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<br /> 'COC3l?'CHBR 1'U!`Y'ti nU th� imnravannc��tfl no�v on c�re�tter ercctcd un the pro�scrty, nnd all easomentn, ��
<br /> ��►r���tenAnceq,end fixtures now or hereaftor a paet of tha pro�erty.All raplacoments end addltione otisll elso bo covettd ��
<br /> by tP�iw�ex.uriay Inacrument.All ot tho turegoing ie referrod to in thie�uric�Inatrumcnt as tho"t�rc�party." -
<br /> lit)l��kt'�aN}3�C()V�NAN'I� thet Yinrrower ire lawtully r,eised af 4ho c,�teta hcrobl�convoyed and has tha ri�hE to --
<br /> g�rR�tt nztsi cra�vey the Property end that the Property ie unencumborod, axeapx tor c;naumbrences ot record, Borrower
<br /> wgrre.nt�+snd will detend generally the ti41d to the Property ngeinst all cinimc�and damenda,cubket eo ony ancumUrences -:
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<br /> 'f.tiYS 3ECURITY INSTRUM�N"P camblaes uniform cevenentg tor nntionnl uee nnd nan't�niform covensnta with
<br /> limitcr�varlssione hy'�erisdiction to conRtitute a uniform eecurity instrumont coverinp ru►1 Prc�perty. -.
<br /> X.7P�1�F�OR�i CO�BNAN'I'S.I3orrawer and L,ender eaven�nt nnd agreo es tolluws:
<br /> 1.�'ayment of Priacinal and Iatereet;Propsyment�nd Lrt�e Cher�aa. Borrawor ehall promptly pay when dun =
<br /> t;�r�rincipal of nnd interc.wt on the dabt evidencod by tho Note and eny prepayment end late chnrge�duo under the Noto.
<br /> �. Funde for Taxes�nd lueurance. 3ubjcct to applicablo lar� ar to a wr�ttsn waiver by Lander,Bormwer�haU �.
<br /> sy.�tt�[.ender on the Aay monthly pnyments nro due undor the Note,until chu Nc�te ie paid tn fu11,a sum("Funda")tor.
<br /> �t�)y„�r1y taxes an8 essesgmante which mny ettain priority over thie Security Inntrument es a lien on tho Prnperty; (b)
<br /> �.��1)�•lt�sFr,ha�ld p»yments or ground rente on tha Pcaporty�il eny;(a) yearly heaerd or pro�rty insurance prcmiume;
<br /> (�d)yeariy tlaod insuranco prem�uma,i[eny;(o)yoArly mortgage insurance pte�niuma,ii eny;sad(f)any sumA pnyable
<br /> by Bornnwer to I.ender,in eccardance with tha provioiane of p�ragraph 8,in lieu of the payment of mortgage insuranca
<br /> premiume,These items aro called"Escrow Item9."Lcndar mey,�t any ti�e,collect nnd hol$Funde in an nmount not
<br /> to osc;,:,ri tha ma:.im•.:x:i amount e lender for e federally relatal mortgage loan niay requiro for Borrowor's escrow
<br /> accout�t under tha ivdzrnl Real Estato Sattlement Procodures Act ot 1974 ae amendr.d from tlme to ttmo, 12 U.S.C.
<br /> Soction 2601 �t+s�.("RESPA"),unlese another law that appliea to tho Nunde sete a lesser amount.If eo. I.oader mny,
<br /> at any time,collo�ti�cz��►ald Funde in an amount not to oxcced tha lesaer a�c►ount.Lcador mey estimate the amount of
<br /> Funde due on tho b�,�a�4 current date�and reasannblo estimstes of espendAQUres of futuro Escrow Itr.n�ne or otherwise in
<br /> eccordancfl with epplicAblo law.
<br /> 'fl»�'ands shell ba hcld in en inetitutton whoso deposita are insured by a ledaral agency�inetrumEntality,or PMtity
<br /> (�uc1�£:ng�.�nder.it Lender is such an inatitution)or in nny Federal Home I.oan Bank.Lander ehall apply the Funcle m
<br /> pay t3���ecraw Iteme.I.ender m�y not aharge Bonower for holdIng end applying the Funds,annunlly enalyz3ng the
<br /> �scmw account,or verifying tha F.serow Iteme,unleas Lvnder paye Bonower interest on the Funde and applieable 1nN
<br /> permits Lender to make such a cherge, Howev�r, Lender may roquira Borrower to pey a ono-ti7na char�v tor an
<br /> incleQ�dant rcal�tate tex roporting service used by Lender in connectlon with thie lo�n,unleas epplicable lnw provid�s
<br /> �;�w;,3�.�,TnZ�,;�n�at�m��i:q.,,nr��nr nnnlicahle law reauires interest to be Qaid.I.ander ehall no!be requirod to
<br /> pay�rronrer any int,�r�t or earninge on tho Funde.Borrower nnd I.�ndcr mny agree in writing,howevar.thnt inter�t
<br /> sbxll ba.paid on the�nda.Lender ehnll gIve to Borro�wer,without chergo, nn asuival nccounting of the Fonds.�hawing
<br />' aralits en�d�bite eo t��Funde nnd the purposo for whiah each debit tcs the Punds wae made.Tha�unds aro pledged ae , -
<br /> ndditloaul eecurity tor nil sume sxurcd by thie Security Instr��ment.
<br /> i��2i�e�und�held by I.ender oacood tho amounte permitted to ba hald by applicnblo law.Lendar ehall acsount to
<br />� Borro�vrir�or the exceso Funda ia accordnnco with the requirementa oi appliceble law.�f tho emount ot Yha I�i.�na»�eld
<br /> by I.ender at nny timo is not sufficient to pay the Eecrow Itome when duo. i.endor m�sy ao notify Borrowor ifl wriiing�
<br /> and,in such case Borrower ehell pc+y w Lender tha amount ner.oseary ta�neku up the deficienoy.Borrower ehell meke
<br /> up tho dePicieacy in no more than twelve monthly peyments,at Lender'o solo diecretion.
<br /> Upon paymei►t in full o!eli sums exurod by thia Security Ins�cumeni,L�nder shnit promptly refund to Horrower
<br /> nny Funde held by Lender. If.undot paragraph 21, Lender shell acquire or sell tho Property. Lender. prioc to tho
<br /> acquieition or stle oi the Property.shnll appiy any Funde held by I.ender at tho time of ncquieition or ealo ae a crcdit
<br /> egai�nst the sume securod by thfn Security Instrument.
<br /> ' 3. Aoulication of Pryrnents.Unless epplicable law providce otherv+ise� ell paymen�recaived by Lender under
<br /> paragraphs 1 end 2 sleala bo appliod:firot,to eny pretsayment chesgeA due n�nder tho Nate;eewnd�to emoun�s poyabio
<br /> undor parsgrsph 2;thlyd.to Interest due;fourth,to princi�l c�ua;and Iest,co my lete chnrges due under the NAto. �
<br /> . 4. Ch�r�ar, Lieae. I3orraw�r shall pay ell taxes,e�esamoata,clia�gea,fines and impaeitione attrlbutnble tv the
<br /> � Property.which may attain prior3t,y over thie Socurity In�taument,and lcesehold paym�ents or ground rents, if u►y. •
<br /> �Botrowar eh�ll pey theso obligatioas in tho mennar provided in peregraph 2,or if no��nid in that mannor, Harrowcr
<br /> ' � . �shell pey them os time�dtrcetly to the person owod paymant.Borrower ehall pmmptly furnish tci I.�ndor ell notices of
<br /> smounta to be peud under thie paragraph.If Bc�rrower makes these paymonts directly.Barrower ehelY promptly furnieh
<br /> to Lender receipte ovidcnciag tha payni�nts.
<br /> Borrower shall promptly d'aschnrga eny lion which has prior�ty over this Security Inetrument unless Borrawer:(n)
<br /> ag�oes in writiu�to the pnyment o�the obligetion decured by tho lian in e rnennor accepwblo to Londer;(b)contests in
<br /> good faith tho liem L+y,or dofends egninet onforcc+ment oi the lien in, legal procoedinge whiah in tha Lender's opinion
<br /> oporeta w prevent tha enforcoment ot the lion;or(c)secures from tiio holder of tho lion an ngreernent eatisfectnry to
<br /> ILender subordinating the lien to thie Security In3trumenL.If Lender deterrnJncs that any part of the Y'roperty in subjoct
<br /> to a lien which may attain priarity over thie Securlty Instrumeat,Lendar may giva B�rrower a notice idontify6n;�tho
<br /> � ltan. B�rrrower ehell aatiafy tho lien or tako one or mnro�f tho nctione sot tnrth above within 10 deye of tho givi�t�g oi
<br /> notice.
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