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<br /> ` TMI3 BECURITY IN;�TRUM�NY combinas unllorm r.nvonante for nstlonal usa and non-unitarm covonanta wll{� : .
<br /> Ilml4od varkttlone by J4�rladlctlon ro�conatltuto e�mBarm security Inatrument covorl�g rQal proporty. .,.
<br /> UNIFOAM COVENAh1T8. Borrrnve►and Londer covenent and eyree�s fc�llowe:
<br /> 1�P�ymertt ol P�irt�ip�l�nd Int�r�t•Pnp�ym�nt��xl L�►t�Ciwi��o�. �mAnt end leite crhar peeydue under the
<br /> � the prinalp�l 01 nnd Intere�t on tha det�t ev�ienced by the Note snd any pre�ay Q <o
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<br /> �' 7,Funds for Tiun�and In�ur�nc�. Sub�ect t�appllcnbte Isw or to a written watver by l��nder,Borrowor ehnit y , .
<br /> � � to Lender on the�iey monthly paymente are due►andor the Note,untll tha Note Is peld In full,a eum("FuncJs")tor:(�
<br /> ��y yea►iy taxea and assea�ments which may attaln prlerity aver thls Securily Instrumont r�s e Ilon on the Property;(b yoa►ly
<br /> �;.:���'�'`•$ leasehold paymAnt9 ar ground rente on the Property,R any;(c)yaady hazerd or properry Insurenae pramlunna;(�) •, ,,
<br /> ��.��b��+'!'�'� yeady Ac�od Inauranse premlume,fP any;(e)yearly mortgage lnsurance premlums,if any,arKl(fl sny 3ums payahle by
<br /> �`' Borrowerto l.ender,In accordance with the provlslons�f paragraph 0 In Ilou of the payment of mort��e Insurance �� :ti '
<br /> premlume,These ftorins are call e d"Escrow I tems."Le�x le r m a y,a t a n y t l m o,c a l l a c t an d hold Funds In an nmoun4 not to .•'•:"`���
<br /> ' ' exceed the maximum amount a lender for a federally related mortgr,,ge loan may re quln for Bottower's escrow account �Y�.,,_
<br /> � � undor thetederal Real Estete Settlement P�ocedures Act of 1974 as amen d e d fram t lme t o t i m a,l 2 U.3.C. �2 6 0 1 e t �`y-�:,:'.��:,
<br /> �� � seq.('RESPA'),unless another Iaw that epplles to tho Funds sets a lesser amount.If so,Lender may,at any tltne,collect ��;�;,,w,
<br /> ` and hold Funds In an amaunt not to exceed the lesser amount.Lender may estin�ate the amount of F�rnda duo on the �°--•-
<br /> i: ' basls of current data and reasonable estimates ot exper�dftures of tuture E�crow Items or otherwise In accordence wfth ���.::���
<br /> aRpllcat�ie law. ".,_..,...-
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<br /> � Tha Funtls shall tt�hsld!n un sr.s2itutlan�ahose deposfts�re fnsured by a fedgra!egsnCy,instrumarnaJity,os en'!?ty
<br /> pncluding Lender,i�Lender is such sn Inatftutlon)or In any Federal Home Laan Bank. LerocDer shall appiy tt►��unds to F�-��,_,
<br /> �� "'' � pay the Escrow items.Lender may not charge Bnnower tor hdding and apWying the Fura�s,annuathf snalyz�ng the -
<br /> ' �+ eucrow account,or verffying the tscrow Items,�mleas Lender pays Borrower Interest on tha Funds and ap�llcable taw �;�:�:_.
<br /> -- ,, ��.:�.,;''��� pe rmfts Lender to make such a chaege.However,Lender may requlre Borrowor ta pay a one•tlme charge for an �?��'�
<br /> Indo�enclsnt real estate tex reporting servtce used by Lender ir,connectlon with thla I�n, unless appllcahle law ---
<br /> ''� ' ��� provkias otherwise.Unless a�agr•asment la rnade or aRpllr.able law requires Interest Ye�bs pald,Lender shall no2 bp �:�
<br /> "'�'`�''`. : requlrec]to pay Borrower any Interoat or eamings on the Funds.Borrower and Lender may agree tn writing,howaver, _
<br /> �- ..'�'�;;;' th�t Interest shail be pald on the Funds,Lender shall gtve to Borrower,wfthout chargo,sn annual accounting of the -
<br /> �.. .��„ Fi�nda, shawing crecltts and debRs ro the Funds and the purpose for which each debh to the Funds was made.The
<br /> ��: � ,."'_�:, Funds are pledged as addftlonal s�curri��for all sums securecl by thls Security Inst�ument.
<br /> � �: �: If the Funds held by Lerxier exc�ed the amounte pormftted to be held by app�Icable law,L�nder shall account to
<br /> Rn,rnwAr for the Evcar�sa Funda In accordance wRh the requlremente of appllcable taw.If ti�e amount of the Funds hetd
<br /> ���f��kry� by Lender at any time ls nat suffiaient to pf►y the Escrow fterr�s when ciue,i.ender ma�v ao noii"ry Sorrowvv�ii� '���i��,
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<br />-''�,5�f:,��,�;t:: �.. ' and,In such csse Borrawer sludi�ay to LerKior the amount necessary to make upthe deficlency.Borrawer shall make
<br /> i�` � up the daflclency in no more thnn twelve monthly payments,at I.ender's aole dlscretlon.
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<br /> '�� ' • Upon�ayment In full of all surns secured b thia Securlty Instrument,l.endar shail promptiy refurtd to Bomower any
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<br /> �_r�i�.�;; ` Funds held by Lender.If,under pa�epra h 21,l.ortder shall acqulre or sell the Property,L�nder,prior to the ecqulsttion
<br /> --�'�`� ' o�sala of the P�operty,enau 8p�y a�y�'unds hetd by Lender at the ttme of acqutsftton or sale as a credft against the
<br /> "�`��' � sums�ecured by this Security Instrument.
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