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<br /> ? perioas thnt I,�nder m.4uires. 1fitc insuranca ca�rier providing the insurunce shal!be chnscp by�orrov�er subject to l,ender's -_
<br /> �pproval whici�si�nll not t3c unn;asonably�withheln. if unnuwc► fu{Is t��atnt.^,ir.�oee.�,_d_.:-•it+e�l ni���v�,t.ende�maY.nt c
<br /> 4ender.L•option,obtrin covenge tn procect I.ender's righis in the Property in i+ccordanc�with pamgmph 7. �
<br /> • All insuranee policits arxl cenewals shatl be acceptabte to I..ender and shnll include n stundarJ mortnoge clnuse. Leitder
<br /> shnll have tt�c right t�hold the pc�licies nnd renewnts. If Lender rcquires,8orrower shnll pro�nptly give to l,ender all rceeipty
<br /> of paid p;r�ad�uus Knd r�newal n�tices. In the event of loss,Dorrower shall give prompt notice to ths insueance carrier und L_
<br /> I.cnder. I.w�er may mnka proof of los9 if not mndc promptly by Borrowcr.
<br /> Unless L.�ndcr und Bonower otherwisc agrcc in writmg,insurancc procceds shnll be applir,d ta restoratlon or rcpuir of
<br /> the 6h�o�►erty d�mnged. if tQe restoration or repair is economicnlly fensible and Lendr.�k security is not lessened. [f the
<br /> reatorauon or rcpair is nat economicnlly fensible or Lender� security would bt: lessenr.d, th� insurance proceeds shall be
<br /> applted ta the sums secured by this Security Instniment, whetiter or not then duu,with any excr.ss prud to Borrower. If
<br /> Banower ah.uidons tlie Prapercy.ar dces not answer within 30 dnys a notice from Lcnder dtut dtu insurance caaier has
<br /> offered to settle n claim,tlien Lender m�;.z•collect the insunnce proceeds, Lender may use the proceeds to mpair or restore
<br /> ttie Praperty or to p1y sums secu[�ecl by�has Securiry Instrument,�vhether or not then due. The 3Q�day period will begtn whsn
<br /> the nodce is given. � licntion of nxceds to principal sltall not cxtend or
<br /> Unless Lender and Borrower otherwise agree i�z+��riting, any •pP� P
<br /> �ostpo�tie the due date of the monthly payments refetzi,*d to in paragraphs l and 2 or change the amount of thG payments. If
<br /> undex pur�^�'Zoh 21 the Property is acctu�red by Lender.Borrower'.s nght to uny insurnnce policies:znd praceeds resultin�
<br /> from�atns�e tn tha Property prior to the ucquisition shall pass to 1Le�ider to the extent of the sums secured by this Security
<br /> [nstn►ment Immedintely pssar to die ucquisition.
<br /> 6, Occupancy� [''�:sarvation, IVlmtntenanLe and Pro4ectfoa af thc Pro�r_rty; Borra�•er's l.�nun �1pp�tcation; -
<br /> I,easeholds. Bortowe�•R"�:�11 accupy,est�blish,�uid use the Property us Borrower's principul resicience with�n sixty duys after
<br /> the execution of this Security Instrument and shall continue to occupy the Property as Uorruw�r's?rincipal residcnce for ut
<br /> least one year after the date of accqpm�cy, unless Lender otl�erwise ag�es ►n writ�ng, �vhir.h consent sGall not be
<br /> unreasonably withheld,or unless ext:nuating circumstances exist which ure beyond Borrower§control. $O aorrowerlshall
<br /> destroy,damage or impair the Pcoperty�celluw tlia Property to deteriorate,or commit waste on tl►e Property.
<br /> be in default if nny forfeiture uction or prceeedlns,wt�ether civil or criminul,is bcgun that in Lender's gacxi Snith judgmcnt
<br /> could result in forfciture of the Propert,y or othenvise materiully impair the lien created by this Securety I�strument or
<br /> Lendcr's security tnterest. Bo�TOw�r may cu[�ee such a d..fault nnd reinstate,as pruvided in paragraph 18,by causing the action
<br /> or pmoe��!ing to 6e dismissed wirh a ailing thnt,in Lendcr's good faith d�terminution,prccludes forfeilure of the�orrower'.s
<br /> intemst in 3he I�roperty or other ma�eiial impairment of the lien crented by ehis Securiry Tnstrument or Lender's s�ecu►3t}�
<br /> intc�+est. Domower sha!1 also be in default if Borrower, during the loan appliGacion process, gave materially false ur
<br /> i.naccurrte iszf�r�n�r��.,�,•:�atements to Lender(or fr+led to provide Lender with any material int'ormation)in wnnection with
<br /> the lonn evideneed by 8:ie Note, ineluding, but not IimiYed to, cepresen[auont;ctmcciu�i�$ ��'^�� �=�fia"-`-�y ^f the
<br /> Prop;cty as a principal res?dencc. If ihis Securiry Instrument is on a leasehold,Bareo��ver shia!comply widi all die provisIons
<br /> of the leuse. if Borrower acquires fEE atie ro tlie Property.the Icasehold and the fee titic shuli nox merge unlass I.ender agm�.g
<br /> to tha mcrgcr in wdtin�.
<br /> 7. Protectbn of Lender's '1EFighls io� the Property. If IIorrower fails ro perForm it�e covenants and agrcements
<br /> cantainecl in this Security Instrument, or there Is �,legal proceedtng that may signifiGantly affect Ixnder's rights in the
<br /> pcope[�y(such as�proceeding in bankruptcy.Frubate,for condemnadon or forfeiture or[o anforce laws or��ulations),then
<br /> I.ender zaay do und pay for whatever is necessary to protect�he value of tp Pcori rty and Lender yri�►ts�n the��
<br /> Lender's uctions muy include paying any sums secum,�l by a lien which h`u n►ake re�airs Alish ugh Lender maytt�lce acUvn
<br /> in court.puying reasonnble attomeys'fees and entering on die Property P
<br /> under this puragmph 7,Lendes cioes not huve to clo so.
<br /> Any amounts disbu:sed by Lender under this paragraph 7 shall bccomK additionul debt of Bortower secund by this
<br /> dte of�Sbuurscment at tho Nate rntrand h�liebc p yable,with int re tpupon not cesf oril3.•endt tn Boriower requesti�
<br /> payment.
<br /> g. IVlortg,nge Insarance If Lencler requin:d mortgage insuranco as a condition af�mc�1<inB the loan sccam.d by is
<br /> Security Instrumcnt,Borrower sh:ell�Ay tlie premiums requircd to rnaintain the martgage inaur�►nce in cffect. If, for any
<br /> rcason, the mortgage insurance caYerage requRed by Lender lapses or ceases to be in effcct, Borrowec ahall pay the
<br /> premiucr�s tequired to obtain coaerage �substanda�]y equivalent to the mortgage insur.�►ce previously in effxt,et a cost
<br /> substantiaily equivalent to the cosx to;�orrowcr of thc mongage insar.�nce prevlously in e�t'ect,from an altemate mortgagc
<br /> insurer apFrovr.d by L,ender. If substnn�ully equivalent mortgage[nseirutcc coverage is not avnilublo,Borrowcr shall pay�to
<br /> Lender cach mon4h a sum o4uu!to onc-twelfth of the yearly mortgage insursier.e premium boing paid by Borrower when tha
<br /> insurance coverage lapsed or ceased to be in effect. Lender will accept,use an�4 retain these paymtnts as a�oss reserve in leeu ,
<br /> of mortgage insurancc. Loss reserve payments may no tonger be ce9�b 1�dn uprer a�roved br�Lenderggain nbec mes
<br /> coverage(in the amount and for the period that Lender requi►�es)p Y• pp y
<br /> available and is obtained.Borrower shnZl pay the premiums cequired to maintnim m�rtgage msutance in effect,or to provide a
<br /> toss reserve,until the requircment for mortgnge insurance cnds m nccordance with any written agreement between Eiorrower
<br /> and Lender or applicable IAw.
<br /> 9. Inspection� Lxnder or its agent m:+y�nake reasonubla entrics upon and inspections of the?nepeny. Lcnder shall
<br /> give BAirower uotice ut the time of or prior to an an;oection spacifying reason�ble cause for tht inspectior�
<br /> 10. Cflndemnation. 'Che praeeeds of nny z«,vcvd or claim for damages.direct or consec�uential,ic cv�nection with any •
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