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<br /> r Q�f � � LOAN NO. 1 5 3 9 2 1 4 5 2 8
<br /> Thlla S�CUR17Y INS'�RUMEN'P ccsrnhln�a unfidr1?i covena�a for na�onal use and non-u�fform covonanta with
<br /> Ilmited varlatlona by�urlsdtctlon to conntitutr�a unHorm securiry Instrumont covoring real properry.
<br /> UNiFQRM CAVENAM'S.porrower and LondFir covmnt�nt and��reo�s foliowa:
<br /> ' . 1.P�yment af Prinel�l and Int�rs�t•I�ropt+yment and l.ate�Nnrye�. Borrower shail promptiy pay when duv �,�
<br /> the princinal of and Interest on the dak►t av�:iEma€ed by tho Rlut�anti�n)�prepayment and late charfles due undor tho
<br /> � � Npte.
<br /> :,t.�" :t�' 2,Fund�for T�xss�nd Inaunnce. SubJsct to ap�llcable Isw or tc�a�rrftten waiver by Lender,�orrower shall y �
<br /> � �� � tv Lender or�tho day ma�ythly pt►ymsnt�aro dua under the Noio,untll the Note la pa{d in full,a sum('Fur�s")for: (��
<br /> '�� yearly taxes and assessmerta whlch may attaln prlor i ty over this Secu r f t y Instrument es a Ilen on tho P�operty;(b)yeatly
<br /> �`�'�"'4"` • leasehdd payments ar ground rents on the Property,if any;(c)yeArly�azard or property insurence premiuma;(d)
<br /> ;- �.
<br /> :,;,_ yearly floal insurance premlums,i}any;(e)yea►ty mortgage 7nsurana�premiums,if any;and(�ony sums payable by
<br /> ,;;. Borrouuer to Lender,In accordance with tlto provislons af p�raprapii 6,In Itau af tMe payment of mortgage Insurance
<br /> , ., �; premlums.These ftems are called"Escrow Itemrz."Lendnr mny,ut any 41me,collect snd hdd Funds In an amount not to
<br /> f.�. exceed the maximum amount a londor for a federally P�t�t�d mortflage loan may re�;ulre for Borrower's escrow account ��.
<br /> ` � urxier the federal Real�statA SAtttement Procedures Act of 197a as umended troim s3me to time,l2 U.S.C. 9�501 et �
<br />-� . �.�.-� - seq.("RESPA"),unless another law that agplles to the Funds sete a las��r amou►e3.if so,Lender may,at any 4ime,collect �,
<br /> +;• and hdrl Furxls In an amour�c nQt to exc�e�2�0 losser smount.Lendur mfly estlmate the amount�f F�a�1s due on the �;�:
<br />-``��'"���}1° bas13 of currdr�data and reasana�le es33rra�Yi�.s of expenditures of future�ecFOw Items or otharwiso(n�ccc�rdance wfth =
<br />�:"<''t���i;;t. aPpllcabielaw. --
<br /> •��?`�'�'���`t_ � The Fund�shall bo hetcD in�n ins24t�tion whose deposite are ir+surec�f�y a 6a�fiar;31 sgency, inatrumers�lf:g;,ar entity �
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<br /> -,�,:.,�.r� � (Includin l.c�nde�,if Lender is such an lnstft�wtion)or In any Federal Home Loan Bank.Lender shall apply thA Funds to °-
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<br />_`�:;`;,;r�tr,I,, f pay the scrc�v►Ftarns.Lendo�may not c�n7�o Bonower for hofding and applying the Fu�xls,annually analyzing the �,
<br /> =���_=,?: escrow accouni,or verffying the Escrow 12oms,unless Lender pays Borrower Interest on the Funda and sppllcable law �,
<br />-,-::.'.::{f, . permks Lender to make aucl�a charge.However,Lender may require Borrwver to p2y a one-time charge tor an -�
<br />=r.�=;;� Indepondent reai estato tax��po�tinp senrice usod by l..nndar In connectlon wfth t(ifs 1��n,ur+lesa app!Icabie lavl _
<br /> __.;;c� p�av{des otherwiso.Unless�n agreement Is made ar appllcabtA law requires Interest to be pald,Lender shall not be
<br />- °�:- requlred to pay Borrower any ir�erost or eamtngs on the�unds.@arrower and Lender may agree in writing, however,
<br />�-�.rn;.r� that IMereat sh�ll be paid on the Funcis.Lender shall gbe to Borrower,wfttiout charge,an anr�u�1 accouMing of the
<br /> =RR4=.L-w�� Funds,showing credfto arsd debfts to tho Funds and the purpose for which each debit to the Funds was made.Tho
<br />--� Funds are pledged as addftlonai security for all suma secured by this Securiry Instrument.
<br /> ' '��� If the Funds held by lendor exceed the amounts permftted to be h�ld by applicable law.Lerxier sitall accouM to
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<br /> �� ptX�tJwett wt uro b�ni.�o�Uiii�io!ii at�$..Si� .Skh t41.. £�.!!�£YY1-t't4 nf annlfeahlA law.lf the amount of tho Funds hsld
<br /> �4„'��,�,.,,,,�';� by Lender at any time Is not sufficleM to pa�the Esarow Items when duo,�ender may so notHy Elarrawer In writing,
<br /> ,�w� snd,in such case Bonower shall pay to��nder the arr�ount necessary to make up th9 deflciency.8orrawer shall make
<br />---; - up the deficiency in no mor�than tweNo a�nanthly paymerRs,at Lender'�sde dlscretion.
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<br /> �.�r� Upon payment tn f�ll nf�11 sums secured by this Security Instr�menl,I.onder shail promptly refunal to BoROwer any
<br />--�=�if��� Fundy held by Lear�der.If,ir.azt��r pnragra h 21,Lender s�afl acqulre or sell the Propor�y,Lender,prior to the�cqulaklon
<br /> or sele of the Property,shall a�ply eny��ntJs hdd by Le�xler at the tlrNe of act�ulsita�n or sele ss a credlt agAfnst the
<br /> -�"� suma secured by thla Security Instrumen't.
<br /> _ — 3.Appil�tl�on of Paym�nt=. Unless�ppllcab�e law provldas otherwlse.all�ayments recefved by Lender under
<br /> ��:�� pmregraphs t a�d 2 shall be�pplied:fl►et,to any prepayment chargea duo undar ahe Nota;sec�nd,to amauma payahlA
<br /> ��°:;�w�rw under paragreph 2;third,to intarest due;fourth,to principal due;and la�t,to ar�late chargea due urxler the Note.
<br /> ' 4.Chs q;LNn�. Borrower ahalip�y all taxes,assessmeMs,chargas.flr�os a�rxl Imposftion�att�ibutable to the
<br /> -� Property wh�h may atteinprIority ov$r chis Security InstrumeM,and leasehold payments or ground rente,ff any.
<br /> ' Borrower shaD pay these obl!gationa ite thn manner pravkJed l�paragraph 2.or i�nat pald In tia�t manner,Borrawer ehall
<br /> pay them on tlme dirdcdy to tt�e person owed payment F3ortrnuer ahall promptiy fumish to Lender all noticos of
<br /> amounte to be pald under this puragraph.If 6orrower makes theso payments dfrecUy,Borrrnnrer shall promptly fumish to
<br /> .__��_ Lender necelp4s evidencti�q Rhe paymems.
<br /> Borrower shall prompt�y dlscharge any Ilen whlch has over this 5ec�rlty Inst�umer�t untea�Borrower.(a)
<br /> --- agrees In wrYis�g to the paymnnt af the obllgation secured y tt�e I�en In e manner accepta�e to Lender,(b coMests(n
<br />___e____� good faith the Ilen by,or d�fends against eniorcemeM of the(len in,tegalproceedlnps which fn the Lerxi�s optnkm
<br /> operate to prevent the enfArcement of tho Iien;or(c)secures from ths hddor di t�e Ilen an agreemant satlafactory to
<br /> - Lender subordinating the Ilen to thls�er.urity InstrumeM.If Lender determin�s i�at any part d the Pr la subJect to
<br />-<.�� a(len whlch may attain prlor.ny over this Securiry Instrumer�t,l:ender may gNe Barrower a noilce ide�the Ilen.
<br /> Borrower shall satisty the Ilen or take one or more of the ectlona set forth above within 10 d�ys o#the ghring of noilce.
<br /> 6.Hasard or Prop�ty Insunnce. BoROwer shall keep tt�e Imprcr�ements npw exlsUrc�or hereafter�arected on the
<br /> Prope►ty insurad agatnst toss by flre,hazaMs Included within the term•extend2d coverage and any other hezards. •-�
<br />--�� includinq Auods�flooding,for wh�h Lender requ(res fnsurence.TMs insuranco shall be malnta.ined In the amour►�s�*rd
<br /> .-: far the a that Londer requires. The Insurance carrier providtng tho fnsurar�co shail be chosen by Borrower subjE�'t
<br /> ____ — to aPa approval whlch shall not be unreasonabty withheid. If Borrower faYs to maiMeln caverege deycdbed ebov�,
<br /> � Lender may,at�Uender's opilon,obtaln cov�r�ge to protect Lerxic�r's rights In thd PropeRy In accardance,with
<br /> —_= pprdgraph 7. -
<br /> �Y- ^Y i tMF18AA$lCAr-SIHGLE FAMILY-FNMA,/FNLIIAC UNIFORM IHtiTRUMEti� FOii'�9Q2�Y/t0
<br /> = 15�/CMDTNC//07Q2/3028(8�90)•L PAt3E217F8
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