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<br /> � -ToaE1NER wmf sl�t�e i�qovan�,no�►a ncc�tkr erc�eo on ch�aoQe�•ana dE,�asenx��s,app�nenances, �
<br /> an3,fi�tutrcs now ar i�fter a Rut oi tha ProPntY- Atl�ePi��ts ard additivns sts�il also 6�covered by this Security
<br /> instrufnenw Ail oE tl�e fo�egoing is tefemed to�n this Security(nstcurtieau ac the"�OpatY•" ` .
<br /> • �(HtROW�R cOVENAN'fS tt►�t Borrowu is Iawfully seised of the estace harby conveye�aad h�s�hc sight ro grant.
<br /> and convey the Ptopaty and that the Ptopaty.is unercum6ec+ed�except fa encumDr�noes of recad. BoROwer wa�raats� .
<br /> -- - - wril!de[aed�uaraliy the titte w t[fc Pt�npeny against aU claims md demaads.subject to any eacumbr�nces of rrcor� L-
<br /> 1HIS SECURITY IIvS1RUMENT combines aaifam ooveamts fa r�ati�1 nse aad non-vrafom�cavae�ts witls � . —
<br /> timited vatiatiads by jurisdictinn to caastitutcr�uniforin security instcument cavena8 reat P��rtY• -
<br /> UNffORM�OVENAN['S.Barowerand l.ender oovenaat aa�ag�ee as follov�s: ,
<br /> L P�l��dYrTicipd ssd I�tq�t:PreWJ�eE aed Late Ctia�a. Baruwer shall P�P�Y[�Y when due ihe
<br /> priocipil of aod intei�at oa tbe debt evidenced by the Naoe and u►Y P'�PaYmcnt and iatt charges due�mder the Nate.
<br /> Z Fawdsfor'l1�ua a�d i�u'a�ce. Snbjoct to applic�bte law a to a wRitun waiver by Lender,Bo�rower si�al!paY to
<br /> • Len�kr ao the da]►��Y P�3►m�ats are doe�der the NotG und!the Nde is paid in fu11.a sum f'Piu�ds"}for:(a)YeuIY
<br /> - — � taxes anQ assessmr�ts wbici►'may auain priaricy,ovet dus Secarity Insusrment as a 1'Kn on the Pmperty;(b)Yeatly-leasehotd .
<br /> - 1�Y�►x� °��°��an the Prrg►etty. tE atty: tc}yeatiy ha7ard or propeRy instuance ptemium�t�)Y�Zy:�1ood•-
<br />� iosurance premiums.�f any;(e)Y�Y �Sa8a insunnce p�emiums,if aay:and(Q aay.sums payable by Bmmwer to
<br />- I.ader.in accaNac�x v�nth tde prorisions of paragaph 8.in liea►of the p�ymeut of mortgagc insuauice premiams. These
<br /> � iums ue callod"F.scmw Ita�s." Exnder muy:az any�time.collect and Mld Funds m an amount not to eac�eed.the maxim�un --
<br /> aa�o�mt a.lender for a fede�lty nelated mor�age loan may requite for Bomnwer's escmw account under the fcderal Real --
<br /> - Fstate SeEtle�nait Plroced�mes Act of I Y/4 as�eeaded fram timc to time,l2 US.0$2lAI•et seq.t"RESPA°�.untess another �__
<br /> taw tbat apQlies w the i�ads sets a lesser amo�i�If s�I.ender may.at�Eitne,��d bold Funds in an�nounE aaE to ��----
<br />:��1 . eaccecd the lesseF amount Lender may estu�iar���i:a af Funds ds�on t�tiasss af cunent data and reasi�i�abte _-.-_.
<br />-` eswnates of expeaditures.uf future Esc�uw ireri�",s.ai�u+�se ia accordai�wiii�apgg�rahTe law. ' '�' `. '� ` _- -
<br />- ' 1be TiuMs sbaII 6e held in an instimtion`:�?iose deposits a�e insa�a3 by a federa�agenc.y,,insdumentality.or eniity Y=
<br /> . (incWding Lende�;i€I:ender is such an instrtutii�i)`ot i�a�iy'Fede�al Ha�c,�aa$ank: Ler�der shatl appty the Fuads ta pay . eys�
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<br /> • t��somw iicros. Lender may¢ot cGarge Boizower far hold�sg aad.aPP'�Y���tfit Ftrn3s:anaually analyzing tlie escraw ' .�Y.--.==`=`-
<br /> `- t � accoi�.os verifying the Escrow Items.untess Lender gays Bom�we'r in�erest aa tlie:ii�mds and applicable[aw geiuuts.. , �,, '.��"=�
<br /> _ .- •-- matce sueh Howeret,lxndeF�na r�qu�?e�roKes:ta pay a nne Sime eharge for an incieper�d_e�real - -..., .. �t:r,r_e�x.:-
<br /> �r to A�• Y .
<br /> estate tax reporting set�ice used(ry l.ender in comiec[ian witS�ihis taan.pnless appfuabls�aw provides oi�is�. Un�ess an ,>'�..�"��:
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<br /> agrarrient js maal�oiapplicable law requues inte,mst io be pai3�i.ender sbatl.not be c�quae�to pay Barrower aay int,.�test or . �;~�
<br /> aal ini �,�i.;:�•.,-...�;-
<br /> •`� � eamings on the F�S. -Borrower and Lender�aa�agree ini wmmg.howec�e�ihat in��t s5all b�paid on the�nda, I.ender. . :, ',,�,Fu E;`.
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<br /> -. ,. -�.��:•..•, sAall give to$orrower.withaut charge.an annual accounting of the Funds,shaw�g cre�is and debits to the Funds and the ,,;r�
<br />;•"i` ' • pu�pase for whieh eaclt debit to tiie Funds was made. The Funds are pleGged as addiiiana)socuriry for all sums s°eured by y �.��`�
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<br />::.,,�, '�.. tbisSccmiryIasacament� ? � � ,
<br />, � �;�:� � '• If the Fimds iietd by f.ender ezceed the amounu permitted to be held by applipble iaw, Lender shail acoauni to .. . _5.��.�-
<br /> So�rower foc the eaccess Funds in accordance with the requirements of appiieable law. If the amount of the F�,nds held by . . �,.,:_ =-
<br /> t - LenAer at any time is nat su�cient to pay the Fscrow Items wl�ea duc.Lender may su nudfy Bormwer in.wdting.and.in �';;;'-� -
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<br /> � sucb�case Borrower shall poy to Lx�der ihe amount necessary w make up the�ciency. Bormwer shall make up the � . • _-
<br /> � -,�. ::�,.,;,.,�� � deHciency in no more thar�twetve monthly payments.at i.ender*s soie discredon. .� ��= . �,
<br /> � �,- - Upon payment in fuU of a11 sums secured by this Securiry Instrumen�.Lender shall prompQy refund ta Borrower any , �
<br /> ��� t>�" �. Funds held by Lender. lf.under patagraph 21.I.ender shaU acquire or se11 the Ptoperty,l.ender.pnar to the xquisi[ion ar . � a
<br /> � ,"�4�� sale of the Properry.shail apply any Funds heid by Lender at the time af acquisition m sale as a credit against the sums _
<br /> r Gr.r_S,ns�_.. _' • _
<br /> -- - secu t+e d by t his S e curity Insuumen t. . ----
<br /> 3 AppUcs�tlou ol P�yments. Un►ess applicable law ptavides othcrwise. all payments received by L.erxkr under
<br /> � paragraphs 1 and 2 shalt be applied:tirst.to any prepayment chargec due under the IYote:second.to amouMs payable undet . ,. =
<br /> " paragraph Z:thlyd to interest due:founh.to principai due:aad last.to any late charges due under the Note. _
<br /> �i • . ' 4. Cha�e�Lkas. Baaawcr shall pay ati taxcs.aasessmeats,charges. fincs and impositions attcibutabie to the • _=
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<br /> �, ,, ,,_�. ,, Ptoperty wriich mny atuiin priority over this Security instrumcnt.and leasehotd payments or ground rents.if any. Borrower
<br /> ',f � �!7�:�•• shal!pay these obligations In the rrwnncr pcovided in paragraph 2,or ii not paid in that manne[.Barrower shall pay them on • -
<br /> � °�'����; ` time dimctly to tho person awed payment. Boaower shall pmmptly fumish tn L.cnder al!notices of amounts to bc patd under T
<br /> , :�"�:� this paragraph. If Bocrower makes these pAymen�4 directly.Barrower shall promptly fumish to Lender receipts evidencing �:
<br /> , �',; �::_,._._ . the payments. , ,_ _ .y._
<br /> Bonower shall promptly disc6arge any lien which tra.9 priority over this Securiry Instrument unless Borrower.(a)agees . ' '-'
<br /> ,�' �- in wriHng to the payment of the obUgation secumd by the tien in a manner acceptabte to Lender.(b)contests in good faith the ' -
<br /> �.,.�',t � -
<br /> ',::;p �-�� =� lien by.or defends�aga�nst enforcement of the tien in.tegal proceedings wfuch in the l..ender s opinion operate to prevent the -
<br /> � enforcement of tha lien:or(c)secures from the holdes of the(ien an agreement r+atisfactory to Lender subordinating the lien �.,,,:t�,. -
<br /> �� ' � - - _;' �� ' to this Securiry tnsirument. If Lender determines that any part of the Qraperty is subject to a lien which may attain�siodty :!'��;�,,._•�� .
<br /> ��� � `'�'�� over this Secarity lnstrument.Lencier ma ive Borrower a notice identif vf6 the lien. Bormwer shall satisf the lia�s�tatce ��•
<br /> � -r�: .,, . � ,... y� y' a y ' ;;�::,+�:r' .
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<br /> ':�� onc or more of t�se actions set fodh abovc within l0 days vf the giving o5¢�aitie. � . . �
<br /> � �� � • S. Hazart{oe Property Insurance Barrower shail kcep the improvementv now exisdng or hereafter erccte8 on the •
<br /> =T;� � :�r','°':• : RoQelty lnsured againsl toss by fire.hazards i�cluded within the term"extended coverage'and ar�y other hazards„i�?ading .
<br /> :i,��s���.,r;:}'.:;�. , flaods or ftooding.for which l.endcr tequires iasurance. Th�.q inqurance shAll be ma�,tained its the amounx:a�3 L'or the
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