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201000403 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />230683 <br />(Seal) <br />RONALD L ZOOK -Borrower <br />'~ (Seal) <br />F'RANCENE K ZOOK -Borrower <br />NEBRASKA -Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />-6(NE) (os11> Page 1b of 15 Form 3D28 11D1 <br />