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<br /> ' TO(3ET�mt wmi an we imprweme�rs�ow ���a�a'�sbat'�atso be co��:,.. � � �
<br /> ,u�d funms mw ar i�erafter a pat of the.pcoQecty. �
<br /> tnmmtunt All of the fo[egoing is cefened to in this SocuritY laswmeat a.t0e"PtopertY." •'. :,. .
<br /> � BORROWER�OOVENANTS t�ac Bocrower is taarfalIy seisod of the euatc hecrby coaveYed aad f�as the rigA�.ta:gtant�,: .:.::�:.:,..,
<br /> : aad oonvey the Prope�Y title to tSe�y is aae�umc��exce��s�bra�nc�es���o£�•;• t�and;�
<br /> wU defead gme�iy P�Y�
<br /> THIS S�1'��rrv INSi'RUME1�iT cambines unifam cova�amts fot natianat use and noR-unifurm cavena�s„w3ut�� _
<br /> limited variat+ons by jurisdicti�au to�itutc s►uuita[m security ins�rotr�ent cuveriag ceat ps�operty. - --= - -
<br /> UNIFOFt1VI C�VENANI'S. Barowa and I.endercovenant and agroe ac#oltows. [�P�l'�Y
<br /> ` i, pf�yaeat d Pdsdp�!aod�ate�st;PrepsJment asd�.sh Chargr� Bamwer sdall wben dve shcc . .
<br />-_— pru�cipai of and intenst an tUe ciebt evidenced by the Note aed anY P'�PaY��and tate cE�arges due ut�der the Note: •
<br />-- = b Fi�ds toe Tua sd Ls�ra�ce. Subjxt w applica6le Iaw or to a xmacn waiver by Leader,Bonuwa s1vlt p4p ta,,
<br />=�- =?lsader on tLe day mo�[Y P�Y��a�due�a the Note.untit the Note:is paid in fiilt.a sum("Tvnds"?for:(a)Yearty�r
<br /> �� :':-:Gabes�d�.ssessments which may�a priodty 6��er this Secoriry TnswmenF as a tien on the PmpertY:(b)Yeu1Y kaselaid� , _
<br />=Y'r ,n�� rwts on.the . if�nY; (c) YeadY hazacd�or p�'o'PertY insur�ce premiums;(d)Yeuly�MQd� _
<br /> ::''''��'� � , �� ums,if'an and.l�any sums payabte by Bo�mvrei•t�•� -
<br /> - ":. inaaance�eauutns.tf aay;(e)<Y�F��8e��e Qremi Y+
<br /> • :t.ender,�in aocadsmcc�it�:t�P����8.u►�iea oY the pa}�[of matgage iasurarxe gre�tuums: 'tLese:
<br />' ' : : items ar+e caIled"Esc��;��'�",:�r u�ay;ati aa�:.time.soUect aad hold t�ir,�m an amouet aat to esceed the maximum�� -
<br /> anwunt z,tenikr for a'f��'c��wrt���toan may ceyuire for Bo�ra�s�'s escraw accamt und�8x fedesal iical�: —
<br /> g,y���M p��p}�;Q�:�g'�'�,as amended from time to time,l2 U.S.C:§�601 et seq.(°RESPA'�.unless anothtr� —
<br /> ' law th�t applies io the Fvnds sei�s�,i'�smoua� if so,Lendet may.at an�r:t�me,couect aiadtiold l�nds in an amount not to�� - __--
<br /> ` euceed the tessec�c. Ltnd� .-r�-'..�Y estimate the amount of Firnds doe at the�n€cursent data and�easanabie� _ _-
<br /> : , eshnutes of expendians of funue F�ctuvv Items�raheswise in accurd�nce wiih appGcaETe tav�: __--
<br /> T!u F v n d s s h a l l b e h e l d i n a n i n s�t u o i a d�d e a s e d e p o s i t s a r e i n w c+�d b y a f e d e r a l a g c�r c y.instiwnemati t y,or�entit y�, i---
<br />. - (including I.ender.if Lender is such aA inst�t�ticxi?or in any Federal Home�t.oan BaNc. l.ert�c shau apply tht Fuads�to pag; =v+x
<br /> . the Escmw itesns. 'I,ender may narc�arge Bcniower for holdiag and agpiying the Fuads„�nw�Uy anatyzing tha esctow• �_�,,.
<br /> `', . � account,or veritying the Escrow,I^�;untess I.ender pays Bormwer interest ort ttre Fac+�and appiisabte taw permiis• ��
<br /> F: � : Lrnder to matce such a�arge. �i�+zrer.Lender inay reqaire Barrower to p�y a one-a�e sharge far aa independent teal� ����-
<br /> � ;'.�.. . � • estatetaxneportingscss�=�es�l6y�tderiacmQCe,.-�fonwiththisloarr:uttles.s�a�E'�ea�sIe3aw�prov�desahecwise.UNcgsaa.,. ;���.-�, ,.:
<br /> � ` �a�eesnent is made or a�.sabte taw requ�tes inrer�to be paicl�l.ender sbalt aaE f�e ceGuir�to pay Bomower any interest tnc, , �°
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<br /> � �- . � eamings on ti�e Funds.'Bo,irower and Lender�:-=r�e in wrtting.however.tt�i inieresE�..be paid on the Furxis. Lendcr � • - ;: +4i�,
<br /> . '. :`'� shaU g[ve to Borrower.wiihout charge,an anm�accounting af the Funds,showin cre�tg�;!debits to the Futxts aad:die • --
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<br /> " ��_,`, purpose for which each debit to the Fwds was ma� Ttre FUnds are Pt�dged as addi6oau[�zusity for all sums secored by j;.:
<br /> this Savriry In.�E. . - -`�: �'�"`�
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<br /> ' If the Funds hcld 8y l.ender eaceed the amaunts permitted to 6a held by apQlicabte law. :-,r.:.,�r:v�<-
<br /> Lendec shall�account to ��'--
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<br /> ' �'� Barower for the exc�F'vnds in accardance wi�a t�e mquicements of applicabte law. If the amount of tti�Futxfs 1�eld by ' ;�ft:.:;:r•,'.
<br /> '�r- I.enckr at any time is.aset'su�cient to pay the F�crow Items when dup�Lendet may so notify Barrowe'r in writing.and.in �-�::'r•'��.�
<br /> . •:. .�;-�::,�. such case Borrower shatt pay�o Lender the amaunt necessary to matce up the deficieney. Baimwer sha11 rnakC�ap�the '�i�}:�^::.
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<br /> deficiency in no more tI�,a.�twet<�r�artthl a ents.at Lender s sole discredon. ,<„<.
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<br /> '�'�'^;�<<�� :; Upon payment ue�-w"I o€af!�trms seeured by thls Security Insttument,Lender shail promptiy refuad to Borrow�c an��. ;. : • ,; _
<br /> �' � ; ` � Fvnds i�etd by Lender. �c>:c�er paraBraPh 21.Lender shall acquire or sell t1�e•Property.Lender,prior to the acquisition or� `_
<br /> .. •7�. a. -, `• �r�,:. , •..:.�'._
<br /> ".,��;:.�,_.•, �; sale of the Praperty.��»�apply any Funds held by Lendet at the 6mo of ac�isition or sale as a credil agairnt the sums
<br /> � = J' r secuied by this Secunty Instrumen� j•`
<br /> � 3. Applies�tion ot Ps9ments. Unless applicable law provides otberwise,all paym.�ts received by l.cnde¢undes�
<br /> • ��'� r.�:"�`�•,�::' paragraphs 1 and 2 shall be applied:firs�to any prepayment charges dae nnder tho Note:sepond to amounts payable urxkr:
<br /> "`�`" n`f-' . ' paragrapt�Z:thlyd to interest due;founh.to principal due:and las�to arty lato charges due under the Note. ...
<br /> �'`� 4. C 6a r g e s; L i t n s. B o r r o w e r s h a l l p a y a l t t a x e s.a s s e s s m e n t s, c h a r g e s,t i rt e s a n d i m p o s i t i a n s a t a ib�t ab2e�to�ctw:
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<br /> ��~ �� Property which may attaln priority over this 5ecuriry Instrument,und teasehotd payments or grounct rents:if uny. Bannwer a .. .-=
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<br /> =?��s�='� : :�' shall pay thesc obligafians in the manner provided in paragruph Z.or ef rtat paid in that manncr,Barrower shall pay them an��: _
<br /> ;�.��:._�:',=..,W:;�`;• ' time directly to the person owed paymenf. Hoaower shall prompUy iumish to Lender all natices of amounts to be paid und�r� ,
<br /> '�""' ��� '' ���� this a If Borrower makes these payments directi Honower shaU rom ity furnish to l.ender recei ts eYrcf:nci�r � •
<br /> � .r�'.�.�:,�.,;._�-ft,;'�� ParaSr Ph• Y• P P P � �
<br /> :� ,. • the payments. . _
<br /> ��� •�, Barower sha11 prompqy discharge any lien which has priority over this Security lnstnrment unless 8orrawes:(A)agrees�� _
<br /> ;r �.w: .r���^:•� . ' in wridng to the payment of the obligauan secured by the licn in a mnnner acceptable to l.ender:(b)rontests in good faith".}�i�� -
<br /> ' ..i ;f:"t�:,i'''� lien by.or det'ends against enforcement of thv lien in,icgal praceeding�which i�the Lender s opinion operate to Dreva��,the _�
<br /> j"�.�'� -�y;; �r •�; enforcement oE the Ilen;or(c)secnres fram the haldet af tha lien un�agreemerct 4atis9actary to l.ender snbardu�6tr�th#��ien �':;ti,�_
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<br /> . �:�,��v►,���.;,.,• to this Securlty Instrumen� If Lender determines that any par!of the+Property is subject to a lfen whisb may atcrin�priority � _
<br /> '��'^ }r � � over this Secun Instrument,Lendes ma ive Borrowcr a notice identiiying�e tien. Barrower shall sati�fp tF►�li�ki or take .
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<br /> . x;:j,,•,_•-°.• - ,i: one or more of the actions set forth above within l�days of the givin�of nvtice: .
<br /> �,, ,• . •; • S. Ha�rd or Piraperiy Insa�nce. 8crrower shall keep tho�mprorerr�enis naw cxisting or hereaficr•erected on the
<br /> � ''• � � `-°•� Property insureA against loss by 6re.h�zards included within the temt"extertded coverage"anQ any rnfi'.r ha2ards,includin� ,
<br /> ` ��` �• '.�.,'•��:;,;`'.: f l o o ds or ft o o ding,for w hi c h L e rt d=r r e q u i r e s i n s u r n n c e. T h i s i n s u r m�c e s h a l t b e m a i n t a i n e d ia the a�xmunts and for the . .
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