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<br /> i � � - TQ(iEfNER WITH aIi tLe impCOVetlICIItC OOt�r Or IIC[raftu tcrcted on thC propetty.and�pii:eisemtiit�appuneninas• _
<br /> �d.fncnprss aovr a 6aeafoer s p�rt of tbe peoperty. All�+epiacements aed addidaai sAa(t-olso be cv�vered 6y this Security
<br /> , inunm�ecu.`All otthe foregoin�is refer�M t�in Wis Secuary Insnvment as the°Fiopeitg." ' . _ , .
<br /> BOItitOW6R CDVENANTS thu Bomnarer is lawfufiy seised of the estate he�eby conveyed and haS the right w graat ,
<br /> -_ � aod coavey the.Pivpa�ty aad that the Prope�t}�is m�encambemd.excepE tor encum6r�rkes ot recorQ. Bamwer v�ra:rants and
<br /> -- .. wilt defead gcQerally t6e 6tk w the PrE►petty against�II cl�ims and demands.suDjeCt to any encum6rances of re�tiN.
<br /> 't�&SENRtTY INSTRLIM�NT oombinr.q unifam oave��nts for n�tiomI u� and noa-unifocm wveaaws with .
<br /> "��_�__v" ` ,ff�itited variatioc�by juns�ctiao toconstitute a uaifarm reci�rity insttstaent cavuing seal pzupecty. ' —�_-
<br /> - liNA�RM COVENANTS.�Borrower and L.ender coven�nt and agtet as follows: -- - - - -
<br /> _' � 1.- Pi�Xeat uf PriudpN s�d I�ter6t:�Prep�la�t s�d�Eate Ciaraes. Bormwer shall P�P�fY PaY Whea due the .
<br /> _ �t �rincip�l of and interest ort thG de6t evidaxcd by Ihe Note aud anY PnPaYmeut aad late charges dat undec the Nate- ; �-__ _-
<br /> � i Fis��for'13uc�aid i�u�e� Subjoct to appticabte taw or to a written waiver by Lende�Bamwer sha11 pay to — _
<br /> Lender oa the daY�Y P'aYmeacs are due u�dtc the Note.w�d7 t6e Note is paid.in flill,a sum�("Funds"?for:(al YeulY �_.°-.---- --
<br /> • taxes aad aues�tents wl�ich may utain priariry over this Security Iacaua�nt:as a lien on the Property:@)YearlY te�setwld — __-- -
<br /> _ paymeats or �camd.rents on th�.Praperty. if an1, (c)Y�Y �� a t'�P�Y insurance pcemiums: td)Y�Y �� ___ - —__
<br /> :n�.:nMp�mx. �f any: (ej Y�Y�Se��Pnmlums, if z..�s:and(fl ar►Y�P�Yabte by Borciowec to — --- _-
<br /> Lrndec,•in pcco�ct�trce with ti�e piovisions of paragraph S.iu tieu of the payiraeat of martgage insurance premwms. 7'hese -
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<br /> . itaru are called"Escrow ttems" I.ender may.at any[ime,coUece and Iwtd Funds ia an amouat not to eaceed the ma�cimum � �-:—-�"_
<br /> �,;•;, amount a kndea ia a feAe�ally tetated mortgage loan may rcquire for Borsower's tsccow accaint under the fedeial Real =yW�_— -
<br /> . '.-.i=` • Estate Setttempu Procedures AcCOf 1714 as amendod itom tuae w wne.12 U.S.C.$260t etseq.("RESPA"),untess another -�`-�- a, -
<br /> ' law Wt applies to the Funds sets a lesser amount if so.Lender may.at any tiwne,c.ollect and hold Funds in an amount na w �`�.;s= °-_-
<br /> - �: � eaceed the tesser amamE. Lender may esum�te tho arrKwnt of Funds due on th�basis of cu�ent data ana reawnable -:``:�`-:-
<br />-- estimates of eapenditures of future Escrow Items or al�erK+ise in accord�nce witb applicahle taw.. , =�,,;:
<br /> _�'�:, T4e Tvnds shall be held in ah institution wtase dep�its are insured by a federat agency.insaumeatality.a entity . :'_ -
<br />. ; :.�,� ; (u�cluding I.ender.if Lend�er is such an institution)a iu�a�,L'tidetal Hame La�n Banic. I.ender shaU appiy ihe Furtds to PaY --
<br /> the Bscmw Items. I.endes may not charge Bormwer f�;bblding ani,i applying the Fvnds,annuellX?nalYzing the escrow "� ''�
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<br /> % . �-'� accoun� or verifying the Escrow Items,un[ess Lender pays Bortuwer inurest on-tGe Funds aud.sspplicable Jaw permits , -:,;;�.;; `.
<br /> ' ' �"•�"�' � . Lendcr w make sucb a charge. However.Lender may requu+e Borrower to pay a one-time charge for an independer�t r�ai ,.
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<br /> ;:-.'�'r'�'-,.,.r-:`� • .' estate ta�c reporting service used.by Lender in connec6on with this 1oan.anless applica6le law provides atherwise. Unless an " - -
<br /> '., ,,..�<.-,,:' �_-� � a ment is made on c�ablc iaw r s interest to i� azd.Lettder sl�a11 noe 6e " to Horrower an mtenest ar �- --_- -- --
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<br /> • ��;,�.; �,;� ,. . eamings on tfie Funds.Barrower and I.ender may agee ia writing,however.that intemst sha�l be paid`on the Funds. Lender
<br /> �'t`�-==�-•�`•�°•L' shall ve to Borrower,withoat ct�ar e an annual accounting of the Fvnds,showing enedits and debits to the Funds artd 1he . .
<br />� � ' '':'s�`�'Y;`�=` :- � • � for v�hich eaGh debit to the FunQs was made. 7Tte Funds are led ed as addidonal securi for a{l sums seciaed b _ � ���
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<br /> j �` . �r:;,:/E• If the Fvnds held 6y Lender exceed thc amounu pa�uited to be tsetd 6y ap�,+licabte taw.Lender shall acxount to ,;:,, �__..:�
<br />. �)�::;;:�.s Bomower for the ezcess Funds in accorQance with the reg�:.�-•�ents of applira6Je laa,; if the anwunt of the Fuaa'�.�eld bY - '�,-;<.: ��_
<br /> ��s:•:^�;;�;<, � l.es*.der m�j;sa�riotify Boaower in writin�,znd in ��;:,�,�::;���
<br /> � :�.:.• � I,eader at any time is not��:.nt t�pay the Escrow[:�n�ii�hen due, .,.,�
<br /> f;��:_�i, � suCh case Bo�t��«�'s?jall�a.��o i..ender th:�'a:nount nec�.'s�uy to maiCe..'�the de.YC:�cy. Bam�u�cshall maTc�up the . .��� ,.�;,�
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<br /> ' ,�i :: .. : �ciency in ao�rr.r��x�w�T��monthly�'r'�u.at l.ernter'�sote aisi:.a��. ' •. • . � - - �'°
<br /> r.:� �' . -'.� �'-:� Upon paymezt in fu�t of att.snms secura3�by this Security Insuuny�•::�:ender shall promptty .r�:umd to Borrower any � , y�_��
<br /> �;:;''<- ; ;�'�"j,:i;';',`. '•� ' Funds held by Le��� JF.ut�2��paragraph 21.l.ender shall acquire or se�B'the Property.l.ender.prrar to the acquisition ot � .;;,;,�:,� �'` � -
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<br /> , � .r sale of�11e Property.shati`arg�any Funds held by I.ender at thc time of acquisition or.sale as a credit against the sums : '��;,.f,: �- �� �:
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<br /> � ,.,�:�3���� , secured by this SecuFity fistrument. : . .. -
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<br /> • 3. Applkation o/Paymenta Qnfess applicable law provides otherwise.all payments received by Lender under `� ��' '.• -
<br /> ` � ' paragraphs l and 2 shal}be applied:fir�t,ta any prepayment charges dae under the Note:second.to amounts payable under - ' '�' �
<br /> ` ' ' �" � ' ra h third to interest due;Pourth,to rinci al due;and last.to an tate ch es due under the Note. -
<br /> �.:°;.: Pa S�P Z: P P Y azS �
<br /> � �'� 4. Charges; Liens. Borrower shall pay alt taxes.a5sessments.charges,fines and impositions amibutabte to the � = -
<br /> � ' � • Property which may attain priority over thic Security lnmumen�and leasehold payments or ground ren:s.."sf any. Horrower ."; :'`•�s(
<br /> �'` �� ... P Y S P �a7. Pa P Y. . -
<br /> . ,.: , shall a these obli atians in the manner pravided in a 1►Z.or if nat td in itsarmanner.Barro�susTsall a them on - _
<br /> •,' ° � • time directly to the person owed payment. BQnower shal�r�r�amptly'fumf+"s'o l.endes al!notices of a�c���sis to be pa�d under , ••-�
<br /> .° _" . this h.�If•Bortower makes these m�u direst4y.Botruwer si���� rom t1 furnisb to l.c:�,�s Yecei ts ev�dencin •� '%'�'�f
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<br /> `,; � ' . the paymonts. � � : : :, ,�4f . .
<br /> '. ;��'��� . Borrowet shatl ptomptly discharge any lien which h�s prioFity over th'ss Security�;s�t�r�ent untess Borrower.(a)agrees •t•� :�::.+��.;.. -
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<br /> ,. ,, iri�ar�iting to the payment of tii:ab.igation secured by the,.en rn a manner acceptable���.ender;(b)contests in goad faith the �rr>�,�..,,;� •
<br />" ;�'i f�;`' tie�'by,or defends against enfvrc�ment of the lien in.lega i prac e e d ings w hic h in t he•�.e,.�'s opinion opera te ta preven t t he + ':' . '``�:��'
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<br /> � enFotcement of the lien;or(c)secures f'rom ihe holder of the lien an agreement satis�a;,_��iy to Lender subordinating the lien • , .-�.
<br /> � .' to th3s Sec�uit}IiuKrumen� lf l.ender determines that any part of the Propertjr is su�ecE to a lien which may attain priority . �
<br /> . . � over this Sec�airy Jdstrument.Lender may givc Borrawer a notice identi;ytst,�the liers. Ba�rower shall satisfy the lien or take � . .
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<br /> . � � one�r�more oi•ihe actions set forth above within 10 days of ihe giving ot a5ti:e. ; �.� �.�� � •
<br /> �• � : ' • - , � � �rd or PropeHy Iesu�ance. Borrower shall keep the impzovcments n�existing on c�real'ter crected on the '; �•';�;
<br /> � �m,�ersy msured against loss by�re.hazards included withi�e�he term"exsended rover�ge"and any other hazards.including � .
<br /> : , ftaods or 13oo�i�s�for which Lender rer��3r�s insuranrc. 'i'his insura,�saa shafl be maintained in the amounts and for the • - . ,�
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