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<br /> ►. ����snecl caC R'vnFavty Annon�nc�so. Dinrru��fc�rholl lsc�P the�mpruve��unt�nr�r, oxiriinr or 1�43rc:�Peor cr•cetec!aii
<br /> th�Pruporty insurcd egainot lor�by tira,her�rd�a included withfn tho tcrm "oxtcndcd covorago" and eny othur her.ard�, '
<br /> includitsce floodA or flnodine;fo�whlch I.ender rewulrcq�na�tnnco.'1'hie insunnce ehell be meintbincc!in tho emounte -
<br /> ead tor the perlc�cis th�t �nder requir�. 'Che inaunnce c�rrier providing the ineurenca ehali bo chasen by I3�rrowor
<br /> eubject to L,ender's�pprmval which ehell ncat bo unrtr�annebly withh�ld,lf 13arruwer failn ta maintain sovorAga der,crlUed -.
<br /> above, l.ender may,at l.a��der's optimn,obt�in covorege to presteet I.onder's rlght�in the Praperty in accordenco�vi4h
<br /> �snraqe�ph 7. -
<br /> Afl in�urmcn pnlicles nnd renowale Ah�il ba�ccepteblo to I.cnder and ehell includo � etand�rd mortgagn clauso.
<br /> l.ender ehell h�va the rlght ta hold the policies and ronewals. If l.onder roquires, Iiarrower shall promptly giva to
<br /> I.onder all receipte ofpaid premiuma Rnd renawe:notices.In tha evont of lors,}3orrower shell glvo prompt n�zice to the
<br /> inaurance carrier�nd I.ender.L.ender mey mnke prooi oi los.g it not m�do�romptly by I3orrowCr.
<br /> Unless L.ender end Borrower otQerwle�a egrr.o in wrlting,insurance proceeds shell be applfed to r�storatton�r repair
<br /> af the Property dmm�gcd,if tho restoratlon or repair ie oconomicelly teasiblo end Londor's soGUri4y ie not lessened.If tho
<br /> restoratian or tepair ie not econamIcelly fcasiblo ar Lendor's s:.curity woald bo lcss�ncd,tho in�uranco pracecds choll ba
<br /> applled to the aume secured by thie Security Instrument,whothor or not then dun,with any exc�s paid to Dorrower.It
<br /> Borrowor ebandone tho Property,or daes not n»swor within 30 days s notico trom Lender that the inaurance carrier hes
<br /> ofterod to settlo s claim, then Lendor mny collect tho ineurance praceeds. Lender enay u,o tho praceed�to repatr or
<br /> r�stote the Property or to pay sums sxurod by thie Security Instrument,whother or not then due.'I'he 30-dey periad wiU
<br /> begin when xho notica ia given.
<br /> Unl�Lender nnd Horrower otherwieo egree in writing,any appltcadon of procada to princtpal ehull not oxtend or
<br /> �ust�ae the du�elst�of the monthly pnymlcnte r�icrred to in puagreph.�1 anc12 ar chnnge the ennaunE nf the peymesnt�,
<br /> Ti uades pnragraph 21 the Property is ecquired by I.endor. Borrowor'e rigAt to any ineurence policies and proceeds
<br /> resalting trom damego eo the Property prior to tho ecquisition shall Faas to Lender to the extent of thd sum�secured by
<br /> thi�SeGUrity Instrument imme:�intely gnor to the acquir.ition.
<br /> 6.�ccupaacy,Preserv�8cmn,Maintenanco�nd I�cotectioa of the Property;Borrower's Loaa Appl{c�tion;
<br /> 1.eASC��o49s. Borsowcr ehe.li axcvpy,eatablish,end use the Property ae Bonower's principel rc.sidence within eixty days
<br /> aitr,r tha exec:utimu of thie Security Instrument and shell conttnue to occupy tha Property aa �orrower'e priacip�l
<br /> :��ixia�ca for Atl�n�ono yaar ntter the dst�c�i cecupency,unless Leadr.�oEherwise agre.es in writing,which consent ehall
<br /> no�'yn unreasonab'ly withhcld,or unlesa extanuating circumstances eaict which nce beyond Borrowor'A conttnl.Sorrowor
<br /> ehall not destroy�demego or impair the Property.ellow the Proparty to deterivra:cno or commit waste an tha Praperty.
<br /> &►r.rower ehalt be in default if any torfeiture action or prceeodIng,whcther civs±.or criminel,is begun that in L.ender's
<br /> good taith judgment wuld result in[orieiture of the Property or otherwise matPrially impair the lien creatod by thie
<br /> Gr��lt� ����n�,f n� i.4n�1R�'g r.MUrity ��tw_.�t, Anrrnw�r mwy r1z� _r.i�ch a drfniilt �nri r�inatntr,, �n ntv►vided in .
<br /> paregraph 1$, by cnusing the nction or proceeding to be dismi�d with a r�ling that, in I.ender's gc�nd faith
<br /> dourmination,precludcs forfe�ture oi the Borrower'e imtereat in the Property ur�'�hxr rnatcriel impeirmeat a�f tha li�
<br /> cm�eY�ea by thie Soaurity Insirz;�i�mt or Lender's securit��,�teseat.Borcower ehaU�;:�bo in dafault if Burro�sr�.durin�
<br /> the loan applicetion proc.�ese, �na�; materIelly felse or ie�a�curatd iniormadon or statementa to I.Endcr (c�s�Ailed to
<br /> � provian Lendcr�rith any mntcrial information)in connoction witli tJ�,e loan evidenced by tha h�r,�,including, but not
<br /> . limitod to, se�e.�atations cor.cerning B�rc�aver's occupanay oi tAe I�r.�perty as a principal re�ifl�tutco. It thie Securlty
<br /> Instrument is nr��.l�aschold,Bonower shat��c�mply with ell the proviaiana of the teasC.If Borri��v�er acquires�oe tttle to
<br /> � the Property�the�au�chold and tho feo tltle shell not mergo unles9 Lendcr agroea to the merger in writing.
<br /> 7. Pro4e�tioYi u!Landor's iti�hte in tLo Properiy. If Borxow�r 4ails to perEorm tho covenante and agrc�ements
<br /> , containod in thi�Security Instrument,or thero ie a ldgal proceeding that mny eigniticnatly e4fect Le:e�der's rfghte ia tho
<br /> Property (sueh �� e proceeding in bankruptcy, probate, fnr coc<a�rnnati�n or torfeiture or ta onforce lawe or
<br /> regulationa)�ti►es�I.,ender may do and pny for whetever ie aecessary 2o protect tho valuo af the PrapCrty and I.ander'e
<br /> righte in tho Prup�erty.L,cnder's actione mey include paying eny sums secured by a lien which hes priodty ovar this
<br /> _ Sn.�a�,`ritv inatrument.nnnearina.in court,paying reaeonat�le attorneys'fees und enter�r�g on tho Propertv to mske reoaire.
<br /> Alctsnt�i�h Lcnder may'teke actinn a�ndcr thie paragraph�,I.erzdcr do�s not heve to do so.
<br /> Any emounts diebureed by Y,erider under thte paregraph 7 eha1)tx+como e�!��tioR���cbt oi EurroHer c-wuresl by thie �-
<br /> � Socurtty Inetrumcnt.Unleas Borrower sr.d 1Laader egroe to othGr tcrms o!payment,theae amounta shall beu interest
<br />' from tho dato ot diebursoment at tho IJote r.a^e and ehelt bo pxyabl�,��:th interest.upon notic�icom Lendor to Aonrowor
<br />, roqi�esting paymcnt. '
<br /> 8. T1�Iort��ttt Insurancr. Q2 3.,er►der roquirod mortguge insur�nce ea a condition of mnking tho loan Fe�..��ed by tLie
<br /> Security Ins�trurnont,IIorrow�rr shail pay the premiuma required tm annintein 4ho morigage in�urence in effeci.Jt,for any
<br /> r�ason. tho mort,��a,�insuranco caverage required by I,endot ln�s�or ceases to bo in offect, �rarrower shall pey the
<br /> premiume ra�vi.crr��to obtai�i aoverage subetantislly equivsloiit bo L•1��r.,.r,�artgnge ineuranca ptavivvsly in eitect,nt s coot
<br />• substantially ec�rivafent to the coat to Borrower of the mortgage i�vrence proviously in effect, irom rr�slternnte
<br /> ' mnsi�lrxr, insurer approved �by L.ead�r. If subetantialiy equivalent mortgago inaurance covareige i� euR ayailnblo,
<br /> . Bn►„�:�c:�r ehell psy to Lender each month a sum oqual to�ne-iwelfth of tho yearly mortgago insurance pn;m�ium beiag
<br /> paid��Iiorrower when the insuranco coverngo lapsod or cea.�d to be in ef�ect.Lendor will eccept�use and retein these
<br /> . psymente aa n l�se rescrve in lieu of mongage insurance. Loso reservc paymonts may ¢�m longor ba nquired,
<br /> �-dRdUElro:uLO+ v.�.s��e Form 30l��/'0 _
<br /> In:Uutu:��,v�,N�
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