured by the lien in a manner acceptable to I.ender:�x contests in goad faith the" " � �•. �:'
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<br /> �; �,S• lien by,or defends against enforcement of the lien in,tegal proceed'mgs which in the Lender's opinion aperate to prevent the u.,.::.,:•.. .�r:-.-,
<br /> , �a�,; enforcement of tt�e IIen:or(c)secures from thc hntQer oP the lien an agreement satisfactory to Lender subordinating the lien Y;;;,;;. :'." `
<br /> }:' '. to this Socurity Inswme���. If Lender determines that any part of the Property ia subject to n lien which may attain prtorlry �' ,. .
<br />- . ����.�;� ovec this 5ecurity Instrumen�Lendet may give Borrower a natice identifying the lien. Bonower shall satlsfy the lien or take
<br /> ;,`,+;�.`• � one or more of the actions set foAh bbove within 10 days af the giving of notice.
<br /> . �;�.�. ''�.»;�r z S. Hazud a�Peoptrty lnsurnnca Borrawer shall keep thc improvements now existing or hereafter erecte0 on the , . '
<br /> • �� _��� ;,:�,�;��: Property insured agalnst loss by fre.hazards included within the tertn"extended coverage"and any other hazards.including
<br /> • "`�''�'� "' floods or flooding.for which Lender requlres insur.�nee. This insurancc shall bc maintained in the amouc�t�.and for the
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