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2oiooo~2~ 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bornawer fails to perform the covenants and agreements contained in this Security Irtslnrment, (b) there is a legal proceeding that might significarrtiy affect Lender's interest in the Property and/or rights under this Security histrument (such as a proceeding in bankruptcy, probate, for condernnaiion or forfeiture, for enforcement of a lien which may attain priority over this Security Ins>itiment or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security hnstrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Inst<iurrerrt; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security histnrment, including its secured p~ition in a banluptcy proceeding. Securirq; the Property includes, but is not limited to, entering the Property to snake repairs, charge locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action urxler this Section 9, Lender does not have to do so and is not antler any duty or obligation tin do so. It is agreed that Lender incurs rro liability for not faking any or all actions autirorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrwnent. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. V this Security Inshtrrnent is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold acrd the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to mainttrirr the Mortgage hlsruance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to snake separately designated payments toward the premiwrrxs for Mortgage Insurance, Borrower shall pay the premitur~s required m obtain coverage substantially equivalent to the Mortgage hzsru~rnce previously in effect, at a cost substrurtially equivalent to tine cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by I.erxler. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated paymenrts that were due when the insurance coverage ceased io be in effect, Lender will accept, use and retain these payments as anon-refundable loss reserve in lieu of Mortgage bnsurance. Such loss reserve shall be non-refundable, mtwithstanrling the fact that dre Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage hrsurarrce coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated paymenrts toward the premiurrrs for Mortgage hisurance. If Lender required Mortgage htsrrrance as a condition of nraldrrg the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insruarrce, Borrower shall pay the premiums required to maintain Mortgage hnsurarnce in effect, or to provide anon-refundable loss reserve, until Lender's requirement for Mortgage hrsruance ends in accorxlance with any written agreement between Borrower and Lennder providing for such ternination or until ternnination is required by Applicable Law. Nothing in this Section 10 affects Bornower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrrwer does not repay the Loan as agreed. Bonuwer is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on tennr>s and conditiorn that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funrts obtained from Mortgage htsururc;e premiums). 0011210954b7 itiMortgap~le 3..29.GG V3 NEBRASKA -Single Family -Fannie Mae/Freddia Mac UNIPpRM INSTRUMENT WIT ~'~~ -BA(N~ ~osio~ Pere 8 m 15 i„h;~i,: - - ~ Form 3028 1 /b1