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<br /> ' S. �lc�zned oP Paoperty Insurence. Anrro�ver ohnll keEp the improvemente na�v vx�Atinr or heren tcr erec:ted on �
<br /> the Praperty ineured agnin�t lo�s by fire,hazards included��+ithin the term "extanded coveraga"und nny ather ho•r.arde,
<br /> including flooda or tlooding,far which I.endcr reyuires tnsurance. 'I'hie irwurancb�hall be maintained in tha amount,e� ��
<br /> and tor tha periods that I.ender requires.Thfl ineurancc cnrrier providing the ineuranco ehall be cltasan by Aarrowar
<br /> suUject ta I,cnder'�npprmal which sh311 not Ue unrcasonably withheld.lf�it�rrower faile to meintnin coverege daecribed -
<br /> abovo,L.ender mey,at Londer'a optinn�obtain coveraga ta protect I.ender'�rightA in the Property in nccordenco with
<br /> peragraph 7.
<br /> All insurence pollcic� and rentlwnle shall bo accoptnblo tu Lender end ehall isiulude e Atendard niort�a�u ulau�. =
<br /> I.ender Ahell heve the right t� hald the policies and ronowele. It L,ender roqulrca, 13arrowor ehall pron�ptly�iva ta _
<br /> l.ondar sll recol��te of paid promiume And renowel notic�.ln the evtlnt af Ic�,I�rruwe�ehe11 glvo prampt notica tu the =
<br /> insu�anco cerrlor and 1.enAer.I.emder may mnko proof of lo�s it not made pre�mptly by liorrower, _
<br /> Unlrsa l.onder and Iiorro�ver atherwico egreo in writing,ineurenco proceede ehall bo applted to ra9toratlon ur ropair
<br /> af the 1'roperty dame�ed,it the r�taration or repeir ie economicelly fea�sible end l.ender's cecurity ie not lessened.IF tha
<br /> rcatoratian or rep�ir ie not economecally tt+►eiblo or I.ender'e aecurity would bo leseened,the insuranco procoeds shaU bo
<br /> eppliecf to tho Aume securcd by this Security�Instrument,wh�ther or not then due,wtth nny oxcese paid to$ottower,I[
<br /> I3orrower ab�ndona the Property,or dfles not anawer wi4hin 3l1 deye a notice trom L,ender that the insurance carcicr hen
<br /> oifered to sottlo e c1alm,then Lender may colloct the ineurance prceeeda. I.ender may use the proceeds to repair or
<br /> restaro the Property or to pay eums secured by this Security Instrument,whether or not then�dua.Tha 3Q'day period will
<br /> begin when the notico is given.
<br /> Unlese Y.ender and Borrower otherwise agree in writing,any nppliaatlon of procads to principal shall not extend or
<br /> pn,gt�na the due date oi the manthly paymente raferred to in patagraphe 1 and 2 or chenge the amount of tho pnymente.
<br /> It under paragraph 21 the Property ie acquired by I.ender, BonoNer's right to any insurence policies end proceede
<br /> rc3ulting trom damege to the Property prior to tt►e acquisition etiall pass to L.ender to tho estent of th�sume seeured by
<br /> thie Security Instrumvnt immediately prior to the acquicitian.
<br /> 6.�?ccupaacy,Prescrvation.Maflntenance�nd Protectioa of the Property;Borrower's Lo�a Appllcatioa;
<br /> Leascfzalds.Boreawer shall a:cupy,eatxblieh,and use the Property ae Borrower's princtpal residonce within sixty days
<br /> nfter th.�eaccution ot thie Security Instrument and ehall continuo to occupy Yho Property es Borrower'e principal
<br /> residenee for at tESet oae year eiter thE dsto e�i cx:cupancy,unlese L.ender otherwise agrees in�vriting,whtch conse�nt shall
<br /> not be unrGasonably withheld,or unless extemuating circumetancea exiet which are bayond Bonower's control.Borrower
<br /> shnll not deatroy,demage or impair tha Property.allow the Proporty to dete,iorate,or wmm9t wasto on the Praperty.
<br /> Borrower ehal!be in detault if any forPeituro action or proceeclin�,whether clvil�r criminal,ie begun tttat in I.ender'e
<br /> guod[nith judgment could result in for:citure ot the Property or otheswise materially impair tho lien creatod b;�thie
<br /> Securitv Iostrument or I.ender's sect+rity interest. Borrnwer mny cura such a default nmd relnstate, ae provIcled in
<br /> paregraph 18, by causing the action or proceeding to bG diemiseod with a ruling t,�at, in l..ender'e gaod iai7�
<br /> deurminntion,preclud�s iorPeiture of thv Bornawer's interest in the Property or other mnteriel impairment ot tho lien
<br /> created by thie Security Instrument or Lendor's security interest.Borrowar ehall nlso be ir►defeult if Bt�nower, during
<br /> the loan application process, gnve materielly felse or inaccu.rnte information or statemente W Lendes(or fei3ed to
<br /> provida Lender wtth any mnterial iniormation)in conneution with tho loan evidenced by the Note,including,'bUt not
<br /> limited to�representstions conarning Borrower's accupancy of tho Property ae a principal residenco. Ii thie Security
<br /> Iastrument ie on a leaaehold,Borrowtr ehall comply with all tho provieions oi the lease.Jf Bonower ecquires fee title to
<br /> the Property,the leasohold and:he fee titlo shell not mcrgc unlese I.ender egreeA to the merger in writing.
<br /> 7. Pr�ntection of Lender'e Ri�bts in the Prdperty.Ii I3orrowar fails to perform the covenante and agroemente
<br /> contained in this Secusity Instrurn�nt,or th�re ie a legal pracetding that may signiCictuwt(y afiect I.ender'e rights in tho
<br /> Property (such ea a proceedin& in ba�►1u'uptcy, probate, for condemnation or torYai�ure or to enforco lawe or
<br /> regutetions),then I.ender mny do aud pay for whntovar ie necessary to protoct the valufl oi the Property end Lendcr's
<br /> rlghts in the Property.i.ender'a actiona mny iaclude pnying any sums xecurod by n lien which has priorIty over thie
<br /> Security Instrument,sppearing in court.pa�ring reaennable attorneys'tees and entering on tha Property to mako repairn.
<br /> Although�..ender mey take action und�r thia paragraph 7,Lender does not have to do so.
<br /> Any arr,ounte diebureod by I.mnder under thie paragraph 7 shall bec�ma ndditionnl debt af Borrower secure3 by thie
<br /> 5ecurity Instrument.Unlesa Borro�er and Lendor agrco to flther torme of payment,tllese amounta shall bcar intorest
<br /> irom the dnte of dtebursement at the Note rate and shall bo payable,with interest,upon notice irom Lander to Borrowcr
<br /> requesting Qayment.
<br /> B. Mortp je Iaeuraaco. IE L.ender roquired mortgago insurance as n condition of making the loan secund by Lhie
<br /> Security Instruraent.Borrower ehall�pay the premiums r�qulred to ma�ntein the mortgage insuranco in�ftxt.i{.for any
<br /> rceson, the mortgage inau�ence coverage ra.�ulred by Lender lepses or c�asea to be in e�foct,Borrower shall pay tho
<br /> premiume requirerl to obtain coveraga eubstantielly equivalent to the mortgege insurance proviovsly in ettect,a�i e coet
<br /> subetantially ayuivalent W the eost to Bonowor of the mortgage insurance �reviously in �ffect, from an alternate
<br /> mactg�ge insuror approved by Lender. If substantiaily oquivnlant mortgage icLSUrence a�verage is nnt evailnblo,
<br /> Bonower shall pay to Lender each month n eum oqosl to on��twelfth of the yearly mortgago�asurance premiu�being
<br /> peid by Borrower ahen tho insurnTCO coverage lapsed or ceased to be in effcct.Lend�r wtll accept,use and tetai�theae
<br /> ' pnymeats ae n locs resorve in liau of mortgage insuranco. Loss reserve payments rtnay no longer bo r�uirod,
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