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<br /> �Q�rr��►�f:1�'J11�l nU tltc impmvcmciits acnv c�r 1►nr4:�f�ur c�r,:ct�d nn 1{in p����4�::iiy. untl ull E�;r.cmcn�ti, r.��puilru:nt�.•r�, i�nd ,
<br /> {ixtures no�v on c�reaftcr n psrt ��f tl�c p�•op�:rty. A�l R�rlu+:�ntcnte nnd utlQilicn?� hli;dl ��L�u b: cuvrtcd by �hl�� !����.Ei��ly
<br /> Instrum_n!.All of thc fnre��ing Is refcrrcd to In tYds Sc�.�urity Inylrumcnt ny�I�c "I'�'«��euy•'
<br /> �U1SHUwLIi CUVLNAN'i'S tlmt Borr�wcr is IuwQilly scir•.cd of 1lic cstntc t�crcby convcyc�l mul hay tiic riE�in in����u�i�u��l
<br /> convey the Praperty nnd thut Uio Pro�wrty is uueneumtxred, exeept iur encumhran�es of'rec��r�l, I�ql'1'IIVYI'Y lYillf4111�� nn�l ���III
<br /> deFe�2d gcnerally Nic titic to the P����percy ng.l�t151[III l'IUIIllti UI1lI llClll11111I4,tiuh�cct ta nny cncnmhraurcw ui'rccuid,
<br /> THiS SECUltI'1`Y INSTtdUMCSNT wE�iDfi�cs unifur�u cmcnant,fur natfu��!+I i�t����it+l r�nu•i�+�lf��rm ruvi•n:mtr+ �vUb Ilu�itid
<br /> varintions by jurlsdicdan ta coustituto u uniform sr.curity instrumcnt cavcring rcul pnqxrry.
<br /> UNIFORM COVBNANTS.I�orrnwer und l..t:iulcr covcnnnt ni�d ugrcc ur fuUow�::
<br /> 1. Payment ot Princips�) and inter�q f'�'el�Yment wnd Latr ChurR�w. &ttruwcr r,b:�U ��rumplly pay whrn du< <►x
<br /> princlpal of anJ interest on the debt evidenced by thc NaYC iind uny prepuymcnt nnd I;►tc clt�trgcx duc�miltr Ihc N�►tc.
<br /> 2. Tuads for Taxes and I��.surAnce, SubJect tc�uppllcable Inw ar to u written +vaivGr by l.en�lcr, Nnvruwrr hludl pny I�►
<br /> Lender on the day montidy puyments nr.:duc wdcr thc Note,until tl�e Nflte Is�aid in full,a tiuui("r�w�Jv")tiir: (11)�'A�Ifly lfi�ll'w
<br /> and assessments which may attaln priority c►vcr thiy Securlty instnro�ent uw u Ilcn o�ti t{►e{'rupr.rly: lh)yenrly Ir�wchol�l��uyn+��n��
<br /> or sround rerrts on thc Prop�rty,if any; (c)vcarly haiarJ oe property insurnndc prcmiwu�a;(d)yciirly� fl�x�l inrur►u�cc�ir.udu+��r,
<br /> if nny;(e)Yearly mortgnge insurancc pccmie�ms. if nny: and(� uny �;ums paynbl�by klorruwcr tn I.cndcr, ii►�ic�:urd�u��:u witl�
<br /> the provisions of parugraph 8. in lieu of the paym.ent of nwrtguge insurancc prcuiir,+��s. 'X'hesc lrems sur rnllcd"I{�•rn►�y hrn�y,"
<br /> i.ender may, at any time, collect and hold Funds in�n aniount nut to excecd tt�� in�irimum e�mount u Iendcr fur�i Iltiltr.�lly
<br />" related mongage la�n may require for IIorrower's escrow uccount under the fcderxl Iteni �yu�tc Settlement I'r�xidurer Acl ul'
<br /> 1974 as amended from time to time, 12 U.S.C. Section 2e(11 et seq. (°RESPA"),Unlcsy uilulhvi Iz`a t�at a�spli:c,����hr 1`s�s;ely
<br />' sets a lesser amount. If so, L.ender may, at nny dmo. collect unci hold Funds iu un amount not ti� crceeil th� Ic,sei•��nwtuit.
<br /> [snder may esti�nute thc umount of Funda due�►n the basis of currcnt dutc�nnd re:�sonablc�sliinatey ot erpcnditures�d'fulutr
<br /> 8scrow ptems or othenvisc in accordw�ce with upplicable luw.
<br /> Thc Funds shnll bc held in nn institutian whosc dcposits ar� iusurcd by u fedceui ngcncy. lnstrunicntuliiy. �rr cnlity
<br /> (includins L.eitidar.if Lender is such un insti.ution)or in nny Pucicrul Homc Loan{iank. L.cndc:r shnll upply the I�ui►ds tu pay thn
<br /> Escn�w;tems.Lendor may not chnrge Burrower for holding und applying the i'und4,annuully unaly�ing Ihe escr��w e+rcount.��r
<br /> verifyim,the Escrow Items, unless Lendcr pays Borrowcr intere.gt on the Funds mx!i�p�licub(c luw permits I.cixicr��►uuikc.rurl�
<br /> a char�e.However,I.�nder►may require Borrower to pay a ane-time churge for•rlx{ndtpc:�xlent rcal rstatc tux rc��ning�:ervicc
<br /> usod by Lender in connec�ion with this loan, unless applic�ble law providev ntherwise. Un�ess nn ugrecnxni k m;►d�: ��r
<br /> applicablo law rec�uires interest to be E+ai;�,I�nder shnQ not be rcquired tu�►y Borrower uny intcrrtit ot curningn un tl►c 1'uixiw.
<br /> Fiqtmwcr and Lender may agree in writing. UOWGVCP, Illa[tti[CiCSt SRAII oC vitiu ti[i ilic i iiin+;. i.:.i.vC:o�i:��p:�:C2 n'�rr.�urnr
<br />• without charge, an nnm�el acwunti�ng of the Funds, showlnB cralits und debits ta the Funds cuxl the pui��se fc�r whlnc�w:h
<br /> d�bit to thc Funds was made.The Fueds nre�ledged as additionnl security for all s�:�ms srrured by this 5cwuriey lr.strunknt.
<br /> lf the Funds held by I.ender excced thc amounts permittal to be hcld by appL'cabla i;tw,l.cnder sh;dl:+c�Ywnt to F3��m�wcr
<br /> for the excess Funds in accordance with the rcquirements of appllcnble law. if th�:arriount uF tp►c�un�s held by Lender ut rny
<br /> timu is not sufficient to pay the Bscro�v Items when duo.Lenclar may so notify RoeroWer in�•riting.xm�l,in such rayc�3orniwcr
<br /> � Rhall pay to Lcnder�he wiwunt neassary to make up the deficiency. Borrower sha.11 rrTMa�;-r up thc deficiency ICR!Ip 11iUCC lliltl
<br /> tWalvc monthly psy�ments,at I.e�der's sole discretion.
<br /> � Upon payr»ent in full of all sums secured by this Seeurity Instrununt. L�c�xtcr ghall promptly rcfund to Bur�uwer any
<br /> �und.g held by I.,ender. If,under parngraph 2l, I..cnder shall acquirc or sxll thc Property,I:t�sder,prior to the ucyuisitbon or snle
<br /> •of iho Property, shall apply any Funds tceld by i.end�r nt thc tinte of acquisition or sute as a credit a�einst thc nums sccurai by
<br /> •' .this'SeCUriry Instnement.
<br /> . • 3,Applkntfion of Psyments.Unicss applicable tnw provides other�visc,nll paymcr�ts receivccl by i.endcr�:rx£�r nnragrAph�
<br /> . ��;'��7 chnll M�r�:^„�„ ;::o��i3 anl N'�N•°�T,�TH:::•^••p�•°•'�•::�:•:'��'!ho Nnts� cnon�vl, tn�mrntnts ttilVBble wxt�:r R�aryarynh 2:
<br /> ' ' • lhird,ta interest due;fourth,to principal duc;urxi last.to uny Intc charges due urKler tl�c Nc►tc.
<br /> � 4. CMxrges; Llerw.Borrowcr st�all pay all tuxes,as:�ess►mnts, chargcs. fincs an�impositions yttributable to thc Pruperty
<br /> • wbiFh Tnay attain priority over this Security Instrument, und leaschold paymcutg er ground rents. if any. Hnrrow�r sflu11 poy
<br /> •, �'dicse�bligations in the manner px�vidcd in paragraph 2,or if not paid in Ilwt nt,vu�er,[k�rrowcr shall pay them on time dirw��tly
<br /> � fa�tl�s tierson owal payment.Borcawer shall prom�stly furnish to L,ender all notices of amounts to be}vald unJcr this purugraplt.
<br /> ,If BoYtawer malcrs these payments directly. Bon'ower shall promptly iurnish to L.cnder reccipts evidcncfng the paynKnt.r,
<br /> � � ��oxrowcr shall promptly dischargc any Ilen which has priority aver this Secarity Instrume:nt unless&irrowc.r:(u)ugrres in
<br /> ' writin�to thc payment of the obligation scxured by the licn in a nwnncr acccptablc to Lcnder,(b)contcsts in gaxl fuith thc licn
<br /> •by, or.defends against enforcc.ment of thc lien in, tegal proccedings which in th� i.endcr's upinion operstc tu prrvent the
<br /> � enl't�tc�ment of t8e lien;or(c)secures from thc hotdcr of thc lien nn ngreement sntisFactary to Lcndcr subontin:Ming thC licn tu
<br /> -this�S�:curity Ins¢rument. If Lender determines that nny part ot'the Froperty is subjecl to i►lien which may au��in priurity oter
<br /> � . this Security]nsU�ument,ixndcr may give Borrowcr a noticc idcntifying thc li:n.Hottowcr shsll x�tisfy Ihc licu or tnkc rnx nr
<br /> � inori of the uctiuns set fonl�aUove�vithin 10 dnys of thr,giving of nocice.
<br /> � � Furm 302� f1Y0
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