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<br /> ` ` 7'OC'�E!'HE[��11�17H aU the im�avqtxncs now a irereafter en�cted on the pcoperty:su�ali�asemcnt.S.a�s. `
<br /> m�d fii�dures mw or h�e�a pucof tde pmpetty_ All tepiscaaerns and additians s!�[1 alsn be covend by this Security .
<br /> �Insnuinen� AU of the faegoiag is nefemed ro is this Sa9uicy Luttumrnt as the�"Prapeny° ,
<br /> BORROWFR E�VENANTS tha�Ba�marer is tawfuUy seised ef the estate 6eceby conveyed arid has the riSLt to grant
<br /> = and convty the pt+npa�y and thv the Ptoperty is uaanntmbcced.except for e�cam6iances of recard. �a�ower w�ar►ts and _-----
<br /> �'i �eril!defend ge�era.liy the atle to the Ptape�ty ag�inst all claem9 uid dem�nds.su�joct to any encumbrances of recard i-,_-_
<br /> ---_- 'iWS SEClJRITY INSTRUII�N'1'canbines unifam cove�nts for nationa! ase and naf-unifortn rnvenants with �-�_
<br /> — - - - iimited vatiaiions bY juus�ctia�ta constitute a unifarm senidty iast�wroeoi covecing real prapesy. . ' �.4-�+�.�-
<br /> -- (Jj1j�M CQll�1l��. HO[IaWCi tOa LlOdCf C4YM311t 3M 8�[LY S4 fOIIOWS: � �r� ��-- �—
<br /> ' Z. �p�t d Prikipsl aad Iata�t:Pnp�l�t�Late Cliar�es Bo�mwer shall promptly PaY when due the _.T��.,.��.�-:a
<br /> y� P�P�of uid intaesc�the debt eviidenced by the Note aM anY PRPaYmettl and Ia�e chazges due undes the Nae. .,�;.��°�-._�, .
<br /> re' ,�;.:;•-:.:,;_.
<br /> ;, 2. Ftids fac'tl�sn aad II� Su6ject to appGcabie law or ta a written waiver by Lender.Bocrower shal�paY to '_ � �,_; .7;����-'-
<br />� :;,�. Lmdec oa dic day munthtY PaY�ts�dae w�der�fie Note.unti!the Note is paid in full,a sum("Funds")for.[a)yeady :;�:;�.r.;.�:_��»��
<br /> taxa aad asse.s�ats which may att�priaitY over this Secvrity Insuumeat as a lien on tl�e Propert�.(6)yeaity leasehold _'--- _--: .�".;�;-<
<br />- ur �encs on the P�opecty.if ang:(c)Y�Y���P�Y �e P��ums;[d)yeartY fiood °�_.. -. .���?
<br /> 'a?..-{�.f'.Y ".."'
<br />-- �- - _ �p�em��ums if any.Eel Y�Y�BaB+�»S�e P�emiums.if any:aad(f�anY sums payabte by Barrower to ,r,-.,.;�:��:z:;
<br /> �� Lendec m xcadance wittt th�P�ovisioas af paragraph 8.in Geu of the payment of mortgage iasurance premiums. 'll�ese ,.�ax�.,.,;;;a--;�;:..:
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<br />- -- ~i-, items aze catiod"Esctow Items." Lender may,at a�►Y time.collect and dold Funds in aut anwuat not to exceed tde maximum. � '��<
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<br />� r�: , � '• amau�a Ieadec far a federally related tn�rtgage Ioau may require for Barowers escrow account under the federal Real �� `
<br /> ead - _,�,_�.
<br /> ,r ��'�� � , . Fspte Seulement Ptocedtues Act af i974 as anxnded from time to dme.12 tI.S.C.§2601 et seq.("RESPA").untess anothet . -
<br /> .�°="`-•.,,'- taw that applies to the Fund,s sets a tesser amount Tf so.Lende�may,at any time.wllect ar�d hold Funds in an amount noe to � ��`':
<br /> `+���-`�`�;' exceed ttie tesser amounE. .��nder miy estimate the amamt of Fuads da� at th+c buis of currertt data and t�easonable - " - - ----
<br /> ``�-�''' esumate,c of eapendiwres of futune Escrow Itemc or otherwise in a�:cardance with apptirable law. '�`�_
<br /> _ '�4� ' � � ' -�
<br /> • ~ .�=``-,��,',.'� - Ttie Fttnds:shall be held in art i�sumuon whose deposits are insured 6y a federal agency.�insbumentaliry.or entity -_
<br /> .. �F . ('mciuding Lender.if I.ender is such an�tmn?or in aay F+ederai Home Loan Bank. l.ender shalt appiy the Funds to PaY ""�-
<br /> ` �.. "��--a,"! tt�Escrow Items. Lender ma not �►sawer for hoiding and 4�pptYing_the Funds.annualIy analyzing the escrow =Y
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<br /> • . � :..<,,�''; � accoun�or verifying d�e Fscciz�::�t!erns.;��ss Lender pays Brnrower intec�est on the Funds and applicable taw pemuts . •. ` `�=.-.�.:
<br /> ( �"�T:�� 4�'���,�G4 ` ' ' -_"
<br /> f; Lender w make sucb a ch=+�- �w e v�r.l.e n d e r m ay mqaire B o r r o w e t t o p a y a o n e•t�m e c h a r g e'f o r a n i n d e p e n d e n t c e al ::� 4..:
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<br /> .. - t.,�„��,�.r.`,1; .,. ., estate taa repocting se;vice use��;r��der in connecGon witfntius toan.unless appiecable!aw provides otlierwise. Untess an ;•,": ;�,Y_-:�
<br /> agreemert is made or applicabte law requires interest to Ge paib,Lertder st�alf�ot be required to paq Sorrower amr intecrst vr ;� �
<br /> .,�;`�:'. �!•� • • eamings on the Funds. Borrower and I.ender may agree in wnhng,howecer.that interest shall6e paid an the Funds. I.ender '. •
<br /> , ,-;.: .- .
<br /> � ;t, shall give to Bormwer.without charge,an annual accaanting of the Fubds.showing eredits and debits to the Funds and the _ ..'�'.,: �::
<br /> � • •~ ,� - - purpose for which eath de6it to the Funds was made. Ttie Funds are pTedged as additional security�far aU sums secu�ed by .-: - . ` ':
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<br /> � � this Security Inswment. , � •
<br /> ' !f the Fvnds held by Le�cder'exceed the amounts pc,mnitted ta be hetd by appticabte law. t.ender shalt accaw�t c�i �..,:. '.r . + ,�
<br /> � -- ount of ihe Funds held _ ,- .<_ ,.� .�:
<br /> .:i � �°.,. �.. Botrower for the excess Funds in accord�e witb the requirements a£a�ticable 1aw. If tAe am bY .. ` =�t��
<br /> � Lender at any tfine is not suffic'ses�t tc����c�e fiscrow Items when�i�.[�der may so notify Bornower in writing.and�n• "^�=�,:,�
<br /> � , '�''�"r,*' "' " • ' sucb case Borrower shall pay to i.ea�che amount necessary tv r��ic.P:�'p the deficiency. Borrower shaQ malce up the .... � `•z���
<br /> � � �' ,i,-' - deficiency in no more than ta•�C�e r.tontiily payments.at Le�nder's sot�discretian. � .� - -;:�-•`�
<br /> , . , ''�; ' Upon paymen t i n f u l l a f d�s t i m s s e c u r e d h y t h i s S e c�.a i t y I n s tt u m e n G L e n���1 prom ptl y refund to Borrawcr an y � �.,_^�f,i� � '_-�'�
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<br /> Funds held by Lender. lf.under paragnph 21,Lender sha4t ac�uire or sell tAe P'rop�'�;Lender.prior to the acquisitian or � �`s�S;.:T:��'-c,`�'-
<br /> � � ' sale of the Praperty.shall apply any Funds held by Lender at the tirrte af acquisic�csa us satc as a credit against the sums
<br /> . .. . � � .
<br /> � secured by this Security Instrumeni. . "�
<br /> 3. Appikatlon of Yaptnents. Untess applicable law provictes o:�ecwise,all payments reeeived by Lender under � ,
<br /> � paragraphs!and 2 shall be applied:f rst,to any prepayment cS�arges drx i��er the Nate:second.ta amounts payable under , ,
<br /> . paragcaph 2:third.ta intere�t due;fourth,to pnnc�pai due:and iast,ta any':a:e charges due undcr the Note.
<br /> 4. Charges; Lkns. Borrower shall pay all taxes, a.ssessmec�;:;,�c'�arge�.fines and imposition�attributable to the • �,:�`. • ' •_ _
<br /> � � : � Property which may attain priarity over this Security lnstrumen�ar�d te�s:hG�d payments or ground rents,if any. Borrower ; ".��;7-' . ��_�
<br /> ;,. .. • shall pay these obligations in the manner provided in paragaph Z.ar�f ce�:�aid in that manner.Barrawer shait pay them on .
<br /> �.1:.:� " � � . . � k:�.::�
<br /> , • : .�f� ' time directly to the person owed payment. Bortower shall promptly fam��ti:�Lcstder aU natices of amounts to be pai�f und�r � :. • � ,. ��� ,
<br /> �`"� this h If Horrower makes these paymen�c direc[ly.Borrower r�ha:t prornQr.l�.�fumish to Lender receipts evzef�ci:7� ����?'�'''i�� �� '��'�«'��
<br /> '.�.,�;::.,;,;;,�;. Pa�P . . • .- ;. � .
<br /> �.�;�.;�s�;,.,,.' �. : ,,..:�',� . :�',j.::
<br /> . •,;y,�:.;<`,r� the paymenu. ,. •=.
<br /> � `�'r''•"'�, .. Borrower shall promp8p discharge any lien which has priority over t§�ls Sec�+ri� irstrument unles5 Borrower.(a!E�ees :, ,�:;;;��:;�'�. ;
<br /> ' . . . in writing to the paymeniaf the obligation secured by 1he 1'ren m a manrter acceptabte to Lender.(b)cantests in gaod fa:tf►the �,: ':•,:;. ,
<br /> ;� lien by.or defer.cAc against enforcement of the lien in,tegal proceedings w:�ieh in the l.ender`s opinion aperate to�►revent the d::.�.,ti,'�.�, . �
<br /> .�.�,;:',: , � �.� :.� . enforcement of¢fie lien:or(c)secures from thc hotder of the lien an agC�ement satisfactory to Lender subordinatmg the liea •- . . ,.
<br /> . . . to this Secucity insttument. If Lender determiney that anq�an af the Property is subject tv a lien which may attain priority , • :'{"��;�•
<br /> ' . over this Securiry Insttumem,Lender may give Horrowes a�otice identifying the lien. aonower shaU satisfy the iien or tatce ; ,
<br /> � � ' one or more of ihe acUons�set foAh above within IO days o':tl�e givina of notice. {' ' �
<br /> '���; 5. N�zard or Property Insurance. 8onowcr sha'.t keep the rmgrovements now cxisting or hereafter erected an the ` �
<br /> ';�.:;� - Property insured against loss by fire,hazards imcluded within the term"�sr.ended coverage"and any other hazurds,including j
<br /> ' �`�'� . floods ar flooding. for which txnder requi�es insurance. Thiw insurance shall bc mamtaincd in ttie amoun�v and for tRe � •
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