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201000365 <br />(C) "Lender"is WELLS FARGO BANK, N.A. <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UNITED STATES <br />Lender's address is P • O. BOX 11701, NEWARK, NJ 071014701 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee"is WELLS FARGO FINANCIAL NAIL BNK <br />C/O SPEC. SERV., PO BqX 31557, BILLINGS, MT 59107 <br />(E) "Note"means the promissory note signed by Borrower and dated JANUARY 07 , 2010 <br />The Note states that Borrower owes Lender EIGHTY STX THOUSAND AND 00/100 <br />Dollars <br />(U.S. $ *****86, 000.00 )plus interest. Borrower has prornised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than FEBRUARY Ol, 2040 _ <br />(F) "Property"means the properly that is described below under the heading "Transfer of Rights in the <br />Property-" <br />(G) "Loan" means the debt evidenced by the Notc, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider ~ (".ondominium Rider 0 Second Home Rider <br />0 Balloon Rider ~ Planned Unit Development Rider [] 1-4 Family Rider <br />0 VA Rider 0 Biweekly Payment Rider ~ Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all. applicable final, <br />non-appealable judicial opinions. <br />(,I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association of similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not. limited to, point-of--sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation. or other taking of all of any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA- Single Family -Fannie Mae/Fraddle Mac UNIFORM INSTRUMENT <br />-6(NE) loan ~ J Page 2 of 15 ~nitia~s ~ Form 3028 1/01 <br />