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.~,..~ <br />IV ~ <br />^~ <br />~ ~~ <br />0 ~ <br />~- <br />j <br /> m <br /> <br />~ ~ <br />z n = <br />~„~ <br />~ ~ ~ ~~ <br />~ ~ .o <br />~„~ <br /> t/>t ~ ~ ~ ,,,„1 rry <br /> ~ ~ D v <br /> ~' - 1--~ ~ <br /> _ ~ r1~ ~? ~ f/~ <br /> <br /> Q ~ ~~ ~~ <br /> <br /> <br /> U7 ~~ <br /> ~ ~ <br /> <br /> <br /> <br /> O <br />.fter Recording Return To: <br />HOME SAVINGS OF AMERICA <br />35 EAST BROADWAY <br />LITTLE FALLS, MINNESOTA 56345 <br />Loan Number: 4002001086 <br />~s,,j V <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN: 100442509120331669 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />`~: <br />(A) "Security Instrument" means this document, which is dated JANUARY ~, 2 010 ,together <br />with all Riders to this document. <br />(B) "Borrower" is MARCUS CARL WEATHERSBY AND JUDITH KOPERSKI , BOTH <br />SINGLE PERSONS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HOME SAVINGS OF AMERICA <br />Lender is a FEDERAL SAVINGS ASSOCIATION organized <br />and existing under the laws of CALIFORNIA <br />Lender's address is 5 0 0 0 EXECUTIVE PARKWAY # 12 5 , SAN RAMON, CALIFORNIA <br />94583 <br />(D) "Trustee" is ~~~ STEWART TITLE GUARANTY COMPANY <br />123 NORTH LOCUST STREET, SUITE 2010, GRAND ISLAND, NEBRASKA 68801 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under t}le laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, 1~lint, Nll 48501-2026, tel. (888) 679-MERS. <br />(1N~ "Note" means the promissory note signed by Borrower and dated JANUARY 9 , 2 010 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND AND 0 0 / 10 0 <br />Dollars (U.S. $ 13 0 , 0 0 0 .0 0 )plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />FEBRUARY 1, 2040 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable] <br />~ Adjustable Rate Rider <br />~] Balloon. Rider <br />[] 1-4 Family Rider <br />~ Condominium Rider <br />Borrower Initials: ~z/ <br />NEBRASKA--Single Family--Fannie M <br />Fnrm 3028 1 /01 <br />~ Plamied Unit Development Rider <br />~ Biweekly Payment Rider <br />® Second Home Rider <br />[J Other(s) [specify] <br />Mac UNIFORM INSTRUMENT -MERS <br />Page 1 of 1 1 <br />DocMagiC ~ aoo-sas-lss2 <br />www. dacmagic, com <br />...w~ g39~35 ~ ' V <br />