201000365
<br />(C) "Lender"is WELLS FARGO BANK, N.A.
<br />Lender is a NATIONAL ASSOCIATION
<br />organized and existing under the laws of THE UNITED STATES
<br />Lender's address is P • O. BOX 11701, NEWARK, NJ 071014701
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee"is WELLS FARGO FINANCIAL NAIL BNK
<br />C/O SPEC. SERV., PO BqX 31557, BILLINGS, MT 59107
<br />(E) "Note"means the promissory note signed by Borrower and dated JANUARY 07 , 2010
<br />The Note states that Borrower owes Lender EIGHTY STX THOUSAND AND 00/100
<br />Dollars
<br />(U.S. $ *****86, 000.00 )plus interest. Borrower has prornised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than FEBRUARY Ol, 2040 _
<br />(F) "Property"means the properly that is described below under the heading "Transfer of Rights in the
<br />Property-"
<br />(G) "Loan" means the debt evidenced by the Notc, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider ~ (".ondominium Rider 0 Second Home Rider
<br />0 Balloon Rider ~ Planned Unit Development Rider [] 1-4 Family Rider
<br />0 VA Rider 0 Biweekly Payment Rider ~ Other(s) [specify]
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all. applicable final,
<br />non-appealable judicial opinions.
<br />(,I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association of similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not. limited to, point-of--sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation. or other taking of all of any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />NEBRASKA- Single Family -Fannie Mae/Fraddle Mac UNIFORM INSTRUMENT
<br />-6(NE) loan ~ J Page 2 of 15 ~nitia~s ~ Form 3028 1/01
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