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<br />(C) "Lender" is CitiMortgage, Inc.
<br />Lender is a Corporation
<br />organized and existing under the laws of New York
<br />Lender's address is 1000 Technology Drive, O' Fallon, MO 63368-2240
<br />(D) '"Trustee" is y
<br />~'d~l-~-l 1~1~ tom.! ~~e ln~- .
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary
<br />under this Security instrument, MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P. O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-ME12S.
<br />(F) "Note" means the promissory noie signed by Bortvwer and dated January 14, 2010
<br />The Note states that Borrower owes Fender One Hundred Thousand
<br />Dollars
<br />(U.S. $ 100,000.00 )plus interest Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than February 1, 2030 ,
<br />(G) "Property" means the property that is described below under the heading '"IYansfer of Rights in the
<br />~pe~, ~~
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest
<br />(I) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider ~ Corxlominium Rider ~ Second Home Rider
<br />Balloon Rider 0 Planned Unit Development Rider ~ 1-4 Family Rider
<br />0 VA Rider ~ Biweekly Payment Rider OX Other(s) [specify]
<br />Schedule "A"
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rWes and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or dre Property by a condominium association, homeowner;
<br />association or similar organization.
<br />(L} "Electronic Funds Transfer" means any tr~rrsfer of furrrls, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated tttruugh an electronic ternrinal, telephonic
<br />instnrrrrcrrt, computer, or magnetic tape so as to order, insirrrct, or authorize a financial irntitution to debit
<br />or credit an account. Such tern includes, but is Trot limited to, point-of-sale trar~fers, automated teller
<br />machine trauxsactiorrs, trar~fers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any ilrirrl party (other #rarr insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or desinrction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, fire
<br />value and/or condition of the Property,
<br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />die Loan.
<br />001121095467 CitiMortga ~~9.66 V3
<br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFpRM INSTRUMENT WIT~i,~~ ~ /
<br />-6A(Nt7 rosin) Peyn 2 of i5 i„n~is: ~K't-~% Form 3p2$ 1101
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