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<br /> S. C9nzai•d oz• I'��►pz:•ity pi�.ue.�ctzc. [iurru�nr shnU kcc4� thc ini;�rovci�ients ��ativ cxistin;; nt i�a�r,,�ftr.Y erCCtCd nn ti�e =
<br /> Praperty itt:�ueed ngainst loss by �re, hazneds included ��i�t3in the term "extr.nded covera�e" und c�ny othnr hn�.�rds, in�ludl�A
<br /> floods or flooding, for wh,ch l.endcr ecquires in,u�ance. This•insurnnco shall be nmintaincd in thc nmountr nnd for thc perinds
<br /> that Lender requires.The insurnnco c�rricr providing the insurnnce sball be chosc:n by Borr.�wer subject to Lendur's npEirovnl
<br /> which sht�11 ��ot ba unro�sonr�bly withhuld. lf Borrawcr fuils to maintain covcrugc dcscriberl abovc, LenAcr m�y, IIl LC1lt10C's
<br /> c�ption,ohlnin covcrnge to pratect 4cndnr's rights in thc Property in nccordancc with pnragraph 7.
<br /> Ali in5urance policies nnd reneK�als shall be acceptublC tu Lender.iud sf�nll iu�lude n standi►rd mo�t�ru��clau:�o. L.un�far
<br /> sl�all have thc right ta hald thc policies nnd renewnls.lf Lendcr rcyuires,Borrnwcr sh;►II promptly give to Lencl�r ull rcct�ipte uf
<br /> paid premiwns and renr.wnl noticcs.In the cvcnt af loss,Borro�vflr shall give prompt notice tv d�o insurancx carrisr nnd[.onAer.
<br /> I.ender may make pruof af luss if nat madc promptly by Horro�vor.
<br /> Unless I.ender nnd A�rrower od�envise agree in writing,insurance proceeds shnll be appliad tn restoration or repnir of the
<br /> Prapeny damagcd, if thti restorution or repair is ec�nomicAlly feasible and Lender's securiry is not Ivasaned, IF tita restot�ti�in�r
<br /> repair is not econorrtia�ii;�feusible or Lender's sccurity would be lessened, tl►n insur:�»ce proceeds s6all U�:�pplieti to U�a sums
<br /> secw•ed Uy this Secu�•it� Instruinent, �vhcther or not then duc, wiU� any exc,,ss paid to Borrowcr. If I3�rm�vcr abnttdnna dio
<br /> Proper�y, ar dncs not ansµ•er within 30 days a notice from Lendar th�t the insurmcc ca►'ilor hns offcreci to settl�a clnlm, then
<br /> [.ci�der muy collect the insurancc� proceeds. Lcnder may use d�e proceeds to repvr or rr,sinre the [�nnErarty or to pa�� s�uns
<br /> secured by tl�is Securicy Inshument,whether or not then due.The 30-day period will besin whon thn nnt3a�fe�iven.
<br /> Unless Lcndur nrsd 13orrowor othenvise agree in writinII, any applicntion of procecds to prinat�l�1.t•hull not extend or
<br /> posn�ait� tJie due dutu�f tiie monthiy paym,;nts refened to in �:Jagraphs 1 and 2 or chanBo the amnunt of the payments. If
<br /> under�.tiu:�graph 21 tl�c Property is ns;quired by Lendcr, Barrotvee's right to aziy insurunco pplicics und �roceeds resulting from
<br /> damage tu the Property prior ro tin U��uisltion shall pass to I.end�.r�u thc extent of thn sum�sr;cured by diis Sezudty Instrumcnt
<br /> immediutely priorta�te.cquisition.
<br /> 6.Occapnncy, kRns��vatton,Maintenance and Protectlon�n�'¢h�:l'�u�aaf;Burrower's Y.oan A�plicatfon;I.easeholds.
<br /> Borrower sha11 occu�p,+establish, and use the Properry as 9urrotiver'a principc�7 r�sidence within sixty da+,s rTi�r the exe;,ution of
<br /> ll�is Securiry Instrameut and shall continue to occupy the Pro�eri�•as Barrowcr's principal residence fcr at 3�st one ycn.r after
<br /> the dat�;�f occupancy,unless Le��dur othcrwisc ogrecs in w�ita.�,.,�vhich consent shall nAt�b�unreiuonably withheld, or itpless
<br /> oxter��x2rr� circumstances exist which ure beyond Borrower's control. Borrower shull�nat destroy. dnn�a�e or impair the
<br /> Pirper.iy, allow the Property to deteriorate, or es��au[tit waste on the Property. Bonow�r shall bo in �tefa�:it if any forfeiture
<br /> u¢tiL�!�a�r procetxling,whether civil or criminnl, cs begun tha¢!�l.ender's good faith Judgment could reszl'c in forfeiture of the
<br /> PrL�ur�a�vr otherwise materially impuir the lien crexted by t;iis�ecurity Instrument or l..ender's security interest.Bornowor msiy
<br /> ' cure such a default and reinstate,a�providcd in paragraph 18,i�y causin�the act[on or proceeding to be dismissed with a ruling
<br /> that, in I.ender's goad fwth dctermination, pmcEudes forfciture oF the Banower's intcrest 3n the Propetty or other material
<br /> � 3mpairmcnt of the lion cmatecl by this Security i!nszmment or Lender's security interest. Borrower shall also be in default if
<br /> Bortnwer�during the lc�an application pracess.gr�v�c muterially false or inaccurate infom�ation or stntements ta i.ender(or fniled
<br /> to provide[.cndcr with any material inforn�ation)in conncction with the loan evidencat by the Note,including,but not limited
<br /> to,represenu�tions cancerninb gorrower's occupancy of die I'nypeny as a principal restdence. If this Secarity Instrume�it is on a
<br /> leasehold. Borrower Fht�ll comply with all the provisions of 2he tease. If Borrower acquires fee title to thc Progerty, che
<br />, leASChold aitd thc fee titLe shull not merge unless Leaidcr agrecs ta the merger in writing.
<br /> 7,!*rotertlon ot Lmder's Wghts in the Pro�r�y.If Bortmtvcr fuils to p�rform tl�e covenants and,�greemants wntained in
<br /> this Security tnstniment,or dicre is a lednl procee�i�g that �eay significnntly affect Lendcr's rights in the Pioperty (such as �
<br /> proceeding in bankruptcy,probatc, for condemna�3on or fo�eaturc or to enforce laws or�gulntions),then Lender may d�und
<br /> pay for whatever is necessury to protect the vulti�;af the Proper�y a�id I.ender's rights In tiie Property, i.ender's actians may
<br /> i�lude paying any sums secured by s lien which'has priorlty over tliis Security Instniment. appenr.iug in court, paying
<br /> reasonable nttomcys'fees and entering on the Property ta make rcpairs.Although Lender mf►y take accion�t�nd�r this paragrnph
<br /> • 7.Le�xler does not have to do so. ' �
<br /> Ilny amount+ disbursed by Lender under this paragraph 7 shall become additionuD.aiebt of Borrower secured by this
<br /> Secur�,�ii��strwnent. Unless BorroH�er nnd Lender agree to odier.terms of paymcnt, these amounts shall be;ar interest from thc
<br /> datc oy;�lisbursemont nt the Note rnte and shali be puyable, with intcrest, u�n nutice from Lender to.Bonower re,�uesting
<br /> • � paymeift.
<br /> � �;' ,. ��Mortg�ge Iruuranee.If Lender nequired mortgage inst�rance as a condition of inaking the loan secnred by this Socudty
<br /> " IastnTinent, 8urrowcr shall pay the premiums required to mnint�in the mortguge insurance in effect. If, for any rtnsun, the
<br /> rm�rtgage insurnnce wvernge requirai by Lender lapses or ceuses to be in effect,liorrower shall pay t6�c premiums reqteired to
<br />� � • obtain�coverage srbstantially r.quivulent to tlie murt�age insurance pi�eviously in effect,at n cost substantlully equivalent►Q the
<br /> : cust to Borrower of the mortgage insurance prev�ously in effect, from an Altemate mongnge insurer Approved by Leiuler. It'
<br /> . substantially equivalcnt mortgagc insurnncc covcragc is not av¢ilublc,Bonowcr shnll pay to i.cndct a�ch month o swn cqunl to
<br />�! one-twelfth of the yearly mortgngo insurance premium bcing paa�l�by Bonower when the insurance wverage�apsed or ceased to
<br /> be in cffect.Lendcr will accept,use cu�d retain these payments as a loss reserve in lieu of mort�age insui�ncc. Loss reserve
<br /> .. Fo►m 3028 8/30
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