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<br /> ' TpCET`!�R WI'iCFI oJll the frnpxovern.e�r.� now or here�tter erected on the peopseny. i!R�I �l G�Se:�tr.AL9,er��uetannnc�,n�d
<br /> futures now az hereaft;,r a part of�iie prop�.►y.A11 repinceule�ts:nid ndditiona shall aLo b�covea�l Uy tl�i�9 Sec�aeiry Insc�u�iiene.
<br /> �� All of tha foregoing is refened oo in this Srxuliry Instrument as the"Peopercy." '
<br /> y ' � BORRO'WF.R COVENAN 1$th8t tso[8ower iy 1�wftlUy �i�i of thc esL:u hs.reby conveycd ana1 has the riaht tc�gr�u�t a�td . ��
<br /> � ° �� convey the Pr�gerry smd that the Pcoperty is uneneiunbered,exetpt for eneumbra.nces of record. T�c�rrower wairants a,.�d will
<br />.:' .. �•:,`.t;''.`•'?• d�efend genwally tho dtle to the Ptoputy a8alnst aU claims and demartds,subject w any cncumbrances of rccord r;:;.
<br /> � T'I�IIS SECi(JRTTY INSTRLJIV�NI'com6vzes uni£arm coveaunts for nerional use and non-unifom�covenants with limited
<br /> � �,� variai�ons by jurisdicdon to conadtute a uniform securiry instnun�nt coveriag real properiy• .
<br />- � � . r ' UNIFORM COVBNANTS.Dorrower fuui�..ender covenant and a�rroe as follows: ',•"'
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<br /> ������ 1.�ayment oft Princtpal and IaterrRt;l'xr.pAyment and Late C6Ar�es. Borrower sdafl prom9�ly pay when d�c the '
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<br /> p,l n c i p a l o f r�n d i n u r e s t o n t h e d e b t e v i d a n c e d b y t h e N o t a a n d e n y p r�p a y m e n t und lato cher ges due unrlu tha Nou. �._
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<br /> :`� Z.Funds for Taxes�nr!Yaauranca Sub}rct ta upplicablo law or to a writcen waivu by T.ender, Bocmwu shaU pay co ,
<br /> � Lenda on t�o ds►y manthly q�ymenta are duo unda tho Nato,undl tha Nota i�ptid in full,a Rum("Funds")for:(a) yearly taxea �;�
<br /> .:�• � and iwessrt�er►t�which rtwy attain prforlC�over thi�Socudty Insu�.usjent a�a Ikn on tho Propc�y;(b)Ye�riy leaschold paymcnt� _--
<br />'� ' . n insuru�co premium�:(d)Yeaely flood insuranco pnmiume.It
<br />,,.::, .,.� ''. w grountl nenu on the Property.it ar►y�(C)Ye�+ly htv,�rd or FroPG Y ---
<br />��.°• 'a� any; (o)Yeuiy mort��o insuranco prc�niums,if eny; and(�any eume piyabb by Borrowu w[.ettda,ir�accordae�ca with�ha
<br />:'�:,.�` :,` � �nsvis�ona ot p�n�,rsph 8. in iku of thc+ p�yment of martgaga irt�urutice �xem�um�. 'it�osa item3 are called "Hscrow Item9."
<br /> .' . - �,��' Lender tn�y�nt wny timo�colloct�nd hold�undd in en�noant not to oacoed tha maxMum smount n lender far n federaUy relaced
<br />_'__"�;�-�,-�.'"e, mott��o Iwm may roquiro for Borrowa'a axrow account undCr tiu�fodaal Reu Bsteoe SeWcrr►�nt Peasxdures Ace of 19T4 a�
<br />'_�y;:��. „m;,t�d�lront tlm�tQ ti.mc.12 U.S.C.3e�ctMn 26A1 ee seq. ("RESPA").unlwa enothu law th�x s�ln:a to the Funds sete a lesser
<br /> "�;;;��:y�'`��• amoun� If so, Lender msy,oe eny dme.colkec and hofQ Fund�in en amowt not to eacced tfY: lesser embun� Lender may
<br />� ,��,, esdmuo the artwunt of�urds duo on tha b�vi�nf curs+�nt data end reasonable est�rwua�.f dxpr,r�dt�ises of fuaue Escmw Ibems or
<br /> �_r.;,:�„4_��;,' oth�wtse in eccordance with appllcabb law. �
<br /> -;:.a=�::!:, .- 'lt�e Fund�:4ha11 be held in an insdt�don whosa depoaits are insured by a ftderal agency�insuuin�.nt3lity.or endty(including
<br /> �"�7�;;:;'''�'f'.� I,ender, if I.e,nder is such on insdtution) or in ony Federal Homo Loan Bank.I.ender shall agply ttsa Funds w pa7�the Escrow _
<br /> —°__--_� Items.Let►der may not charge Hormwu for h o l d i ng un d app ly i n g t h o F u n d s.a n n u a ll y e n a l y a n 8 t 3�e e s a o w a c c o u n�o r v e r i f y i n g
<br /> ---`- ��`"`'--- ths Escrow It,ems.unless Lenda�pays Bo�rower inurest on tiie Fands and appIIcsblo law pumits Lendu m make such a charge.
<br />-=`°'�� Iiowever.Lendar may requice Bomowex to pay a Q�e-t�nte chnrge for an independent r�eal cstat�e taa reporting secvice �:sed by
<br /> •_°� ---= Lenslu in connecd,on wifi �his loan,unless applicable law provides othenvise.Unless an agrocmene i.v made or appllcable law
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<br /> -=°-�-�ta•..�,•. rcyuires inursst to ba paid.Lertdct shaU aot be requlred to pay Borrowtr eny interest or eamings on the Funds.Bo�rowu and
<br /> �',-r:F?-�;;'��..� r �a „�_�;hn�,hnwever;that lnttrest shall be psid on the Futtd9.I.ender shall give to Bamwer,without charge.an =
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<br /> (�r�� annuai accounting of the Fund4,showing aedits ond debits to the Funds end tho pu�{wse for which each debb.t W the Funds was
<br /> :;:,����r;•, made.The Fund�ere pledged�s addidonel secwity for all sums secured by thia Securiry Insuun�ens.
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<br /> -=—�:_,�...r�:;�i If the Funds held by Lender ea�cad tlae amonnts peaniu,ed co be held by applicahle luw,Lend�.r shall account to Borrowa or
<br /> _ --�:-:'�??�;;� tha excess Funds in accoidance with the roquuements of appiicable law.If the amount of the Funds hald by Lendu at eny ei�c,e is
<br /> ------°`�"`= not sufficient to pay the P.scxow Items when due.Lender may s�n noriffY Harrowu i�►writing,and,in such case Borrovka st�li pay
<br />'------- to Lender the amount necessary to make ap the derciency. Somawer shall malce�up the deficia�cy i�e no more thaa twelve
<br /> monthlY paYments.at I.enda's sole c1i��creUOn.
<br /> _� Upon payment In f�il1 ot all sums sacured by this Sxuriry Lnscnunen�L.entkr shail pcomptly aefund to Bo�ro�ver eny Funct�
<br /> """' held by Lenda.If�under puragreplx 21.Lender shall acquira or s�11 the Propaty. Luidsr.P�ios to tho acquisition or sale o£�te `
<br /> -'^'"�� prapa¢y�shall apply any F�mds held by Lender et the dme of acquisidon a sale a+a cndit aguinst the sums socnred by t�is
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<br /> -----=- Socurity Insttumen�
<br /> �0 3.Appliation of Pagment�. Unles�applicab]e law provides otha�wise�all paymaits c�eceived by L�endes under paragraphs _
<br /> --.r,�:�:� 1 and 2 shall bo applied: firs� to aay pr�ayment charges due under ths Note;second.to amouats payabla unda Paragraph 2;
<br /> ---=--='"'� thircl,to inusest due:fourth,to principal due:and last,tn eny fate chacges due under the Note.
<br /> ;':';;� al.Ch�r�ea.lLiea�. Barowa shall pay �il t��es.assessnunta. chaxges,Hnes and impasinlwns aaributabie to tbe Propcny
<br />. which may atain prioriry avu thlg Securiry Insaw,� ,a�nd lcasehold payments or grouad rants,!f any.Borrnwu shall�ay these
<br /> ------- — abligetions in the manner►xavidal in pacegraph 2,or�not paicl in t�at manna.Bocrawa shall paY them on ame direetly to che
<br /> pason uwa!payment Aorrower sh�il pcempdy fumish to Lc� ell notices of emounts to be paid ueder tl�ls pu�h� If
<br /> -- Borrowe7 ma�ces the.4e payma►tv direcdy.Borrower chal�promptly fUmish to Lendar re�eipts e�ridencing the paynxnLg.
<br /> `"� �arowa shall prompdy dixh9rgc any llen which has priorisy�over this Securiry Ins�urna►t�►aless Bon�owa: (a)agceas ia
<br />�� wridng t,o the payment of the obligation secund by the Ilen in a uwnna acceptable W Leader;(b)ccMtests in good feith tha iien
<br />,.��- by. or defends against enforeemene of tho lien in. legal proccedings which in the I.cnder's opfnioa operau tn pcevent t2►o
<br /> -.;;� enforcema�t of the lkn;or(c) secuses fmm tlie holder of the lien an agecmd�t sadsfactory to Lenda subordinating die li� W
<br />— _�_Y_::.� ihis Sccurity CnstcumenG If Lenda deus.m'v�es that any pact af the Propesry�S subiect w a Ifa�which may auain prlority ova thb _
<br /> __ - _ gocudcy Instrumtn�Lendu may give Bvrrower a notir,�identifying the IIen.Borrower shaU sptis£y ths lien or�a1cC one or�on _
<br /> =-.�_.__�-;�� of tho a�cuons set forth abovc within 10 days of tha giving of nodce. �-
<br /> - — Fortn 30II�0/!0 -
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