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<br /> payments may no lonbcr bc�equircd, at thc ontian of LA;nder, i!ntortgagc in�urancc cuvcra�c(in tlie iimount.uid for tl�c paviod �,•_
<br /> that l.ender rcquires)providal by an insurer upprovr.�i by L.endcr again becomcs avuit�blc and is obtainzd. Ro`ro�vcr shall pay
<br /> the premiums cequirecl to maintain murtgage insurance in effect,or to provide n(css reserve, until the requirement for mortgnge
<br /> insurance ends in accordance with any�vritlen tig►eemenr.betwccn Borrowe�•and Lender or applic���le Inw. . -
<br /> 4. Inspectlon. Lendcr or ics agent may m�ilcc rGlr,unable entrics upon and inspectiuns of the Properry. l.cndcr shall glve
<br /> i��rrawer notice at die time oF ur prior to an inspect�on spr:�ifying reasonnbie G�use for the inspectian. L
<br /> 10. CondemnaNan.The proeceda of eany av�urd ur elaini for damuges,diec:et r.r consequeiiti:d, in conncction witl� any -
<br /> candEmnation ar other taking of any pa�t ut:thN Pi�apeny, or for conveynnce in lieu of condemnation, are hereby assigne.d and
<br /> ahnll ba pa?d to Lcndcr.
<br /> 1n the event of n t�l:>.1�::��i�a of►he Preperty,dte pr;��.e�ds slznll�c appleed[�the tums secured by this Security Instrument.
<br /> �vhett�ee ar nat�th:n dw�,�y':ith any excess paid w{?•cirr�eti•.r. In tlu event of u p:►izial taking of the Propeny ii� ahich the fnir
<br /> rnru�ket valee of th�Proper¢y immediately before f6e taking is equal to ar grcatcr than dic amount of thc sums secured by tftis
<br /> Secueity Instrument immedi�tely before the taking,unless Bonower and l.endcr atliernisc:►gree in�veiting,thc sums sccurc,cl Uy
<br /> this Securiry Instruntent sh�Jl be n.dur.ed by tl;e amount of thc proceeds multiplied by the following frnction: (a) the totnl
<br /> amaunt of thc sums secured immcdiatcly I�eforc the takin�. dividcil by (b} the fair market valuo of thc Properry immcdiately
<br /> before thc tnking. Any balance shall bc paid to Borrowcr. In th�event of a purtiul tuking of thc Propc►�ty fn which�hc fnir
<br /> market valuc of the Froperty immcdiately before the tnking ig less�hnn the onwunt��f the sums 5ccurcd Inunediatcly befurc tha
<br /> tnking. unless Forrnwer and I.ender atherwlse ugrec in writing or unlcss applicablc luw otherwise provldc�;, the proceeds e;hull
<br /> be npplicct to thc sums:;ceured by ttiis 5�curity Instrti�nent whcthcr or not tlec sums urc thcn dua _
<br /> If thc Property is nbandoncd by Burrmvcr,or if,uftcr naticc by Lcnder to Bnrrawce tlint thc condcmnor offcrs ta mnks un
<br /> uwnrJ or scttle n claim fc�r dnmabes, 8arr.�wer fails ta respond to Lender wlthin 30 days aftcr thc dute the natice is biven.
<br /> Lender Is autliorized ta collect und apply the procecds,at its option.elther to restorntion or repsir nf►he Property or to thr sumr
<br /> securcd by this Security Gistrument,whr,ther or not dien due.
<br /> Unlr.ss L,cncicr and BarroH�cr othcrvrisc agree in writing, aiy appllcltian of proceeds to principal shall not exb;►Td or
<br /> postpone the due date of thG monchly pnyment�mferred to in paragraphs l nnd 2 or chango the amount of such payments.
<br /> 11.8orrowes Not Releused;Fo�rbr.arance By i.emcter IVat n Waiver. Extensian of the time far paymcnt or modificatlon
<br /> of amortizatiun of the sums secured by this Sccurity I:ystxument granted by L.ender to uny successor in interest of norrower sltall
<br /> not operate to release the tiability of Ua.e ariginnl Bcnower or Barrower's succes�ois in interest. L.ender shall not be required ta
<br /> co�tunence Nrroceedin�s ngainst any successe,r in inter:st or refuse to extend time for payment or otherwise modify amorci�;t:ut�
<br /> �£:�.ry a�.r.�,. ;,,`�r� h� rhig Cwrnrjt� tn��rume:-1 �y rrasen of any demund made by the original 8ormwer or Borra�v�r'S
<br /> si:ccessury ia interest. Any farbcarance by L.ender;��x�*c?sing any rtght or remeciy shall not be a waiver of mr preclude ttte
<br /> ex�rcise of�ny right or remedy.
<br /> ' 1Z. Si�ecessors and Assigav Roand; Jclar.d on�3 �everal UaaElity; Casigners. The covenunts and ngr�ements of ihis
<br /> Security Instn�ment shal! bind and��s�efit thc suc:scssors and assigns of Lender and Borrower, subject to ¢he proviaia�ns vf
<br /> ;paraaraph 17. Honower's covenv�ta m�d agreem�E�fa shall be joint and severnl. Any Borrowcr who co-signs this Seciarity
<br /> ��natrument but dces not enecuGt t�a Ncv:: (a) is casi�ning this Securiry Instruenent only to uiortgage, s��tnt ond convey that
<br /> Borrowcr's interest in the Pra�rty a�.�ti:tt�e terms of this Security Instniment; (b)is not personally obligated to pay th0 sums
<br /> secured by chis Security inatrument;ar�:�:)agrees thnt Lender and any ather Horrower may agree to extend,mcxlify, focUear ar
<br /> make any a�commodatlons wirh regon+�t�c�.terms of this Security Ts�atrument or thc Note without that Borrower's consens.
<br /> 13.��oun Charges.If the loar►securul by this Security I»stniment is subiect to n law which sets maximum loan chnrges,
<br /> snd that law is finalLy intr,r�reted so thut the intcrest or other loan charges collected or to be r.ollezted in conne.�tion w�ith tht
<br /> 1a�i�esceeu the permitced li,nir.g,then: (n)nny such luan charge shall be reduced by the umount necessnry to rcduct iba chazge
<br /> YA•�'���.�v;^n:2tect limit;and.(6)any sums alrc:2dy colleeteil from Bonower whicl�excecdal permitted limits wii�•be refunded to
<br /> A�i�ro�rc:. :L�endcr may chaose to ntnkr this refund by reducing the principal owcd under the IVote or by making a direc:t
<br /> �dyment ta 13orr�wcc. IP a refund r�duces principal. the reduction wiU be treated as n partial prepayment withaut arr�y
<br /> prepayment ci�acge undor�]�a Nrsta.
<br /> 14.Nolizes.A�iy notiae t�i�Aorrower provided for in this Security Instcument shall be glven by delivcring it or by mailing
<br /> it by Cr�t class mail anless ap�linuhlct litw requires use of another method. Tl�e noticc shall be directed to tGe PropeMy Address
<br /> or any otl�er address Borroacr di!&IqnuG:s by notice to Lender. Any notico to L.cndcr shalt be gtven by ficst class snai! to
<br /> Lendcr's addresq stuted her.in or any other adr�rrss Lender des?Bnates by natice to Borrowcr. Any nutice providcd for io this
<br /> Securiry Instrument.sh�ll�;c deenied to have bvtin�;iven to Borrc�wer or L.ender when given as pxovided in this p;u�ugraph.
<br /> 15.Goverafng !rx•rd; s"evcrnbllity. This 5cwrity lnstrumcnt shaU be governed by fcderal law and the Inw of the
<br /> jurisdictinn�im�vk�ich�thc Property 6s located. In tha evcnt that any provision dr elause of this Sccurity instrument or the 1Voto
<br /> conflicts with�applicahla law,such�contlict sh�ll not nffect other provisions of d�is Secudty Instrument or the Noto which can be
<br /> given ef�'ect wlH�nuC tho contliotjug provision. To this end the provisinns of this Security Instrument and the Nato are dt�:lared
<br /> 2o bc sevcrabla.
<br /> lf.Iiuoca�v4r'rr fu�y.Iiorrower shall be given one conformecl copy of the Noto and of th9s 5ecurity Instrument.
<br /> Form 30T.9 91�0
<br /> Pege 4 010
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